Welcome back to another episode of The Property Journey Podcast: Beginner to Expert.

The Autumn Budget 2025 has arrived and after much speculation, we finally get to look at the details of what the Chancellor, Rachel Reeves, is set to bring in in terms of taxes, spending and cuts!

We take a look at what has been announced, ranging from National Minimum Wage increases to Threshold Freezes, increases in property taxes on profits made, to changes set to be enforced on pensions and Cash ISA's.

The Autumn Budget 2025 was set to be a doom and gloom budget, certainly if the speculation before hand was anything to go by, but judging by our interpretation, it certainly hasn't been as bad as what was expected.

This episode is our own personal interpretations of the budget, and many will have a differing opinion on it. If you would like to discuss your own personal situations, feel free to get in touch.

This is not to be taken as financial advice. If you are interested in Property Investment, speak to a property expert or a financial advisor before following through and ensure you carry out your own research.

If you have any questions that you would like to put forward to The Property Journey Podcast, be sure to hit us up on Social Media with the title ASK101 and we will answer your questions!

Check out all episodes on our YouTube channel @RoyDouganPropertyExpert or for audio only, visit all major podcast providers and search The Property Journey Podcast or view all links here: https://linktr.ee/thepropertyjourneypod

If you like this, follow us on our social media pages: https://www.facebook.com/roydouganyourpropertyexpert https://www.instagram.com/roydouganpropertyexpert https://www.tiktok.com/thepropertyjourneypod

Let us know if you have any questions in the comments below!

Welcome back to another episode of The Property Journey Podcast: Beginner to Expert.

Northern Ireland is in a very unique area, bordering the Republic of Ireland, while also having the Irish sea between it and the rest of the UK. When it comes to Property Investment, we discuss the reasons why some people would choose to invest in Northern Ireland from these other areas and discuss some of the challenges, considerations and potential pitfalls of investing either in NI, or from NI investing in the rest of the UK and ROI.

This is not to be taken as financial advice. If you are interested in Property Investment, speak to a property expert or a financial advisor before following through and ensure you carry out your own research.

If you have any questions that you would like to put forward to The Property Journey Podcast, be sure to hit us up on Social Media with the title ASK101 and we will answer your questions!

Check out all episodes on our YouTube channel @RoyDouganPropertyExpert or for audio only, visit all major podcast providers and search The Property Journey Podcast or view all links here: https://linktr.ee/thepropertyjourneypod

If you like this, follow us on our social media pages: https://www.facebook.com/roydouganyourpropertyexpert https://www.instagram.com/roydouganpropertyexpert https://www.tiktok.com/thepropertyjourneypod

Let us know if you have any questions in the comments below!

Welcome back to another episode of The Property Journey Podcast: Beginner to Expert.

In Episode 37 is all about the Autumn Budget 2025, with a full preview of what potentially could be expected when the Budget is announced on November 26th 2025.

So far, there has already been speculation as to what could potentially be announced by the chancellor, with potentially increase in Income Tax, VAT and National Insurance (either one of these three, increases and reductions, or a mixture).

There has also been discussions around revamping the Stamp Duty tax, introduction of capital gains tax on residential property profits, amongst other increases in areas such as Inheritance Tax, Capital Gains and more.

As this is a preview, this episode is simply speculation and we will not know for definite any of the potential changes that are set to be introduced, until they are announced on November 26th.

This is not to be taken as financial advice. If you are interested in Property Investment, speak to a property expert or a financial advisor before following through and ensure you carry out your own research.

If you have any questions that you would like to put forward to The Property Journey Podcast, be sure to hit us up on Social Media with the title ASK101 and we will answer your questions!

Check out all episodes on our YouTube channel @RoyDouganPropertyExpert or for audio only, visit all major podcast providers and search The Property Journey Podcast or view all links here: https://linktr.ee/thepropertyjourneypod

If you like this, follow us on our social media pages: https://www.facebook.com/roydouganyourpropertyexpert https://www.instagram.com/roydouganpropertyexpert https://www.tiktok.com/thepropertyjourneypod

Let us know if you have any questions in the comments below!

Welcome back to another episode of The Property Journey Podcast: Beginner to Expert.

Succession & Estate Planning is not just for certain people, it is for everyone. Whether you simply have one bank account with some money or a business and property portfolio, everyone should consider succession and estate planning.

In Episode 35, we take a look at important documents such as your Will, Enduring Powers of Attorney, Property Trusts and much more, hopefully helping you make the right informed decision as to what best suits you and your needs.

This is not to be taken as financial advice. If you are interested in Property Investment, speak to a property expert or a financial advisor before following through and ensure you carry out your own research.

If you have any questions that you would like to put forward to The Property Journey Podcast, be sure to hit us up on Social Media with the title ASK101 and we will answer your questions!

Check out all episodes on our YouTube channel @RoyDouganPropertyExpert or for audio only, visit all major podcast providers and search The Property Journey Podcast or view all links here: https://linktr.ee/thepropertyjourneypod

If you like this, follow us on our social media pages: https://www.facebook.com/roydouganyourpropertyexpert https://www.instagram.com/roydouganpropertyexpert https://www.tiktok.com/thepropertyjourneypod

Let us know if you have any questions in the comments below!

