In this episode of the Cover Your Assets podcast, host Billy Gwaltney discusses the presumptive disability benefit, a crucial aspect of private specialty disability coverage for physicians. He explains how this benefit is automatically included in policies from top carriers and outlines the conditions under which a physician would be considered totally disabled. Real-life examples illustrate the importance of understanding this benefit, emphasizing its role in providing financial security for physicians facing unexpected health challenges.

Chapters

(00:20) Welcome

(02:58) Real-Life Applications of Presumptive Benefits

The Cover Your Assets Podcast is on a mission to help physicians like you get their disability insurance right. You've spent years of your life and hundreds of thousands of dollars to become a physician — this is the career that will give you and your family everything you've dreamed of! Don't let accidents, illness, or injury destroy your hard work and the life you deserve. You know you need to be insured, but how do you sort through the mountains of information when you barely have enough time to eat? On the Cover Your Assets Podcast, host Billy Gwaltney, head of Professional Planning Group, Inc., shows you exactly what you need to do to protect your income and way of life.

For more tips and advice, connect with the CYA Podcast on YouTube and visit the Professional Planning Group online. Stay up to date with Billy on Facebook and LinkedIn.

If you have questions, feedback, or just want to connect, email Billy at billy@ownoccdisability.com.