“What Percentage of Income Should I Save for Retirement?”
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“What Percentage of Income Should I Save for Retirement?”
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About this listen
I walk through the popular “save 20% of your income for retirement” guideline and why that number is only a starting point. The real conversation is about your life, your priorities, and the tradeoffs you want to make. In this episode:
- Why 20 percent is a rule of thumb, not a rule
- The role of employer retirement contributions
- How lifestyle choices shape your savings rate
- Early retirement goals
- Why cost of living & inflation matter more than a single number
- Situations where saving less than 20% still works
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In the spirit of reconciliation, Audible acknowledges the Traditional Custodians of country throughout Australia and their connections to land, sea and community. We pay our respect to their elders past and present and extend that respect to all Aboriginal and Torres Strait Islander peoples today.