In this episode of The Shivers Report, Nick and Keegan break down the good, the bad, and the ugly of the 2025 real estate market. From double-digit increases in mortgage applications to flat home appreciation, it was a year full of contradictions—but one thing is clear: 2025 was the year of the true professional.They unpack why part-timers struggled, why first-time buyers are now hitting age 40, and what lower interest rates could mean as we head into the next cycle.

In this episode of The Shivers Report, Nick breaks down why he doesn’t expect a housing crash in 2026—despite the headlines. With values still 20% above 2020 levels, the foundation remains strong.Nick and Keegan dive into interest rate predictions, what might happen once a new Fed chair is appointed, and why 50-year mortgages or portable mortgages could shake the entire industry.Plus, they discuss the coming agent exodus and why consumers are increasingly demanding true professionals—not part-timers handling half-million-dollar assets.

Oregon gained 17,000 new residents last year—but here’s the twist: most weren’t domestic movers. Nick and Keegan dig into what’s really behind the state’s shifting population, from legal immigration trends to job growth and affordability challenges across Oregon and Washington.

The Fed cut rates… and mortgage rates went up?! Nick and Keegan break down what really happened, why Jerome Powell’s “driving in the fog” comment shook the markets, and what it all means for home sales heading into the end of the year.

In this episode of The Shivers Report, Nick and Keegan tackle one of the biggest questions in real estate and beyond — is AI a threat or a tool? From ChatGPT to “Terminator agents,” they break down how technology is shaping the future of the industry and why human connection still wins every time.

Every headline screams “Market Crash!” — but Nick and Keegan Shivers aren’t buying it. In this episode, the duo takes on the so-called “Crash Bros” who’ve been calling for a housing collapse since 2020… and keep missing the mark.

They break down:

• The real difference between a transaction slowdown and an actual market crash

• Why home values aren’t tumbling like 2009

• How regions like Florida and Texas tell a different story because of new construction overload

• And what buyers and sellers in the Northwest should really be watching instead of fear-based headlines

No hype. No panic. Just data, logic, and a little Shivers humor to keep it real.

Nick and Keegan Shivers dig into the latest October data from the National Association of Home Builders and Wells Fargo — and what it means for the resale market heading into year-end.

With builder sentiment ticking up across the board — current sales, buyer traffic, and six-month outlook — the duo explains why new construction is booming while resale lags behind.

They unpack:

• Why new construction is up 15% year-over-year while resale barely moves

• How incentives are shaping deals in markets like Hillsboro and Florida

• What builder confidence really says about job growth and future demand

• And why smart buyers should be watching new builds for hidden opportunities

It’s insight, data, and a dose of Shivers-style real talk — all in one episode.

Rates are holding steady around 6.23%, but could we see them slide into the high fives next year? Nick and Keegan Shivers break down what’s really going on behind the numbers — and why “the slow dance” of mortgage rates might set the stage for a stronger fourth quarter.

They’ll cover:

• Why rate cuts are already “priced in” (and what that means for you)

• The surprising truth behind 37 straight weeks of higher mortgage applications 📈

• How buyer demand is quietly heating up, even as headlines cool down

• And why waiting for spring might mean facing a flood of competition

Smart data, honest talk, and a few good laughs — that’s The Shivers Report.