Virginia Election 2025: Financial Impact on Taxes, Wages & Investments

Analyze the financial impact of the 2025 Virginia Election with Allan Malina. Learn how new VA policy shifts will affect your taxes, minimum wage, healthcare costs, and investments, viewed through the lens of the Fourth Turning economic cycle.

📅 Aired November 8, 2025

In this post-election episode of Purpose Driven Finances, Allan explains how Virginia’s new policy shifts could reshape your taxes, wages, healthcare costs, and investments—while placing them in the broader Fourth Turning cycle of economic renewal and generational change.

Segment One — Virginia Taxes & The Digital Economy: Service & Cloud Tax Impacts

Virginia’s proposed service and digital-economy taxes could soon reach everything from home repair and dry cleaning to streaming and cloud subscriptions. Allan breaks down how a broader Virginia tax base might mean higher local inflation, tighter small-business margins, and mild pressure on consumer and service-sector stocks—while creating potential tailwinds for municipal bonds and infrastructure projects. Households should audit recurring subscriptions and use HSAs/FSAs to offset new costs.

Segment Two — Labor, Wages, & Union Expansion in VA: Navigating the Minimum Wage Increase

A higher Virginia minimum wage, union growth, and new worker-protection rules could lift incomes but raise prices and business costs—especially across Central Virginia’s restaurants, retail, and healthcare sectors. Allan outlines how employers can adapt through automation, process gains, and better entity structures, while employees prepare through budgeting, retirement contributions, and tax-efficient savings.

Segment Three — Healthcare Policy & Public Service Funding: Budgeting for Higher Premiums

Medicaid expansion, new public-health funding, and stricter employer mandates may widen coverage but raise state spending and compliance costs. Expect 6–8 % annual health-inflation in planning models. Allan highlights which investment sectors may benefit—managed care, hospitals, and health-infrastructure REITs—and how families, retirees, and small businesses can budget for higher insurance premiums and taxes.

Closing Perspective — The Fourth Turning & Financial Renewal

From the 2008 financial crisis to today’s digital and geopolitical shifts, Allan ties this election to the ongoing Fourth Turning—a generational transformation expected to peak in the early 2030s.

“This is the decade of participation. Free-market, purpose-driven Americans will be the ones who rebuild the next chapter.”

📞 Call Allan Malina at 434-316-0246

🌐 Visit www.servuscm.com

🎧 Listen now to learn how new laws, higher wages, and shifting healthcare policies could influence your financial plan—and how purposeful planning can turn political change into opportunity.