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The Texas Real Estate & Finance Podcast with Mike Mills

The Texas Real Estate & Finance Podcast with Mike Mills

By: Mike Mills
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Dive deep into the heart of Texas Real Estate with Mike Mills, your dedicated guide through the intricate world of home loans and beyond. The Texas Real Estate and Finance Podcast isn't just another industry show—it's an exploration of opportunities, a masterclass from industry titans, and a beacon for those aiming for the pinnacle of success. Whether you're a seasoned professional or a curious newcomer, Mike brings to the table not only his expertise as a home loan professional but also heart-pounding conversations with top experts and leaders from the realms of Real Estate, mortgage, finance, and other real estate-centric sectors. Our promise? No fluff, just smart, actionable advice distilled from the experiences of those who have carved niches and built legacies. Every episode is a journey – a step towards achieving your potential, realizing your goals, and making informed decisions in the world of real estate and finance. Are you ready to redefine success, shatter your ceilings, and journey through the vast landscapes of opportunity? Join Mike and his esteemed guests and step into a realm of inspiration, motivation, and success. Your potential awaits, and together, we'll help you seize it. Subscribe now!Copyright 2025 Mike Mills Economics Leadership Management & Leadership Marketing Marketing & Sales Personal Finance
Episodes
  • Texas Real Estate Market Shift & The AI Lead Conversion Tools You Should Be Using
    Jun 12 2025

    “Mortgage rates stalled, housing inventory surging, and AI taking over lead follow-up—sounds like a market meltdown, right?” This week, we dive deep into the Texas housing market and reveal the must-use AI lead conversion tool every Realtor needs. Consider this episode your playbook for navigating 2025’s unpredictable real estate landscape.

    📘 Episode Overview

    AI Lead Conversion Tools are revolutionizing how Realtors operate—and this episode shows you exactly how.

    What You’ll Learn:

    • Why mortgage rates are holding steady in June 2025 and what that means for buyers and sellers
    • The latest Texas and DFW housing market updates: soaring inventory, seller trends, and shifting buyer power
    • A segment called Mike’s Mind where we unpack wild headlines—from corporate landlords and AI surveillance to quantum breakthroughs and gold surges
    • A deep dive into Structurely, the AI chat assistant that’s helping agents engage leads 50–60% more and schedule more appointments
    • Practical next steps: how to sharpen your strategy, boost conversions, and get ahead in today’s competitive market

    This episode is essential for Realtors, brokers, and real estate pros who want real numbers, cutting-edge tech insights, and actionable strategies—all in one place.

    ✅ Key Takeaways

    1. Mortgage Rates Are Surprisingly Steady

    Rates remain near 7%, mirroring stable 10-year Treasury yields—explaining this to clients is crucial for maintaining trust.

    2. Texas Housing Market Is Stabilizing

    After 19 months of rising inventory, markets are balancing—demand is cooling, but price stability remains. This is the signal to adjust seller expectations.

    3. Buyer Leverage Is Real—Use It

    More choices and longer days on market give buyers negotiating power. Agents can deliver value by emphasizing price cuts, concessions, and strategy over hope.

    4. “Mike’s Mind” Highlights Market Chaos

    From trigger lead debates to AI surveillance and quantum science—the headlines tell a story of economic complexity that’s shaping real estate trends.

    5. Structurely Proves AI Lead Conversion Works

    Agents using this tool report 50–60% higher engagement, revived old leads, and more appointments. In a slow market, this is the tech edge you need.


    🔗 Resources & Show Links
    • 🎧 Podcast Website: https://www.thetexasrealestateandfinancepodcast.com
    • 🔗 Mike Mills' Linktree (contact info & socials): https://linktr.ee/mikemillsmortgage
    • 📈 Mortgage Rates Source (Mortgage News Daily): https://www.mortgagenewsdaily.com/mortgage-rates
    • 🤖 Structurely – AI Lead Follow-Up Tool: https://www.structurely.com
    • 🏛 Texas A&M Real Estate Research Center: https://www.recenter.tamu.edu
    • 📊 Housing Stats & Trends (Redfin): https://www.redfin.com/news/
    • 📜 Trigger Leads Bill (H.R. 2808): https://www.congress.gov/bill/118th-congress/house-bill/2808

    📣 Want More?

    If you appreciated today’s insights, subscribe, leave a review, and share this episode with your real estate colleagues. Every rating and share helps more agents discover how AI lead conversion tools can transform their business.

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    18 mins
  • AI-Driven Realtor Tools Explained: Automate, Scale, and Succeed
    May 13 2025

    Realtors, ready to slash your workload and still close more deals? Discover how AI-driven Realtor tools are helping agents automate follow-ups, generate custom CMAs, and find their perfect niche—without lifting a finger. In this episode, tech strategist Jeff Loyd reveals how to future-proof your real estate career and start working smarter today.

    📋 Episode Overview

    AI-Driven Realtor Tools are transforming how agents manage listings, market to leads, and streamline day-to-day tasks in an evolving housing market.


    In this tech-forward episode of The Texas Real Estate and Finance Podcast, host Mike Mills sits down with Jeff Loyd, Head of Strategy at Cloud Team Realty, to unpack exactly how AI can elevate your real estate business. Whether you're a solo agent, a team leader, or managing a brokerage, this episode is packed with real-world strategies you can implement immediately.


