Your Pipes Burst And Flood Your Basement cover art

Your Pipes Burst And Flood Your Basement

Your Pipes Burst And Flood Your Basement

Listen for free

View show details

Summary

Your pipes burst in the middle of the night — water is everywhere. Is it covered?

In this episode, Bruce and Brian Chapman of JD Chapman Insurance Agency break down exactly how a homeowner's policy responds to a burst pipe, what the insurance company will and won't pay for, and the one mistake that could get your entire claim denied.

🔑 What we cover:
What a standard homeowner's policy covers when a pipe bursts
Why the pipe itself isn't covered — but why that usually doesn't matter
The negligence trap: what happens if you turned your heat off before leaving town
A real-life $1 million+ claim and why it was covered
Simple prevention tips to keep your pipes from bursting in the first place
💧 Pro tip: Keep a slow trickle running through your faucets during extreme cold — it could save you a massive claim.
Have a claim question or scenario you want us to break down? Email Brian directly: brian@jdchapmaninc.com
📞 JD Chapman Insurance Agency
🌐 jdchapmaninc.com
📱 (315) 986-4062

This podcast provides general information only and does not offer or bind insurance coverage. Coverage decisions depend on the specifics of each case.

#IsItCovered #BurstPipe #HomeInsurance #WinterClaims #InsurancePodcast #NewYorkInsurance #HomeownersInsurance #JDChapman #WaterDamage #InsuranceTips #WinterDriving #PropertyInsurance #PipeBurst #HomeMaintenance
adbl_web_anon_alc_button_suppression_c
No reviews yet
In the spirit of reconciliation, Audible acknowledges the Traditional Custodians of country throughout Australia and their connections to land, sea and community. We pay our respect to their elders past and present and extend that respect to all Aboriginal and Torres Strait Islander peoples today.