US Housing Market Shows Early Signs of Stabilization in 2026
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US Housing Market Shows Early Signs of Stabilization in 2026
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In Murfreesboro, Tennessee, active listings hit a 2025 low of 1,292 as of January 3, down from 1,355 the prior week, with 101 new listings, 66 under contract, and 81 closings. This reflects 2.73 months of supply, up slightly from 2024's January start of 1,124 listings but far below mid-2025 peaks near 1,400. Mortgage rates closed 2025 at 6.15 percent, the lowest since October 2024 and nearly a full point below last year, sparking buyer opportunities before potential rebounds as seen in 2023-2024.[2]
Nationally, forecasts predict modest 2026 price growth and higher sales, with Zillow eyeing volatility from rates. Inventory is normalizing toward six-year highs per Realtor.com data, boosting options and balance. MBA reports purchase applications rose last year over 2024, signaling re-entering buyers amid better affordability. San Diego saw a 2.38 percent year-over-year price drop with 3,245 surplus units and 29.6 percent of listings cut, favoring buyers.[1][4]
No major deals, partnerships, new launches, or regulatory shifts emerged in the past 48 hours. Consumer behavior tilts toward action with rates dipping, though 40 percent of US homes remain mortgage-free, up from 33 percent in 2010.[5]
Compared to late 2025's slower growth and higher rates, conditions improved slightly: inventory dipped versus mid-year highs, pendings held steady, and optimism grows for balance versus 2024-2025 volatility. Leaders like local teams are rolling out market tools for better decisions amid short rate windows.[2][7]
Overall, a cautious thaw persists, with low inventory pressuring sellers but rates luring buyers. (298 words)
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