    🎯 Topics Covered:
    • The smartest ways Realtors are using ChatGPT to automate lead nurturing and listing presentations
    • How to create your own personal GPT assistant tailored to your voice and brand
    • Why integrated CRMs like Pipedrive outperform traditional systems for real estate
    • How AI-powered training simulators improve Realtor confidence and communication
    • The real reason human connection still matters—even in a tech-driven world

    👉 If you’re feeling overwhelmed by real estate tech or looking to scale your productivity fast, this episode delivers actionable insights that work in today’s market.


    ✅ Key Takeaways1. Automate 90% of Daily Realtor Tasks

    AI-driven Realtor tools can eliminate repetitive tasks like lead follow-up, CMA generation, and client communication—giving agents more time for relationship-building and closings.


    2. Build a Custom GPT That Works Like You

    With a few simple uploads, Realtors can train a personal GPT that mirrors their communication style, background, and niche—becoming a powerful digital assistant on-demand.


    3. Integrated CRMs Are a Must for AI Efficiency

    Switching to AI-powered CRMs like Pipedrive helps reduce time wasted on context-switching and manual data entry, allowing Realtors to focus on their highest-value tasks.


    4. AI Makes Training Faster and More Effective

    Simulated client calls and AI-driven onboarding at Cloud Team Realty help new agents sharpen their skills privately and confidently before going live with real leads.


    5. Real Estate Still Requires a Human Touch

    While AI enhances performance, Realtors who blend automation with emotional intelligence and personal connection will continue to thrive.


    👤 Guest Bio: Jeff Loyd

    Jeff Loyd is the Head of Strategy at Cloud Team Realty, an AI-first brokerage serving clients across Texas. With a background in leading generative AI initiatives at Best Buy—where he improved product deployment by 55%—Jeff brings high-level engineering experience into the real estate world. A licensed Realtor and tech visionary, Jeff has built custom GPTs, AI-powered training tools, and automated systems that empower agents to work more efficiently. At Cloud Team, he's pioneering a culture where agents are supported with cutting-edge tools—not buried in fees. His mission: help Realtors become AI-augmented pros in every transaction.


    🛠️ Resources Mentioned in This Episode
    • Cloud Team Realty – Learn how this AI-first brokerage supports agents:
    • https://cloudteamrealty.com
    • ChatGPT by OpenAI – Build your own GPT and explore...
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    1 hr and 6 mins
  • Realtor AI Automation: The Future of Lead Generation & CRM Efficiency
    Mar 17 2025

    🏡 What if AI could generate leads, qualify buyers, and book appointments while you focus on closing deals? In today’s episode, we reveal how Realtor AI Automation is transforming the real estate industry—helping agents work smarter, not harder. If you’re ready to scale your business, streamline your CRM, and stay ahead of the competition, this is the episode you can’t afford to miss!

    📢 Episode Overview

    Realtor AI Automation is changing the way real estate professionals manage leads, follow-ups, and client interactions. In this episode, Mike Mills sits down with Martin Tijmes, a top-producing agent and AI expert, to break down how Realtors can use AI-powered chatbots, smart CRMs, and automated follow-ups to maximize efficiency and convert more leads into closings.


    What You’ll Learn in This Episode:

    ✅ How AI-driven lead generation can boost your pipeline without manual effort


    ✅ Why CRM automation is the key to better follow-ups and higher conversion rates


    ✅ The future of AI-powered marketing for real estate agents


    ✅ How Martin used AI to become the #1 Realtor in Texas and #2 nationwide at eXp Realty


    ✅ Actionable steps to integrate AI into your real estate business today

    🚀 If you want to future-proof your real estate business and start closing more deals with less effort, this episode is packed with must-know insights!


    🔑 Key Takeaways🚀 AI is Changing Real Estate Lead Generation

    Forget chasing cold leads—AI chatbots and automation tools can engage, qualify, and book appointments instantly. Agents leveraging AI save time, increase efficiency, and convert more leads into actual deals.


    🤖 Smart CRM Automation = More Deals Closed

    An AI-powered CRM doesn’t just store leads—it nurtures them, follows up at the right time, and ensures no opportunity is lost. Automating lead management can increase conversion rates and streamline your sales pipeline.


    📈 Early AI Adopters Gain a Competitive Edge

    Many Realtors resist new technology, but those who embrace AI-powered real estate tools are closing more deals, reducing overhead, and staying ahead in an increasingly tech-driven market.


    💰 AI Helps You Maximize Your Marketing Budget

    Running Facebook, Instagram, or Google ads? AI-driven lead automation helps you filter out unqualified leads, retarget potential clients, and boost ROI—getting you better results with less wasted ad spend.


    🏡 AI is a Realtor’s Best Assistant—Not a Replacement

    AI won’t replace agents, but it will eliminate repetitive tasks like lead qualification, appointment setting, and follow-up calls. This frees up more time for negotiation, client relationships, and closing deals.


    🎤 Meet Our Guest: Martin Tijmes

    Martin Tijmes is a top-producing Realtor, AI innovator, and the founder of Accessible Agents, a cutting-edge platform designed to help real estate professionals scale using AI-driven automation. As a high-performing agent with eXp Realty, Martin leveraged AI-powered chatbots, CRMs, and automated lead follow-ups to increase efficiency and generate record-breaking...

    Show More Show Less
    52 mins

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