Veterinary medicine is demanding in ways most financial advice ignores. Schedules change, cases run long, and emotional fatigue is common. Financial plans that assume unlimited energy and perfect follow-through often don’t hold up.

In this episode, we talk about how to burnout-proof your finances so your money supports you through real life, not just on good weeks.

Key Topics:

1. Why emergency funds function as mental health tools, not just savings
2. How automation reduces financial decision fatigue
3. Designing your finances around sustainability, not hustle
4. Flexibility and optionality as financial goals
5. Giving yourself permission to choose stability over optimization

Your financial plan should make your life easier, not heavier.

Interested in vet-specific financial planning?

1. Schedule a free intro call or check out allvetfinancial.com

The Dept of Ed has announced an agreement to officially end the SAVE plan. If you’re in the SAVE forbearance, this episode walks through planning your next move.

Key Topics:

• What the end of the SAVE plan means and what we know so far
• What happens if you’re currently on the SAVE forbearance
• Which repayment plans borrowers are likely to switch to
• Why planning now matters, even without set deadlines
• How income recertification and tax filing status can impact your payment
• Common planning opportunities we’re seeing for veterinarians right now

If you’d like help clarifying your next steps and optimizing your student loan plan, schedule a consult with our team at Vet Debt Experts: https://calendly.com/vetdebtexperts

Questions? Contact us: meredith@vetdebtexperts.com

Dr. Meredith Jones and Joe Warner, both Certified Student Loan Professionals, talk about what actually happens during a student loan consult for veterinarians. If you’ve ever wondered how we sort through repayment rules, forgiveness options, and tax implications, this episode walks you through it step by step.

Highlights:

• Why veterinarians seek student loan guidance: overwhelm, confusing regulations, major life changes, and uncertainty about which plan is best
• What you share beforehand (your student loan file, plus your spouse’s if they have federal loans) so we can prepare
• How the consult starts with your goals and your student loan story, which helps shape the conversation
• How we compare repayment plans, estimate long-term costs, check progress toward forgiveness, and decide whether you’ll need to save for a future tax bill
• Why your tax filing status can change your payment far more than you’d expect if you’re married
• What you walk away with: clear action steps and follow-up email support if questions come up afterward

Schedule a student loan consult: https://calendly.com/vetdebtexperts

Questions? Contact us: meredith@vetdebtexperts.com