Healthcare costs continue to rise, yet many people overlook one of the most powerful tools available for managing medical expenses while building long-term wealth.

How did we get disconnected from the true cost of healthcare, and what can we do about it today? How can a simple savings account transform both your approach to medical spending and your retirement planning?

In this episode, Jon Meyer sits down with John Young, CEO of Consumerdriven and HSA Industry Ambassador to the HSA Council of the American Bankers Association, to explore the origins and evolution of Health Savings Accounts. Together, they unpack the problems HSAs were designed to solve, common misconceptions that still exist today, and why only 10% of HSA holders are taking advantage of the investment feature that could dramatically change their financial future.

John discusses:

• The healthcare crisis of the 1970s that disconnected Americans from medical costs and led to HSA creation
• Why HSAs are timeless accounts that accumulate value across decades, not just annual spending tools
• How behavioral changes around healthcare consumption can save hundreds or thousands of dollars yearly
• The massive gap in HSA investing adoption and what’s preventing people from building retirement wealth
• Practical strategies for using HSAs as both spending accounts and long-term investment vehicles
• And more!

Connect with Jon Meyer:

• BGM
• LinkedIn: Jon Meyer
• jmeyer@BGM360.com
• Schedule a Meeting

Connect with John Young:

• LinkedIn: John Young