Have you got a Self-Managed Super fund, but don't fully understand the rules?

Self-Managed Super Funds can give you more control; but they also come with serious responsibilities.

In this episode, Nathan and Jordan unpack what it really means to be a trustee. From the duty to act with honesty and diligence, to the sole purpose test, to record-keeping and audits, they explain the key obligations and common mistakes that catch people out. If you’ve got an SMSF, or are thinking about starting one, this episode is essential listening.

You can also get more informatino on SMSFs from the ATO here: Self-managed super funds | Australian Taxation Office

And The ATO have education here: Self-managed super fund education products | Australian Taxation Office

Nathan:

advice@nathanfradley.com.au

www.nathanfradley.com.au

Jordan:

jordan@planningsolo.com.au

www.planningsolo.com.au

The information contained in this podcast is general in nature and does not take into account your personal situation. You should consider whether the information is appropriate to your needs, and where appropriate, seek professional advice from a financial adviser.

Jordan and Nathan are both authorised representatives of PlanningSolo Licensing, AFS Licence 526143.

Fresh from a divorce settlement and thinking about a new car?

Nathan and Jordan unpack the financial and emotional factors to consider when answering a question from a listener, from the independence a new car can bring to the real cost of loans and novated leases.

They explore opportunity cost, budgeting, dealership traps, and how to decide what’s right for your situation.

Nathan:

advice@nathanfradley.com.au

www.nathanfradley.com.au

Jordan:

jordan@planningsolo.com.au

www.planningsolo.com.au

The information contained in this podcast is general in nature and does not take into account your personal situation. You should consider whether the information is appropriate to your needs, and where appropriate, seek professional advice from a financial adviser.

Jordan and Nathan are both authorised representatives of PlanningSolo Licensing, AFS Licence 526143.

When can you access your super, and how does that interact with the age pension?

In this episode, Nathan and Jordan respond to a listener question about using super to pay off a mortgage and the impact on pension eligibility.

They clarify the difference between accessing super and qualifying for Centrelink payments, explain conditions of release, and break down the asset and income tests. A practical conversation on how retirement decisions are shaped by both rules and lifestyle goals.

Nathan:

advice@nathanfradley.com.au

www.nathanfradley.com.au

Jordan:

jordan@planningsolo.com.au

www.planningsolo.com.au

The information contained in this podcast is general in nature and does not take into account your personal situation. You should consider whether the information is appropriate to your needs, and where appropriate, seek professional advice from a financial adviser.

Jordan and Nathan are both authorised representatives of PlanningSolo Licensing, AFS Licence 526143.

In this episode of Weaving Gold, Nathan and Jordan walk through the real stages of separation—before, during, and after—and explain exactly how a financial adviser can support women at each point. From those first confidential calls (“Can I even do this?”) through to preparing for mediation and rebuilding life after settlement, they outline the practical and emotional role advice can play. This episode is for anyone feeling unsure, overwhelmed, or stuck in financial ambiguity during separation—and for those supporting them.

Nathan:

advice@nathanfradley.com.au

www.nathanfradley.com.au

Jordan:

jordan@planningsolo.com.au

www.planningsolo.com.au

The information contained in this podcast is general in nature and does not take into account your personal situation. You should consider whether the information is appropriate to your needs, and where appropriate, seek professional advice from a financial adviser.

Jordan and Nathan are both authorised representatives of PlanningSolo Licensing, AFS Licence 526143.

The shift to residential care is often seen as a loss—but new reforms aim to make staying at home not only possible, but practical and empowering. In this episode, Nathan and Jordan unpack the upcoming Support at Home changes coming this November. They explore how care will be delivered, what services will be available, and how funding will work across clinical, independence, and daily living supports. This is the biggest shift in home care we’ve seen—and families need to be prepared.

Nathan:

advice@nathanfradley.com.au

www.nathanfradley.com.au

Jordan:

jordan@planningsolo.com.au

www.planningsolo.com.au

The information contained in this podcast is general in nature and does not take into account your personal situation. You should consider whether the information is appropriate to your needs, and where appropriate, seek professional advice from a financial adviser.

Jordan and Nathan are both authorised representatives of PlanningSolo Licensing, AFS Licence 526143.

Every July, your feed fills with super funds boasting about last year’s returns. But what do those numbers really mean—and should you switch funds based on them? In this episode, Nathan and Jordan unpack what super fund performance figures leave out, how to tell if your fund is actually performing well, and how to spot misleading marketing tactics. Plus, they explore risk levels, fund labels, and how to avoid scams targeting your super. A must-listen before making any big decisions.

Nathan:

advice@nathanfradley.com.au

www.nathanfradley.com.au

Jordan:

jordan@planningsolo.com.au

www.planningsolo.com.au

The information contained in this podcast is general in nature and does not take into account your personal situation. You should consider whether the information is appropriate to your needs, and where appropriate, seek professional advice from a financial adviser.

Jordan and Nathan are both authorised representatives of PlanningSolo Licensing, AFS Licence 526143.

Big changes are coming to residential aged care in Australia from November 1st, 2024—and for many families, that means paying more. In this episode, Nathan walks Jordan through the updated fee structure, including the introduction of the hoteling contribution, RAD retention, and a complete overhaul of the means-tested care fee (now called the non-clinical care contribution).

They break down how the new rules will affect middle-class Australians in particular, what remains grandfathered for those already in care, and why the timing of entry into care could have significant financial consequences.

If you’ve got a parent or loved one nearing the point of needing aged care, this is a must-listen to understand what’s changing, how to plan around it, and when to seek advice.

Nathan:

advice@nathanfradley.com.au

www.nathanfradley.com.au

Jordan:

jordan@planningsolo.com.au

www.planningsolo.com.au

The information contained in this podcast is general in nature and does not take into account your personal situation. You should consider whether the information is appropriate to your needs, and where appropriate, seek professional advice from a financial adviser.

Jordan and Nathan are both authorised representatives of PlanningSolo Licensing, AFS Licence 526143.

When people imagine retirement, they often picture beaches, golf courses, or caravanning adventures. But once the novelty wears off, many retirees face a quieter question: Now what? In this episode, Nathan and Jordan talk about the reality of retirement beyond the finances—how it affects your sense of self, your relationships, and how you spend your days.

Nathan:

advice@nathanfradley.com.au

www.nathanfradley.com.au

Jordan:

jordan@planningsolo.com.au

www.planningsolo.com.au

The information contained in this podcast is general in nature and does not take into account your personal situation. You should consider whether the information is appropriate to your needs, and where appropriate, seek professional advice from a financial adviser.

Jordan and Nathan are both authorised representatives of PlanningSolo Licensing, AFS Licence 526143.