Conventional wisdom sounds safe, but it can be deceiving. “You can’t go wrong with real estate.” “A mortgage is good debt.” “If your investments aren’t working, just try something else.” Sound familiar? In retirement planning, these rules of thumb can be misleading, or even dangerous. In this episode, Mark unpacks common money myths and shows how blindly following them could derail your retirement strategy.

Here’s some of what we discuss in this episode:

🏠 Real estate is not always a guaranteed win

🏦 Paying off the mortgage vs keeping it

💤 Retirement without purpose can lead to boredom

📉 Why chasing new investments can backfire

🗺️ Custom planning beats one-size-fits-all advice

Want to get in touch with Mark?

https://retirementhuddle.com/
mark@howardfinancialgroup.com
888-511-7526

What do restaurants and retirement planning have in common? More than you might think. In this episode, Mark uses memorable restaurant stories—from the days of smoking vs. non-smoking sections to “pick two” menu rules—to explain some of the most important lessons in investing. You’ll never look at a menu, or your portfolio, the same way again.

Here’s some of what we discuss in this episode:

🚭 How “secondhand smoke” from one sector can damage your portfolio

📊 The trade-off between growth, safety, and liquidity—and why you can only pick two

🍱 What restaurant menus can teach about diversification

🧭 Why your investing style should change as you approach retirement

🥗 How a balanced “menu” of investments can give you clarity and confidence

Want to get in touch with Mark?

https://retirementhuddle.com/
mark@howardfinancialgroup.com
888-511-7526

📱 Have questions about your retirement strategy? Connect with Mark to get personalized guidance: 👉 https://retirementhuddle.com/#contact

Remember those high school superlatives? “Most Likely to Succeed” or “Best Hair?” Well, Mark is handing out his own class superlatives… for the financial world. In this episode, Mark names the best and worst performers when it comes to financial tools and strategies. He dishes on the “Most Underrated,” the “Most Likely to Disappoint” (sorry, variable annuities), and the “Most Overrated” (crypto fans, brace yourselves).

Here’s some of what we discuss in this episode:

🎢 Crypto volatility

🍗 Target-date funds = the Costco rotisserie chicken of investing

⏳ Market Timing… where does it land on the list?

💸 The most underrated financial tool you need to know about

😂 Reunion moment: Mark’s real-life “Most Hair Lost” award

Want to get in touch with Mark?

https://retirementhuddle.com/
mark@howardfinancialgroup.com
888-511-7526