Welcome back to another episode of The Property Journey Podcast: Beginner to Expert.

In Episode 34 we take a look at Property Disputes and the different types of disputes you can face within the property industry. Ranging from disputes between property investors, to tenant and landlord disputes, as well as property disputes involving neighbours and boundaries.

We discuss how each of these potential disputes can arise, and what the best possible circumstances are to deal with it, or also to avoid it altogether. Some of these are simply examples, and many people may not see disputes ever across their property journey, however sometimes disputes are all too common, when it comes to things such as fences, boundary walls and more.

This is not to be taken as financial advice. If you are interested in Property Investment, speak to a property expert or a financial advisor before following through and ensure you carry out your own research.

If you have any questions that you would like to put forward to The Property Journey Podcast, be sure to hit us up on Social Media with the title ASK101 and we will answer your questions!

Check out all episodes on our YouTube channel @RoyDouganPropertyExpert or for audio only, visit all major podcast providers and search The Property Journey Podcast or view all links here: https://linktr.ee/thepropertyjourneypod

If you like this, follow us on our social media pages: https://www.facebook.com/roydouganyourpropertyexpert https://www.instagram.com/roydouganpropertyexpert https://www.tiktok.com/thepropertyjourneypod

Let us know if you have any questions in the comments below!

Welcome back to another episode of The Property Journey Podcast: Beginner to Expert.

We take a look at different Investment Scenarios in Episode 33, ranging from what happens if a deal falls through to potential tenants falling into arrears, as well as financial backers pulling out of deals, plus much more.

We take a look at how best to deal with these scenarios, what the potential outcomes could be and the potential risks or consequences of each scenario.

This is not to be taken as financial advice. If you are interested in Property Investment, speak to a property expert or a financial advisor before following through and ensure you carry out your own research.

If you have any questions that you would like to put forward to The Property Journey Podcast, be sure to hit us up on Social Media with the title ASK101 and we will answer your questions!

Check out all episodes on our YouTube channel @RoyDouganPropertyExpert or for audio only, visit all major podcast providers and search The Property Journey Podcast or view all links here: https://linktr.ee/thepropertyjourneypod

If you like this, follow us on our social media pages: https://www.facebook.com/roydouganyourpropertyexpert https://www.instagram.com/roydouganpropertyexpert https://www.tiktok.com/thepropertyjourneypod

Let us know if you have any questions in the comments below!

Welcome back to another episode of The Property Journey Podcast: Beginner to Expert.

Episode 32 discusses Portfolio Scaling and Exit Strategies, both of which are considerate when it comes to Property Investment. Portfolio Scaling is essentially growing your portfolio of properties, building it up and increasing it. We discuss risk, difficulties, to-do's and not to-do's plus more.

Then when the time is right, we discuss exit strategies, how do you go about exiting the market, when is the right time to do this or simply when should you even be thinking about your exit strategy? A short episode but packed with plenty of information to divulge!

This is not to be taken as financial advice. If you are interested in Property Investment, speak to a property expert or a financial advisor before following through and ensure you carry out your own research.

If you have any questions that you would like to put forward to The Property Journey Podcast, be sure to hit us up on Social Media with the title ASK101 and we will answer your questions!

Check out all episodes on our YouTube channel @RoyDouganPropertyExpert or for audio only, visit all major podcast providers and search The Property Journey Podcast or view all links here: https://linktr.ee/thepropertyjourneypod

If you like this, follow us on our social media pages: https://www.facebook.com/roydouganyourpropertyexpert https://www.instagram.com/roydouganpropertyexpert https://www.tiktok.com/thepropertyjourneypod

Let us know if you have any questions in the comments below!

Welcome back to another episode of The Property Journey Podcast: Beginner to Expert.

Episode 31 sees us take a look at renovations and refurbishments of properties. When buying a property, either as an investment property or for your new home, you may or may not like the interior / exterior of the property and therefore may choose to renovate or refurbish.

This could be as little as a quick freshen of paint in the rooms and new carpet, or extensive refurbishment for things such as kitchens and bathrooms, to extensions being build on to the property. We take a look at some of these scenarios and discuss things like costings, common trends and much more.

This is not to be taken as financial advice. If you are interested in Property Investment, speak to a property expert or a financial advisor before following through and ensure you carry out your own research.

If you have any questions that you would like to put forward to The Property Journey Podcast, be sure to hit us up on Social Media with the title ASK101 and we will answer your questions!

Check out all episodes on our YouTube channel @RoyDouganPropertyExpert or for audio only, visit all major podcast providers and search The Property Journey Podcast or view all links here: https://linktr.ee/thepropertyjourneypod

If you like this, follow us on our social media pages: https://www.facebook.com/roydouganyourpropertyexpert https://www.instagram.com/roydouganpropertyexpert https://www.tiktok.com/thepropertyjourneypod

Let us know if you have any questions in the comments below!