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What Lenders Need from the Title Company (And Why It Matters to You!)

What Lenders Need from the Title Company (And Why It Matters to You!)

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Hi Realtors! In this episode, Sherri breaks down what lenders need from the title company and why it’s crucial for smooth transactions. From title commitments to unpaid taxes, understanding these essentials will make you a pro in guiding your clients and keeping deals on track.


Key Highlights:

  • Why Lenders Need Title Info:

    • Verify property details are accurate.
    • Ensure the title is free of debts or legal issues.
    • Confirm title insurance is in place for protection.
  • Key Documents Lenders Request:

    • Title Commitment: Outlines issues to resolve before closing.
    • Legal Description: Details exact property boundaries.
    • Taxes & Liens: Identifies unpaid bills that need clearing.
  • Why This Matters to Clients:

    • Buyers are protected from surprise debts or ownership issues.
    • Sellers avoid delays by addressing title problems early.
  • Realtor Tips for Smooth Deals:

    • Review title reports early; ask questions if unsure.
    • Set expectations with clients about possible title issues.
    • Help sellers gather important documents to prevent delays.


Title work isn’t just paperwork—it’s the foundation of a smooth, safe transaction. By understanding what lenders need and how title companies help, you’ll be better equipped to guide your clients with confidence.

If you found this episode helpful, share it with your realtor friends and subscribe to Behind the Deal: Escrow Unlocked for more insights. Got questions or a topic suggestion? Reach out to Sherri—she’s here to help you unlock the secrets of real estate!

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