Why do so many 401(k)s fall short of expectations—and what can you do about it? In this episode of Retirement Roux, John Blanchard breaks down the hidden pitfalls of retirement planning, from underperforming accounts to overlooked tax strategies. He explores how setting clear financial goals and building a structured action plan can help align your retirement strategy with your aspirations. Whether you're just starting or nearing retirement, this conversation offers a grounded look at how to think critically about your financial future—without the fluff.

Let's dig deeper into this conversation. Get a second opinion on your current retirement plan or tax strategy by contacting Matthew James Tax and Wealth Management today!

See omnystudio.com/listener for privacy information.

In this conversation, John Blanchard discusses essential strategies for retirement planning, emphasizing the importance of saving, understanding income streams, and the pitfalls of guaranteed income annuities. He highlights the need for careful investment choices and the significance of seeking second opinions on financial advice. The discussion also touches on the effectiveness of index funds compared to traditional stockbrokers and the complexities of various investment vehicles.

Let's dig deeper into this conversation. Get a second opinion on your current retirement plan or tax strategy by contacting Matthew James Tax and Wealth Management today!

See omnystudio.com/listener for privacy information.

What if delaying retirement could cost you more than you think? In this episode, John Blanchard unpacks the emotional and financial stakes of retirement timing. From the hidden risks of DIY tax strategies to the power of informed decision-making, this conversation is a must-listen for anyone navigating their financial future.

Let's dig deeper into this conversation. Get a second opinion on your current retirement plan or tax strategy by contacting Matthew James Tax and Wealth Management today!

See omnystudio.com/listener for privacy information.

What if your retirement dreams could be derailed by the very tools meant to secure them? In this episode, John Blanchard unpacks the hidden complexities of retirement planning—from the tax traps in Social Security to the overlooked risks of income annuities. He breaks down the pros and cons of target date funds and explains how interest rates quietly shape your investment outcomes. The conversation also explores how personal passions and international aspirations factor into retirement strategy. It’s a candid look at the decisions that shape your financial future—without the fluff.

Let's dig deeper into this conversation. Get a second opinion on your current retirement plan or a tax strategy by contacting Matthew James Tax and Wealth Management today!

See omnystudio.com/listener for privacy information.

Is Your Retirement Plan Ready for What’s Coming?
In this must-hear episode, John Blanchard breaks down the critical threats facing your retirement, starting with the ballooning national debt, the uncertain future of Social Security, and the hidden risks in your current financial plan. Discover the non-negotiable milestones you need to hit, the red flags to watch for in financial advisors, and why waiting could cost you everything. Whether you're five years out or already retired, this episode delivers actionable insights to help you protect your nest egg, live fully in the moment, and avoid the most common retirement traps.
Don’t leave your future to chance—listen now and take control.

Would you like to delve deeper into this conversation? Get a second opinion on your current retirement plan or tax strategy by contacting Matthew James Tax and Wealth Management today!

See omnystudio.com/listener for privacy information.

What if your retirement plan isn’t as bulletproof as you think? In this episode, financial strategist John Blanchard unpacks how market volatility could quietly sabotage your future—and introduces the “Now, Soon, Later” asset allocation strategy that’s helping retirees stay steady in uncertain times. But this conversation goes beyond dollars and cents. It’s about designing a retirement that’s not just financially secure, but personally meaningful. Whether you're nearing retirement or already there, this episode offers a grounded look at how to protect your income and purpose.

Do you want to dig deeper into this conversation? Get a second opinion on your current retirement plan or tax strategy by contacting Matthew James Tax and Wealth Management today!

See omnystudio.com/listener for privacy information.

Retirement is changing fast—are you ready? In this episode, John Blanchard breaks down the high-stakes economic shifts impacting your financial future. With interest rates holding steady and Baby Boomers facing critical decisions, discover powerful tax strategies, smart investment vehicles, and income withdrawal tactics to protect and grow your wealth. Don’t leave your retirement to chance—tune in now to gain the edge you need for lasting financial security.

Do you want to dig deeper into this conversation? Get a second opinion on your current retirement plan or tax strategy by contacting Matthew James Tax and Wealth Management today!

See omnystudio.com/listener for privacy information.

When the market dips, do you panic or plan? In this episode of The Retirement Room, John Blanchard breaks down why emotional investing can sabotage your 401(k), how to structure your retirement buckets for resilience, and why Roth conversions during downturns might be your smartest move. From tax-efficient strategies to avoiding costly annuity traps, this episode is packed with insights for anyone nearing or navigating retirement. Learn how to protect your income, manage volatility, and make smarter decisions with your money—no steak dinner sales pitch required.

Do you want to dig deeper into this conversation? Get a second opinion on your current retirement plan or a tax strategy by contacting Matthew James Tax and Wealth Management today!

See omnystudio.com/listener for privacy information.