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The Personal Finance History Podcast

The Personal Finance History Podcast

By: Nathan Pali
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About this listen

The Personal Finance History Podcast is a personal finance and history podcast exploring how ordinary people have earned, saved, spent, borrowed, and worried about money across centuries.

Before budgets, credit scores, retirement accounts, and investing apps, people still had to survive winters, manage debt, build wealth, avoid ruin, and plan for the future. This podcast tells the forgotten story of personal finance through history—and explains how those past systems still shape your money life today.

Each episode blends financial history, behavioral finance, psychology of money, and clear explanations of the modern financial system. You’ll learn:

  • How people managed money before banks and paychecks
  • Why debt, credit, and interest evolved the way they did
  • How inflation, wages, and wealth changed family life
  • Why financial crises keep repeating
  • How fear, greed, and status shaped money decisions
  • How the brain processes risk, reward, and loss
  • What history teaches about saving, spending, and investing

This isn’t a stock tip podcast or a motivational finance show. It’s a story-driven guide to personal finance, money behavior, financial decision-making, and understanding how history quietly built the systems that control modern money.

If you’re interested in personal finance, financial history, behavioral economics, psychology of money, how the financial system works, wealth building, investing behavior, and learning how the past explains today’s money problems—this podcast is for you.

The Personal Finance History Podcast Because your money problems are older than you think.

© 2026 The Personal Finance History Podcast All rights reserved.
Economics Personal Finance
Episodes
  • Winter Was the Crisis: How Scarcity Shaped Human Money Behavior
    Jan 23 2026

    Before recessions and market crashes, winter was the real financial crisis. Explore how scarcity, uncertainty, and survival shaped human behavior — and why modern money anxiety is older than money itself.

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    17 mins
  • Unpacking the Tulip Mania Bubble
    Feb 14 2026

    In this episode, we explore the historical phenomenon of Tulip Mania in the 17th-century Dutch Republic, examining how a market for exotic flowers transformed into a speculative bubble driven by contract trading. We discuss the societal conditions that enabled such speculation and the key factors that led to its eventual, yet contained, collapse.

    Chapters

    00:00 Tulip Mania's Beginnings

    00:00 The Dutch Republic Market

    02:04 Tulips as Status Goods

    03:20 The Rise of Tulip Contracts

    05:00 Low Entry, High Hype

    08:25 The Logic of Bubbles

    10:12 The Bubble Bursts

    13:02 Lessons from Tulip Mania

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    12 mins
  • Spanish Silver and Europe's Price Revolution
    Feb 13 2026

    In this episode, we explore how overwhelming quantities of silver from the Americas reshaped 16th-century European economies and triggered the 'Price Revolution.' We also discuss how this surge in global money resulted in widespread inflation, economic paradoxes for Spain, and a silent redistribution of wealth across society.

    Chapters

    00:00 Introduction to New World Silver

    01:55 The Price Revolution Begins

    04:46 Silver's Journey and Spain's Paradox

    08:46 Impact on Contracts & Society

    11:52 Spain's Struggles and Global Reach

    15:23 Lessons from Abundant Money

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    12 mins
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