Showing results by author "K. Elizabeth" in Money & Finance

I remember this time. Clearly. Vividly. I would get this feeling. In my gut. It would be almost like a tingling sensation in my hand. The sensation, the want to spend some money and to bring home something that I didn't really need. I also remember the times when I would see something. In a magazine, in a store display, or in an advertisement, and I would not be able to get it out of my head. It got so bad that it would even haunt my dreams.

Our goal was the type of goal people roll their eyes at. It was the type of goal that most working-class families fear and dread. It was the type of goal many optimistic households envision, but all too often struggle to accomplish. It was the type of goal that puts a crippling amount of pressure and stress upon thousands and thousands of hard-working families and couples across the world. My family's goal was to become 100 percent mortgage and debt-free in five years.

Retirement planning - the phrase itself has so many implications. It hints at the fact that you will one day not be in your prime and hence not able to work. Whether we chose to acknowledge it or not, this fact is a harsh reality of life. So many people delay retirement planning because they do not want to acknowledge this fact. There is always the small voice at the back of the head that says, "Oh, but I'm still so young." Yes! You are young and full of vigor now and that is the very reason why you should start retirement planning.

Are you interested in investing but aren't quite sure where to begin? Does the thought of investing large sums of money into a fluctuating financial environment cause you stress? Does the seemingly complex state of the stock market make you doubt your financial decisions or actions? Are you unsure about your investment options? Are you struggling to find helpful resources and consultation services that will help your transition into the marketplace go smoother?

Preparing for retirement, no matter who we are or what we do, can be a longwinded, convoluted, and overwhelming process, though it certainly doesn't need to be. With the right amount of research, preparation, planning, support, and advice, anyone can smoothly transition from their life in the workforce to the retired life they've always envisioned. This book will explore and explain how you can do just that.

Does the thought of the retirement process, though perhaps still many years away, seem overwhelming? Have you heard contradictory information about 401(k)s, IRAs, pensions, and Social Security benefits? Do you find yourself questioning how you'll retire with enough money in your savings? Wherever you may be in the retirement process - still years away, considering retirement within the next year, or already retired - this book will help demystify your confusion and alleviate your worries.

Until I finally paid off my monthly mortgage, it felt like a drain on my soul and energy. I am sure that many people can relate to this feeling. Mortgages are painful but unavoidable realities of our lives. Most of us have to take some sort of loans to get our dream houses or cars. In such cases, getting into mortgages is easy, but taking them to full term is not. Month after month is an ordeal.

This book is for anyone and everyone who is interested in spending less money while maintaining the comfortable lifestyle they deserve. Whether you're a hardworking single parent, a dedicated working professional, a struggling college student, an aspiring artist, or a driven entrepreneur, living well while spending less won't require drastic life changes or long-term efforts.