In this episode, our special guest Kevin Anderson, a licensed Medicare Advisor, will walk host Dennis Day through the process of choosing the right Medicare health care plan, just like he would any other client age 64 and 9 months.

Learn the timing for enrolling three months before or after your 65th birthday to avoid coverage gaps, and understand the roles of Medicare Part A and Part B. We'll also discuss the critical steps to setting up your SSA.gov account and the value of supplemental coverage. Whether you're a first-time enrollee or looking to optimize your existing plan, this episode is packed with insights to help you navigate Medicare registration efficiently and effectively.

Explore the critical differences between HMO and PPO plans, and discover why UnitedHealthcare's extensive network might be your best bet, especially if you're in Washington state. We highlight the often-overlooked benefits of acupuncture, chiropractic, dental, and vision care, and provide strategies for coordinating benefits with your employer’s plan to minimize out-of-pocket expenses. Kevin shares his expert advice on avoiding common Medicare pitfalls and the benefits of consulting a seasoned Medicare agent. Tune in for a thorough understanding of Medicare and actionable tips to tailor the best plan for your needs.

Kevin Anderson
Licensed Medicare Advisor
360-355-6555
medicarekev@gmail.com

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Unlock the secrets to financial stability in times of economic uncertainty with Gary Kawano of Success Lending, who sheds light on the intricacies of blended interest rates. If downsizing your home in a fluctuating interest rate market seems daunting, Gary's insights will guide you through the haze of mortgages, credit cards, and car loans, revealing how each contributes to your financial well-being. Delve into a world where understanding your debt cost is not an option but a necessity for making empowered property sales decisions.

This episode is a treasure trove of wisdom for anyone looking to refine their debt strategy or simply comprehend the actual price of their liabilities. We discuss real-world scenarios that bring the concept of blended interest rates to life, demonstrating how selling property and settling debts can dramatically alter the affordability of a new home—even when higher interest rates loom. Gary also introduces a specially crafted tool that promises to become an indispensable part of your financial toolkit. Don't miss out on this opportunity to gain a holistic perspective on debt and discover how a strategic approach to downsizing could be the smartest move you make this year.

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Episode 41.

Unlock the secrets of financial well-being with Gary Kawano of Success Lending as he shares his expert insights on Blended Interest Rates. This is a crucial exercise for anyone contemplating down-sizing.

With thirty years in the mortgage industry, Gary shares a wealth of knowledge to our latest podcast episode. He skillfully breaks down why keeping an eye on your overall financial health extends well beyond your mortgage rate. Through relatable client stories, we showcase how a comprehensive financial snapshot can be the deciding factor for down-sizers in today's economic climate.

Our discussion with Gary doesn't just illuminate the technicalities of blended rates; it's also a treasure trove of strategies for managing personal debt. Whether you're wrestling with the decision to refinance or seeking ways to balance savvy financial choices and immediate cash flow needs, our conversation addresses the broader housing market trends that affect your wallet. With resources tailored to complement our discussion linked with the episode, you'll have the tools at your fingertips to navigate the often perplexing world of personal finance. Tune in for an episode packed with actionable advice to take a comprehensive look at your overall finances, that could be the catalyst for your next smart move.

Check out our Youtube version: https://youtu.be/p7G8qHb-zuc


Gary Kawano
Producing Area Manager | NMLS #455499
Direct: | (760) 809-1597
Mobile: | (760) 809-1597
Gary.Kawano@successlending.com
Licensed In: AZ, CA, CO, FL, TN, TX, WA

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