New York, 1898. The only thing more shocking than Arthur Stanhope III’s unexpected death is the revelation that his will bestows his company—and most of the vast fortune that goes with it—to the nearest male heir, leaving his mother, wife, and daughter nearly impoverished. His widow, Sylvia, quickly realizes she must set aside her grief to ensure their daughter, Adelaide, is launched into society as soon as the appropriate mourning period passes.

When their father's death leaves them impoverished, Sarah Summers and her genteel sisters fear they will be forced to sell the house and separate to earn livelihoods as governesses or companions. Determined to stay together, Sarah convinces them to open their seaside home to guests to make ends meet and provide for their ailing mother. Instead of the elderly invalids they expect to receive, however, they find themselves hosting eligible gentlemen. Sarah is soon torn between a growing attraction to a mysterious Scottish widower and duty to her family.

In the early 19th century, Emma, a 51-year-old widow with family far away, fills her loneliness by caring for her guests and sharing her own special blend of wisdom and humor. One stormy night, a rap at her door interrupts her musings. The 80-year-old Widow Leonard is standing in the rain, seeking refuge from her sons' constant bickering. Housing this feisty runaway granny, however, puts Emma in the crosshairs of a family feud.

Addie Bryant is haunted by her past of heartbreak and betrayal. After her beau, Isaac Hanson, left the Yukon, she made a vow to wait for him. When she's sold to a brothel owner after the death of her father, Addie manages to escape with the hope that she can forever hide her past and the belief that she will never have the future she's always dreamed of. Years later, Addie has found peace in her new life as a photographer, training Camera Girls to operate and sell the Brownie camera. But during the Alaska-Yukon-Pacific Expo in Seattle, Addie is reunited with Isaac.

Invited by a friend to trek west and help establish the newly formed town of Cheyenne, Edward Vogel is prepared to leave the haunting memories of his wife and son’s deaths behind him. The only problem is the corrupt new railroad town wants family men who can establish law and order, and desperation leads Edward to his friend Marybeth with a proposition of marriage.