Episodes

  • Episode 25: Exposing The 20% Down Payment Myth

    Episode 25: Exposing The 20% Down Payment Myth
    Jun 23 2023
    One of the biggest myths in real estate is that you have to have a 20% down payment to purchase a home. To be honest, that's a high bar for most people with today's prices and interest rate environment. Kirsten walks you through what the facts actually are; the average down payment, different types of loans that don't require 20% down, some even have zero down programs. Let's see if you can qualify for homeownership!
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    4 mins
  • Episode 24: A Look at Ada County's May Real Estate Performance

    Episode 24: A Look at Ada County's May Real Estate Performance
    Jun 21 2023
    In this episode we dive into why Ada County is outperforming expectations and where we think its going for the rest of the year. We went from an increase of 165% in homes for sale in January to -17% by May; how did this happen, why it will continue and what to expect for the rest of the year are all covered in this one.
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    16 mins
  • Episode 23: How is New Construction affecting the Boise Real Estate Market?

    Episode 23: How is New Construction affecting the Boise Real Estate Market?
    Mar 28 2023
    In today's episode, we are diving into what makes and breaks a builder's margin, what the most expensive line items are on a build, how builders are responding to the shifting market and why the relief in the supply chains and labor market had almost perfect timing. While builders were cutting prices like crazy in the 4th Quarter of 2022, they have certainly stabilized now and are working with buyers far more than they have over the last three years.
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    37 mins
  • Episode 22: Debunking the Myth That Boise Was 72% Overvalued

    Episode 22: Debunking the Myth That Boise Was 72% Overvalued
    Mar 9 2023
    Just about everyone saw all the news reports that were based on a study issued by Florida Atlantic University last year that stated Boise was 72% overvalued last year. This is a great example of how lazy analytics can drive a news cycle and effect a market. We dive into their methodology as well as some other pertinent factirs that they didn't bother looking into to see what the reality was on the ground.
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    17 mins
  • Episode 21: No Bubble Today

    Episode 21: No Bubble Today
    Feb 9 2021
    We get the question "Are We In A Bubble?" almost every week now. In this episode, we discuss what factors cause a bubble, what factors we are dealing with today and most importantly, why we are not in a bubble today.
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    15 mins
  • Episode 20: Market Update for May 13th, 2020

    Episode 20: Market Update for May 13th, 2020
    May 13 2020
    In this episode, we cover the highlights of what is going on in the local real estate market as we come off the bottom of the dip created by the COVID-19 lockdown here in Southern California. We also cover what is happening the iBuyer market and lending. Good news is far more prevalent in the real estate sector than almost anywhere else right now.
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    6 mins
  • Episode 19: PFHG Market Update April 29, 2020

    Episode 19: PFHG Market Update April 29, 2020
    Apr 29 2020
    In this episode of our Market Update, we cover how we have seen a bump in Home Purchase mortgage applications, how pending home sales were affected in March, What the Chief Economist of the National Association of Realtors forecasts for home prices going forward and give 24 hour snapshots of Los Angeles and Ventura County Home Sales.
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    9 mins
  • Episode 18: What's Going On With Lending During The COVID-19 Chaos?

    Episode 18: What's Going On With Lending During The COVID-19 Chaos?
    Apr 23 2020
    The media has gone crazy with stories about the collapse of lending and real estate market. Instead of buying into the hype or using fear to drive traffic with clickbait headlines, we are spending time with Laura Berg from HMS Capital to get the real lay of the land from someone who is handling loans on a daily basis. We discuss everything from VA / FHA loans to Super Jumbos and everything in between. If you want further info, send us an email to sold@powellfinehomes.com or drop a comment below. Don't forget to hit the Subscribe Button and thanks for watching! Richard & Kirsten Powell Keller Williams Realty World Class CA DRE# 01463090 & 01783549 Laura Berg HMS Capital NMLS ID: 322949 State Lic.: #CA-DOC322949 Licensed by the Department of Business Oversight under the California Residential Mortgage Lending Act, Equal Housing Lender
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    29 mins