Wealthy After 40: Personal Finance, Budgeting, Retirement Planning, Savings, Spending, Financial Freedom, and How to Retire for Gen Xers cover art

Wealthy After 40: Personal Finance, Budgeting, Retirement Planning, Savings, Spending, Financial Freedom, and How to Retire for Gen Xers

Wealthy After 40: Personal Finance, Budgeting, Retirement Planning, Savings, Spending, Financial Freedom, and How to Retire for Gen Xers

By: Dalene Higgins - Money Coach Retirement Coach CEO
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About this listen

The Podcast That Helps Gen Xers Retire Up to 5 Years Sooner


Top 5% Personal Finance Podcast


You’ve worked hard for decades, but now the big questions are creeping in:


👉 Will I have enough to retire?

👉 Is it too late to start retirement planning?


Welcome to Wealthy After 40, the podcast for Gen X women and couples who want to feel confident and clear about how to retire, even if you’re starting late or feel behind on your retirement savings.


I’m Dalene Higgins, a financial and retirement coach helping Gen Xers take control of their money through simple retirement systems that work now and later.


Together, we build a personalized money system that aligns with your values and lifestyle, so you can budget with confidence, save consistently, and create a clear path to retire on your own terms.


Each week, you’ll get step-by-step guidance for retirement planning, smart budgeting strategies, and realistic ways to grow your savings, both your emergency fund and retirement savings, without overwhelm.


If you’re ready to stop stressing about money, build a financial plan you trust, and create a future you’re excited about, this podcast is for you.


Retirement isn’t out of reach. Let’s simplify your next steps with clear advice on how to retire, starting today.


Book your free Clarity Confidence Call to finally get clear on your retirement numbers, goals, and next steps, and learn how Retirement Ready Coaching can support you in building a personalized money system that works now and later.

👉 Click here to book your free call now


Or visit my website www.elevatefinances.us to learn more about financial coaching and find free resources to support your retirement planning journey.

© 2025 Wealthy After 40: Personal Finance, Budgeting, Retirement Planning, Savings, Spending, Financial Freedom, and How to Retire for Gen Xers Personal Development Personal Success
Episodes
  • Ep 161 | Anxious About Retirement? Your Timeline Holds the Answer

    Ep 161 | Anxious About Retirement? Your Timeline Holds the Answer
    Nov 4 2025

    Feeling anxious about retirement? Many people believe retirement isn’t even an option for them. But understanding your retirement timeline is the first step toward finding peace about your future. This episode will help you move from hopelessness to having a clear, achievable retirement timeline.


    What You'll Learn:

    ✅ How to identify when you want to retire versus when you can retire

    ✅ How understanding your retirement timeline reduces anxiety and creates motivation

    ✅ How Social Security withdrawal periods factor into your personal retirement timeline

    ✅ The various age restrictions within retirement accounts

    ✅ Why Social Security ages shouldn't determine your entire retirement timeline



    Related Episode:

    83 - Navigating Social Security with Christopher Hensley



    Book your free Clarity Connection Call today!

    Take a short 5-minute quiz to find out if you're truly Retirement Ready!!


    Send me a message:

    Via email hello@elevatefinances.us

    Leave me a voice message at SpeakPipe

    DM me on Instagram
    Show More Show Less
    17 mins
  • Ep 160 | Worried About Retirement? Here’s How to Start Taking Action

    Ep 160 | Worried About Retirement? Here’s How to Start Taking Action
    Oct 28 2025

    If you’re worried about retirement, this episode is your nudge to stop avoiding the fear and start exploring it. Because the longer you sit in uncertainty, the more complacent you become.

    In this episode, I’m unpacking what it really means to “get serious” and why facing your retirement fears is the key to taking action. You’ll learn how to identify what’s triggering your worries, how to turn those thoughts into motivation, and the first steps to move from anxiety to clarity.

    What you’ll learn:

    ✅ Why ignoring your retirement worries keeps you stuck

    ✅ What “getting serious” about retirement really means

    ✅ How to identify the thoughts fueling your retirement fears

    ✅ How to shift those fears into motivation for action



    Book your free Clarity Connection Call today!

    Take a short 5-minute quiz to find out if you're truly Retirement Ready!!


    Send me a message:

    Via email hello@elevatefinances.us

    Leave me a voice message at SpeakPipe

    DM me on Instagram
    Show More Show Less
    15 mins
  • Ep 159 | Why a Financial Advisor Can’t Fix What a Daily Money System Solves

    Ep 159 | Why a Financial Advisor Can’t Fix What a Daily Money System Solves
    Oct 21 2025

    Before anyone can guide your investments, you need to understand your own money first.


    In this episode, Il talk about why you are the expert of your money and what you need in place before bringing in a financial advisor. You’ll learn how to build confidence around your cash flow, set realistic savings goals, and create the clarity that helps you make smart financial decisions.


    If you’re ready to feel in control of your money and confident in your next financial step, this episode is for you.


    What you’ll learn:

    ✅ Why a financial advisor can’t fix what a strong money system solves

    ✅ The three things to do before hiring a financial advisor

    ✅ Why understanding your money flow gives you more confidence in any financial decision

    ✅ How one couple went from financial stress to saving $11,000 in 90 days


    Related Episodes:

    Ep 63 - Why You Feel Broke and How to Manage Your Cash Flow Effectively



    Book your free Clarity Connection Call today!

    Take a short 5-minute quiz to find out if you're truly Retirement Ready!!


    Send me a message:

    Via email hello@elevatefinances.us

    Leave me a voice message at SpeakPipe

    DM me on Instagram
    Show More Show Less
    16 mins
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