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Your Personal Bank with Ferenc Toth

Your Personal Bank with Ferenc Toth

By: Your Personal Bank with Ferenc Toth
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If you want to live like the wealthy, you need to think like the wealthy. Join Ferenc Toth each week for the Your Personal Bank™ Show, Saturdays at 10:00AM. Your Personal Bank™ is a powerful financial tool typically only shared with the ultra-wealthy by the financial industry. Learn how to gain control of your money . . . create tax-favored income . . . and access more funds over your lifetime. It’s the Your Personal Bank™ Show . . . the show that can change your financial life. Call 866-268-4422 for more information.

 Economics
Episodes
  • Our Country is at a Turning Point Due to the Charlie Kirk Assassination

    Our Country is at a Turning Point Due to the Charlie Kirk Assassination
    Sep 16 2025
    Charlie Kirk was assassinated. He is a martyr. He was murdered in cold blood because someone disagreed with his ideas. Charlie was killed because he was effective. This proves the enemy was scared of him. Charlie threatened the left's power. Our country is at a turning point. We either encourage debate or we go in a really dark direction. Charlie Kirk stated the reason he debated those who disagreed with him is when people stop talking, they resort to violence. Our country has been here before. When the South's representatives stopped talking and resigned their positions, that is when the shooting started.

    If you attack people's character instead of their ideas, you are part of the problem, not part of the solution. Be the solution. That is the only way forward.

    See omnystudio.com/listener for privacy information.
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    51 mins
  • The Short and Long Term Risks of the Current Stock Market and Economy

    The Short and Long Term Risks of the Current Stock Market and Economy
    Sep 9 2025
    Ferenc shares the short and long term risks to the current stock market and the overall economy. Short-term: - AI Bubble - Extreme valuations (all-time highs) - Extreme concentration in a few tech stocks - Nvidia: about half of sales from only 3 companies Long-term: - Higher bond yields caused by government debt and stubborn inflation - Increased borrowing costs - Generally bad for stock and real estate valuations

    How do you take advantage of future potential upside while protecting your downside?

    Annuities offer unlimited upside potential while guaranteeing the principle against loss.

    - This is the "Golden Era" of fixed assets. The best rates in 40+ years, insured with guarantees.

    - If you own an annuity 2+ years old, I strongly recommend comparing to the newer more profitable products.

    - Many of my clients are earning 2-10x increased returns annually than their previous annuity products!

    - Your Personal Bank policies are insured, with guarantees, income tax-free, highly liquid, and likely to increase returns for the next 5-10 years due to higher bond yields.

    See omnystudio.com/listener for privacy information.
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    51 mins
  • Is the AI Bubble Starting to Burst?

    Is the AI Bubble Starting to Burst?
    Sep 2 2025
    Ferenc discusses the parallels between the current tech stock market bubble and the dot-com era, emphasizing the risks of overvaluation and potential corrections. He recounts a listener's 100% return on tech stocks and warns of the dangers of not locking in gains. Ferenc highlights the MIT study showing 95% of companies saw no return on AI investments, and the potential for a severe market correction. He also addresses the Federal Reserve's new inflation target and the implications for interest rates. Ferenc advises on risk management strategies, including annuities and cash value insurance, to protect against market downturns. Issues & Risks
    • • AI stocks may be in a bubble, similar to the dot-com era.
    • • According to a MIT study 95% of companies investing in AI have seen no financial benefit.
    • • Tech stocks account for 46% of S&P 500, higher than dot-com peak.
    • • Margin debt has surged to an all-time record of over a trillion dollars.
    • • Heavy truck index, a recession indicator, is going down strongly.
    • • Nvidia's valuation is now triple the entire energy sector.
    • • A third of the US economy is in recession or at high risk.

    How do you take advantage of future potential upside while protecting your downside?

    Annuities offer unlimited upside potential while guaranteeing the principle against loss.

    - This is the "Golden Era" of fixed assets. The best rates in 40+ years, insured with guarantees.

    - If you own an annuity 2+ years old, I strongly recommend comparing to the newer more profitable products.

    - Many of my clients are earning 2-10x increased returns annually than their previous annuity products!

    See omnystudio.com/listener for privacy information.
    Show More Show Less
    47 mins
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