What if waiting for the “perfect” time to invest is actually the most expensive mistake you’ll ever make?

In this episode of Women Growing Wealth, Tamar Hermes sits down with real-estate legend Kathy Fettke, co-CEO of Real Wealth, author of Retire Rich with Rentals, and host of The Real Wealth Show and Real Estate News for Investors.

With more than 22 years of experience helping thousands of investors grow their portfolios, Kathy breaks down what keeps women stuck on the sidelines and how to start investing with confidence, even in today’s market. She shares exactly how leverage, time, and strategy build lasting freedom. It’s not an overnight success story, just proven steps that work.

What You’ll Learn

✅ Why waiting to invest costs you more than getting started early
✅ How leverage, not luck, accelerates wealth building
✅ The difference between good debt and bad debt (and how to use both wisely)
✅ What “turnkey” investing really means and why it simplifies the process
✅ How to start building a portfolio even if you’re busy or afraid of risk
✅ Why owning real estate is one of the most powerful paths to freedom

Key Takeaways

• You don’t have to time the market perfectly, you just have to get in.
• Real estate builds wealth through time, leverage, and consistency.
• Security comes from education and reserves, not fear.
• Every property is a “golden goose” building wealth while you live your life.
• The cost of waiting is greater than the cost of starting small.

Resources Mentioned

• RealWealth.com
• Retire Rich with Rentals by Kathy Fettke
• The Real Wealth Show Podcast and Real Estate News for Investors
• GetYourEnoughNumber.com — Free calculator to find your financial freedom number

📲 Connect with Tamar

Instagram: @tamarhermes
LinkedIn: Tamar Hermes
Email: tamar@womengrowingwealth.com

Connect with Kathy Fettke

Website: RealWealth.com
Instagram: @kathyfettke

Podcast: The Real Wealth Show and Real Estate News for Investors
Book: Retire Rich with Rentals

What does it really take to go from making money to mastering it?
In this episode of the Women Growing Wealth Podcast, Tamar Hermes sits down with Jane Mukami — born and raised in Nairobi, Kenya, and now the founder of a seven-figure fitness and nutrition business.

Jane had everything she thought defined success: income, impact, and independence. But her money wasn’t working for her — she was overpaying in taxes, letting cash sit idle, and still feeling trapped.

That’s when she learned how to take control of her finances, calculate her Enough Number, and create true financial freedom and mastery — with strategy, mentorship, and clarity.

If you’ve ever wondered how to make your money work as hard as you do, this episode gives you the exact steps to get there.

🎯 What You’ll Learn

• How to turn discipline into wealth and freedom
• The moment Jane realized income isn’t the same as independence
• The smart money and tax strategies that changed her future
• How mentorship accelerates results and builds clarity
• How to calculate your Enough Number and use it to make powerful decisions

🔥 Key Moments

• 00:02:15 – Jane’s journey from Nairobi, Kenya, to seven-figure entrepreneur
• 00:07:40 – The “buy a car” moment that changed her perspective on taxes
• 00:16:10 – How mentorship and strategy collapsed her freedom timeline
• 00:25:30 – The mindset shift from saving to investing
• 00:33:00 – What financial mastery really looks like once you arrive

Most women know how to make money — but few are taught how to master it.
Jane’s story is proof that financial freedom isn’t about working harder or earning more; it’s about using strategy, mentorship, and intention to build a life you love.

Takeaway

You don’t need to overhaul your life to create freedom — you just need a plan that aligns your money with your goals.
Learn from Jane’s journey, take the steps, and get to financial freedom and mastery the Women’s Way.

• Find Your Enough Number to Become Financially Free: Download a free workbook and caluclator: GetYourEnoughNumber.com
• Join the Movement: WomenGrowingWealth.com

💬 Connect with Jane Mukami

Website: www.fitkenyangirl.com
Instagram: @fitkenyangirl
Facebook: Jane Mukami Fitness
LinkedIn: Jane Mukami

In this week’s episode of Women Growing Wealth, I sit down with leadership and mindset coach Dena Patton, a woman who went from broke and having a stroke at 28, to building multiple purpose-driven businesses and a powerful nonprofit.

Dena shares how mindset mastery, self-worth, and redefining your relationship with money can transform not only your business but your entire life. We talk about breaking through financial limits, building legacy-level impact, and how to go from “good” to truly great.

This conversation will remind you that no matter how much you’ve already achieved, there’s always another level of growth and giving waiting for you.

What You’ll Learn
✅ How your mindset shapes your income and impact
✅ Why self-worth directly affects how much wealth you allow in
✅ How to identify your “smallness narratives” and replace them with greatness
✅ The difference between chasing success and building legacy
✅ Why philanthropy and purpose amplify your abundance
✅ Simple practices to shift your inner dialogue around money

Key Takeaways

• You don’t have to choose between profit and purpose — you can do both
• Greatness attracts greatness. When you trust yourself, opportunities multiply
• Your circle matters. Surround yourself with people who expand your mindset
• Small giving grows over time — start where you are
• True wealth comes from contribution and self-trust

Resources Mentioned

• The Greatness Game by Dena Patton
• Girls Rule Foundation
• DenaPatton.com
• Follow Dena on Instagram: @DenaMariePatton

Ready to Build Your Own Real Estate Wealth Strategy?
Just like we talk about in this episode, wealth starts with knowing your numbers and aligning your investments with purpose. Before you dive in, start with your baseline knowing how much money you need and want to be financially free and see how you can adjust the lever of inflation with smart investments and tax strategy.

My free calculator is a great place to start:
→ GetYourEnoughNumber.com

Connect with Tamar

Instagram: @tamarhermes
LinkedIn: Tamar Hermes
Email: tamar@womengrowingwealth.com