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Women's Money Wisdom

Women's Money Wisdom

By: Melissa Joy CFP®
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You’re working hard, caring for everyone else, and managing a thousand details a day—but when was the last time you focused on your finances?

As a woman, you might carry the emotional and logistical weight of caregiving, parenting, career-building, and household management. It’s no wonder financial planning tends to fall to the bottom of your list—yet it’s one of the most important tools you have for protecting your future, your family, and your peace of mind.

Women’s Money Wisdom is here to change that.

Hosted by Melissa Joy, CFP®, founder of Pearl Planning in Dexter, Michigan, this weekly podcast is your space for practical insights and relatable advice to help you take control of your financial life. From investing and retirement to navigating life transitions and shifting your money mindset, you'll gain the clarity and confidence you need to make empowered decisions.

Maybe you’re preparing for retirement, juggling the needs of both kids and aging parents, or growing a business you’ve built from the ground up. You want to build wealth in a way that reflects your values. You want guidance that honors your full life—not just your portfolio. And most of all, you want a trusted partner who sees the whole picture, not just the numbers.

If you’re ready to stop putting yourself last—at least financially—this podcast is your starting point.

Subscribe to Women’s Money Wisdom and make your financial future a priority.


Investment advisory services offered by Pearl Planning, a DBA of Stephens Consulting LLC., an SEC registered investment advisor. Please remember that past performance may not be indicative of future results. Different types of investments involve varying degrees of risk, and there can be no assurance that the future performance of any specific investment, investment strategy, or product (including the investments and/or investment strategies recommended or undertaken by Pearl Planning, or any non-investment related content, made reference to directly or indirectly in this Podcast will be profitable, equal any corresponding indicated historical performance level(s), be suitable for your portfolio or individual situation, or prove successful. Due to various factors, including changing market conditions and/or applicable laws, the content may no longer be reflective of current opinions or positions. Moreover, you should not assume that any discussion or information contained in this podcast serves as the receipt of, or as a substitute for, personalized investment advice from Pearl Planning. To the extent that a listener has any questions regarding the applicability of any specific issue discussed above to his/her individual situation, he/she is encouraged to consult with the professional advisor of his/her choosing. Pearl Planning is neither a law firm, nor a certified public accounting firm, and no portion of the Podcast content should be construed as legal or accounting advice. A copy of Pearl Planning’s current written disclosure Brochure discussing our advisory services and fees is available upon request or at www.pearlplan.com. Content represents the opinion of the speaker and not necessarily that of Pearl Planning.

© 2025 Women's Money Wisdom
Economics Personal Finance Relationships Social Sciences
Episodes
  • Episode 279: Less Pressure, More Purpose: Building a Life That Feels as Good as It Looks with Brandi Hudson
    Jul 8 2025

    What if success didn’t have to come with stress, hustle, and emotional burnout? Performance coach Brandi Hudson joins Melissa Joy to share how high-achievers can shift from chasing external validation to building a life rooted in purpose, clarity, and peace.

    Brandy introduces her powerful BASE framework—Beliefs, Alignment, Self-Awareness, and Emotional Resilience—a mindset map for those ready to evolve from achievement to mastery. Together, they explore the inner work it takes to untangle limiting beliefs, align your desires with your emotions, and build true emotional resilience so that success actually feels successful.

    This conversation is for the doers, the leaders, the “check-the-box” professionals who suspect there’s more waiting on the other side of the hustle.

    💡 Key Themes Covered:

    • Rethinking success: Why accomplishments alone don't guarantee fulfillment
    • How subconscious beliefs quietly shape your relationship with money, health, and love
    • The difference between wanting money and understanding what you actually want it for
    • Why emotional resilience is the ultimate leadership skill
    • Tools to align your internal world with your external goals

    Connect with Brandi Hudson

    🔗 Facebook: facebook.com/hibrandihudson
    📸 Instagram: @brandibhudson
    ▶️ YouTube: @brandibhudson
    🐦 X (formerly Twitter): @brandibhudson
    💼 LinkedIn: linkedin.com/in/brandibhudson

    The previous presentation by PEARL PLANNING was intended for general information purposes only. No portion of the presentation serves as the receipt of, or as a substitute for, personalized investment advice from PEARL PLANNING or any other investment professional of your choosing. Different types of investments involve varying degrees of risk, and it should not be assumed that future performance of any specific investment or investment strategy, or any non-investment related or planning services, discussion or content, will be profitable, be suitable for your portfolio or individual situation, or prove successful. Neither PEARL PLANNING’s investment adviser registration status, nor any amount of prior experience or success, should be construed that a certain level of results or satisfaction will be achieved if PEARL PLANNING is engaged, or continues to be engaged, to provide investment advisory services. PEARL PLANNING is neither a law firm nor accounting firm, and no portion of its services should be construed as legal or accounting advice. No portion of the video content should be construed by a client or prospective client as a guarantee that he/she will experience a certain level of results if PEARL PLANNING is engaged, or continues to be engaged, to provide investment advisory services. A copy of PEARL PLANNING’s current written disclosure Brochure discussing our advisory services and fees is available upon request or at https:...

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    32 mins
  • Episode 278: CEO Money Mindset: Think Like a Leader in Business and Life with Megan Schwan
    Jul 1 2025

    Ever wonder what separates thriving CEOs from those who struggle?

