You Can Still Retire. Here Is Exactly How to Catch Up at 40 or 50.

In this episode, Andrinique breaks down exactly what to do if you are behind on retirement and you are 40, 45, or 50 right now. No fear, no shame. Just the accounts, the tools, and the real numbers you need to actually move.

We are covering catch-up contributions, Roth IRAs, index funds, backdoor Roth conversions, and SEP IRAs. And we are looking at what catching up realistically looks like in actual dollars depending on where you are starting today.

You are not too late. But you do need to move.

Episode Chapters:

00:00 You Are Not Too Late

03:20 Catch-Up Contributions: How Women 50 and Older Can Legally Save More Than the Standard Limit

09:45 The Roth IRA: What It Is, Why It Matters, and Whether You Qualify

17:30 Index Funds Without the Overwhelm

25:00 The Backdoor Roth Conversion: Who It Is For and How It Works

32:10 The SEP IRA: What Self-Employed Women Are Leaving on the Table

39:40 Real Numbers at 40, 45, and 50: What Catching Up Actually Looks Like

47:15 Your Next Move

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If you are tired of feeling stuck and Running On Empty, I wrote the exact guide I wish I had. Running on Empty is 85 pages of real tools, worksheets, and a 30-day action plan that helped me get out of survival mode. Grab it here https://andrinique.gumroad.com/l/czyonq