Wealthy After 40: Personal Finance, Budgeting, Retirement Planning, Savings, Spending, Financial Freedom, and How to Retire for Gen Xers cover art

Wealthy After 40: Personal Finance, Budgeting, Retirement Planning, Savings, Spending, Financial Freedom, and How to Retire for Gen Xers

Wealthy After 40: Personal Finance, Budgeting, Retirement Planning, Savings, Spending, Financial Freedom, and How to Retire for Gen Xers

By: Dalene Higgins - Money Coach Retirement Coach CEO
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About this listen

The Podcast That Helps Gen Xers Retire Up to 5 Years Sooner


Top 5% Personal Finance Podcast


You’ve worked hard for decades, but now the big questions are creeping in:


👉 Will I have enough to retire?

👉 Is it too late to start retirement planning?


Welcome to Wealthy After 40, the podcast for Gen X women and couples who want to feel confident and clear about how to retire, even if you’re starting late or feel behind on your retirement savings.


I’m Dalene Higgins, financial coach and creator of the Aligned Money Method. I help Gen Xers take control of their personal finances by building a money system that fits their values and lifestyle, so they can save consistently, manage budgeting with ease, and prepare to retire on their own terms.


Each week, you’ll get step-by-step guidance for retirement planning, smart budgeting strategies, and realistic ways to grow your savings, both your emergency fund and retirement savings, without overwhelm.


If you’re ready to stop stressing about money, build a financial plan you trust, and create a future you’re excited about, this podcast is for you.


Retirement isn’t out of reach. Let’s simplify your next steps with clear advice on how to retire, starting today.


Your first step is a financial reality check-up inside the Retirement Roadmap Session.


Book your free Clarity Connection Call at elevatefinances.us/connection to learn how the Retirement Roadmap Session will help you make retirement possible.

Visit my website at elevatefinances.us to learn more or share with me your thoughts, questions, and challenges related to retirement at hello@elevatefinances.us

© 2025 Wealthy After 40: Personal Finance, Budgeting, Retirement Planning, Savings, Spending, Financial Freedom, and How to Retire for Gen Xers
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Episodes
  • Ep 149 | How My Client Saved $12K to Buy Her First Rental Property
    Sep 16 2025

    Maybe you’ve been telling yourself it’s too late, like the window closed years ago. However, I want to show you that it isn't. My client thought the same, and 6 months later ,she was actively taking steps to purchase her first investment property, 12 months sooner than she thought possible.


    What You’ll Learn in This Episode:

    ✅ My Client's Initial Struggles and Goals

    ✅ My Client's Financial Background and Challenges

    ✅ The Steps She Took to Financial Freedom

    ✅ How We Created Her Money Management System

    ✅ Achieving Financial Clarity and Success



    Send me an email with your questions, thoughts, and takeaways from the podcast to: elevatefinancesllc@gmail.com

    Join the next round of the Make Retirement Possible Challenge

    Book A Free Clarity Connection Call to learn more about working with me

    Grab the free Retirement Ready Checklist to begin your retirement planning journey

    Show More Show Less
    16 mins
  • Ep 148 | How to Take Goal Action Every 90 Days
    Sep 12 2025

    When it comes to saving for retirement, do you feel paralyzed by the big picture? Maybe you’re staring down $500K, $750K, or even $1 million and thinking, “That’s impossible.” The truth is, it’s not. The key is breaking those big goals into smaller, doable chunks.

    In this episode, I’ll share how my Milestone Method will help make your money goals tangible, actionable, and achievable.


    What you’ll learn in this episode:

    ✅ Why big retirement goals feel overwhelming (and how to fix it)

    ✅ The power of milestones and 90-day targets

    ✅ How “opportunity cycles” fuel your financial progress

    ✅ Why feedback is more valuable than perfection

    ✅ How to build confidence by hitting small, realistic money wins

    ✅ A step-by-step way to make retirement goals achievable




    Send me an email with your questions, thoughts, and takeaways from the podcast to: elevatefinancesllc@gmail.com

    Join the next round of the Make Retirement Possible Challenge

    Book A Free Clarity Connection Call to learn more about working with me

    Grab the free Retirement Ready Checklist to begin your retirement planning journey

    Show More Show Less
    17 mins
  • Ep 147 | 3 Retirement Myths That Are Keeping You Stuck
    Sep 9 2025

    Have you ever caught yourself thinking, “I’ll never have enough to retire,” “I’ve got too much debt to pay off,” or even “It’s too late for me to catch up”? These thoughts feel true, but they’re actually myths that quietly keep you stuck.


    In this episode, I’ll help you uncover the sneaky stories your brain tells you to keep you “safe,” and how to start rewriting them so you can move toward the retirement you want.


    What you’ll learn in this episode:

    ✅ What limiting beliefs are and where they come from

    ✅ Why your brain holds onto myths (and how it thinks it’s keeping you safe)

    ✅ Three common retirement myths you may believe

    ✅ Why these thoughts stall your progress toward retirement

    ✅ Simple steps to rewrite your story and rewire your brain

    ✅ How pairing new beliefs with small actions builds confidence and momentum




    Send me an email with your questions, thoughts, and takeaways from the podcast to: elevatefinancesllc@gmail.com

    Join the next round of the Make Retirement Possible Challenge

    Book A Free Clarity Connection Call to learn more about working with me

    Grab the free Retirement Ready Checklist to begin your retirement planning journey

    Show More Show Less
    13 mins
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