    The secret isn't just business savvy—it's mindset. This compelling conversation with Megan Schwan, founder of Sidekick Accounting Services, explores how CEO-level thinking can radically improve both your business and your personal finances.

    As a single mom and successful entrepreneur with over 11 years of experience, Megan shares her journey from surviving to thriving. She explains how transitioning from reactive, task-based management to intentional, strategic leadership transformed her business and life. This mindset shift is equally powerful when applied to personal finances.

    Megan also emphasizes the power of embracing your financial data. Avoiding your numbers may feel safer, but regularly reviewing them is the key to clarity and confidence. Her use of the Profit First methodology ensures you pay yourself first and run a business—or a household—that works for you.

    We explore why outsourcing isn’t a sign of failure, but a strategic tool for growth. Whether it's hiring in your business or getting help at home, letting go of the guilt around asking for support can unlock a new level of financial and emotional well-being.

    Whether you're a business owner, managing household finances, or juggling both, this episode delivers real, relatable insights to help you become the CEO of your money. Tune in for actionable tips, powerful mindset shifts, and a reminder that financial leadership starts with you.

    Key Takeaways:

    • Shifting from doing the work to strategic thinking changes everything
    • Setting boundaries protects your energy and your priorities
    • Financial data is a tool for empowerment, not something to avoid
    • Profit First helps ensure you prioritize your own pay
    • Delegation and outsourcing free up space for growth
    • Grace and small wins help maintain long-term financial momentum
    • Vulnerability and support-seeking are strengths in any financial journey

    If you found value in this episode, please share it with a friend or leave us a review.

    Connect With Megan:

    https://www.linkedin.com/in/meganmschwan/

    https://www.instagram.com/mompreneurof4/

    https://www.facebook.com/sidekickaccounting

    The previous presentation by PEARL PLANNING was intended for general information purposes only. No portion of the presentation serves as the receipt of, or as a substitute for, personalized investment advice from PEARL PLANNING or any other investment professional of your choosing. Different types of investments involve varying degrees of risk, and it should not be assumed that future performance of any specific investment or investment strategy, or any non-investment related or planning services, discussion or content, will be profitable, be suitable for your portfolio or individual situation, or prove successful. Neither PEARL PLANNING’s investment adviser registration status, nor any amount of prior experience or success, should be construed that a certain level of results or satisfaction will be achieved if PEARL PLANNING is engaged, or continues to be engaged, to provide investment advisory services. PEARL PLANNING is neither a law firm nor accounting firm, and no portion of its services should be construed as legal or accounting advice. No portion of the video content should be construed by a client or prospective client as a guarantee that he/she will experience a certain level of results if PEARL PLANNING is engaged, or continues to be engaged, to provide investment advisory services. A copy of PEARL PLANNING’s current written disclosure Brochure discussing our advisory services and fees is available upon request or at https:...

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    31 mins
  • Episode 277: Money Hot Takes: Financial Controversies & Unpopular Opinions
    Jun 24 2025


    Ever feel like some financial "truths" don't quite add up? In this episode of Women's Money Wisdom, Melissa Joy, CFP®, teams up with colleague Alexa Kane, CFP®, for a candid conversation challenging some of the most widely accepted (but often unexamined) money beliefs.

    🔍 What they unpack:

    • The Hidden Costs of Buy Now, Pay Later:
      From fast food to impulse buys, installment payment apps are everywhere—but at what cost? Melissa and Alexa reveal how these “convenient” options can become debt traps, especially for younger consumers.
    • The Case Against Aging in Place:
      It’s a common goal—but is it always the best one? Learn why staying in your home might not be ideal and how retirement communities could offer more social, emotional, and physical support in the long run.

    💬 Expect real stories, smart analysis, and bold perspectives that just might shift your thinking. Plus, a preview of what’s next: a hot take on life insurance as an investment.

    🎧 Listen now and consider:

    • Are your financial choices based on habit—or strategy?
    • Could your assumptions about aging be holding you back?
    • Who needs to hear this? Forward it to a friend.

    📍Resources and more: pearlplan.com

    The previous presentation by PEARL PLANNING was intended for general information purposes only. No portion of the presentation serves as the receipt of, or as a substitute for, personalized investment advice from PEARL PLANNING or any other investment professional of your choosing. Different types of investments involve varying degrees of risk, and it should not be assumed that future performance of any specific investment or investment strategy, or any non-investment related or planning services, discussion or content, will be profitable, be suitable for your portfolio or individual situation, or prove successful. Neither PEARL PLANNING’s investment adviser registration status, nor any amount of prior experience or success, should be construed that a certain level of results or satisfaction will be achieved if PEARL PLANNING is engaged, or continues to be engaged, to provide investment advisory services. PEARL PLANNING is neither a law firm nor accounting firm, and no portion of its services should be construed as legal or accounting advice. No portion of the video content should be construed by a client or prospective client as a guarantee that he/she will experience a certain level of results if PEARL PLANNING is engaged, or continues to be engaged, to provide investment advisory services. A copy of PEARL PLANNING’s current written disclosure Brochure discussing our advisory services and fees is available upon request or at https:...

    Show More Show Less
    31 mins

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