Landing in Canada as an internationally trained physician is exciting—and overwhelming. In this episode, Usman and Saad walk you through what to do in your first months: setting up your SIN, banking, and credit, avoiding “free” generic bank advice, and understanding how Canada’s system treats you as a consultant, not an employee. They dive into tax-efficient structures, housing and kids’ education, and why proper financial life planning—not random investments—is what actually buys you time, freedom, and options for your family. You’ll also hear about the emotional side of starting over, rebuilding identity, and creating community in a new country. Stay to the end to learn how to access RFL’s free Tax-Free Retirement Blueprint so you can keep more of what you earn and build a truly rich, fulfilling life in Canada.

Raising kids in Canada comes with rising university costs and limited government support. In this episode, we break down the smart, structured ways to fund your child’s education without compromising your own financial future. We walk through RESP grants, why they’re helpful but insufficient, how to use investment accounts strategically, and when it may make sense to use your corporation or a long-term compounding asset to support your child’s future education, career, and financial independence. We also discuss how certain structures can create generational tax advantages and give your child access to capital throughout their life. To learn how to build a secure, tax-efficient financial plan, download the Tax-Free Retirement Blueprint at rflwealth.ca/blueprint.

Doctors face unique financial challenges. In this episode, we break down how RFL helps internationally trained physicians structure their finances, save millions in taxes, and live a Rich, Fulfilling Life today and in retirement.