For those who receive a year-end bonus, it can be tempting to splurge or treat yourself. But what if that extra money could help you check off a major financial goal??

In this episode, Jamie Hopkins and Kate Duffy dive into the psychology behind bonuses and why timing, taxes, and emotions matter more than you think. They share practical strategies to turn windfalls into long-term wins, covering everything from tax withholding and automation to emergency funds, Roth accounts, and 401(k) contributions. Plus, they break down how to approach bonuses at different career stages so you can make the most of every dollar.

Key takeaways:

• Why we view bonus money differently, and how to avoid emotional spending traps
• The truth about bonus tax withholding
• Smart strategies for using bonuses: retirement accounts, 529 plans, charitable giving, and emergency funds
• Career-stage tips from early professionals to executives with equity compensation
• Why planning ahead with an advisor beats making spur-of-the-moment decisions

Connect with Bryn Mawr Trust:

• 833-973-7633
• LinkedIn: Bryn Mawr Trust
• Website: Bryn Mawr Trust

Connect with Kate Duffy:

• LinkedIn: Kate Duffy

Connect with Jamie Hopkins:

• LinkedIn: Jamie Hopkins

Periods of economic uncertainty often lead people to question their financial choices, yet most long-term outcomes are shaped by steady decisions rather than day-to-day noise.

Why do we feel worried even when the data looks stable? How do rising prices, interest rates, and shifting job conditions influence real-life planning?

In this episode, Jamie Hopkins and Kate Duffy talk with Andrew Davis, CFA, Head of Macroeconomic Research at Bryn Mawr Trust, about inflation trends, labor market shifts, and what the past year reveals about consumer behavior.

They walk through the Fed’s direction, the impact of housing constraints, and how portfolios may evolve as rate cuts move closer. In addition, Andrew explains what investors should watch in 2026 and why staying focused on long-term planning matters more than reacting to news cycles.

Key points:

• How inflation shapes consumer frustration even when headline figures ease
• Why the labor market shows cooling but still signals underlying strength
• How today’s rate environment influences housing decisions and affordability
• What market performance says about earnings growth and diversification
• Why sticking to a clear financial plan helps reduce emotional reactions

Connect with Bryn Mawr Trust:

• 833-973-7633
• LinkedIn: Bryn Mawr Trust
• Website: Bryn Mawr Trust

Connect with Kate Duffy:

• LinkedIn: Kate Duffy

Connect with Jamie Hopkins:

• LinkedIn: Jamie Hopkins

Connect with Andrew Davis:

• LinkedIn: Andrew Davis

About our Guest:

Andrew Davis is an investment strategist with more than a decade of experience applying macro insights and portfolio construction principles to help clients make informed decisions in changing conditions. He blends real-time market perspective with a long-term approach, offering guidance that is both thoughtful and actionable.

In his role as Head of Macro Research, he shapes asset allocation views, contributes to the firm’s wide investment strategy, and supports advisor teams with clear, data-focused commentary. His weekly video series, Two the Point, highlights key economic themes for an audience of investors looking for clarity amid constant noise. He has appeared as a guest commentator on CNBC’s Fast Money and has been recognized by the American Bankers Association’s 40 Under 40 in Wealth Management and WealthManagement.com’s Rising Star Award for leadership and innovation.

Andrew earned his MBA with honors from The Wharton School and holds a Master’s in Applied Economics from Johns Hopkins University, along with the CFA designation. His work is grounded in data, shaped by purpose, and focused on insights that build confidence and long-term value.

Many people talk about relationships in business, but few live it the way Sal Patti does.

His story shows how community, authenticity, and servant leadership can shape a career and the people around you.

From quiet beginnings to becoming Senior Vice President and Director of Commercial Banking at WSFS Bank, he reflects on the moments and mentors that shaped his success.

In this episode, Jamie Hopkins and Kate Duffy talk with Sal Patti about his journey from Philadelphia University to leading commercial banking teams, his connector bridge philosophy, and the role of trust in guiding clients through changing conditions.

Key Takeaways:

• How Sal Patti’s early education and mentor support at Philadelphia University shaped his move from accounting into banking
• His connector bridge approach and how relationship building is the key to long-term growth
• Why leadership means listening, serving your team, and helping people flourish
• How business owners who prepare, pivot, and innovate are finding stability in current market conditions
• Why the human element still matters in a time of rising AI use and digital communication

Connect with Bryn Mawr Trust:

• 833-973-7633
• LinkedIn: Bryn Mawr Trust
• Website: Bryn Mawr Trust

Connect with Kate Duffy:

• LinkedIn: Kate Duffy

Connect with Jamie Hopkins:

• LinkedIn: Jamie Hopkins

Connect with Sal Patti:

• LinkedIn: Salvatore Patti
• Website: WSFS Bank

About our Guest:

Salvatore Patti is Senior Vice President, Division Director of Commercial Banking in the Philadelphia, Pennsylvania and New Jersey region at WSFS Bank. Sal has more than 30 years’ experience in the Philadelphia market, delivering strong and consistent operating and financial results for the Commercial and Wealth divisions. He is an active member of the community, serving on the Executive Board of the Philadelphia Industrial Development Corporation, where he is Chairman of The Board. He is also a board member for Thomas Jefferson University – The Kanbar College of Design Engineering and Commerce, Rowan University Foundation and The Avenue of The Arts Board. Sal is a resident of Philadelphia and received his B.A. in Accounting and Finance from Philadelphia University.