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The Mortgage Update with Dan Frio Podcast

The Mortgage Update with Dan Frio Podcast

By: The Mortgage Update with Dan Frio Podcast
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About this listen

 Dan Frio has been the TOP Mortgage Advisor in the Nation and also a Radio Personality. Dan is a graduate of West Virginia University with a Degree in Economics and has been Advising Home Buyers and Home Owners for over 30 Years. To Speak with Dan Personally, call (844)775-LOAN Email Dan@TheRateUpdate.com WWW.TheRateUpdate.COM (http://WWW.TheFrioTeam.COM) Economics Education Personal Finance
Episodes
  • S2025 Ep301: The Rate Update —Mortgage Rates Just Hit a Critical Level—Here's What Happens Next

    S2025 Ep301: The Rate Update —Mortgage Rates Just Hit a Critical Level—Here's What Happens Next
    Apr 16 2026
    ► ► Get Pre-Approved With My Team → https://257781.my1003app.com/246527/register► ► Schedule a Consultation → https://calendly.com/d/cq29-7xd-x3v/the-frio-team?month=2025-05► ► Contact / Ask Dan → https://www.therateupdate.com/contactTOP RESOURCES📉 Track Mortgage Rates Automatically → https://rw2.therateupdate.com/🏠 TRU Mortgage Command Center → https://command.therateupdate.com/💳 TRU Debt Optimizer → https://debtrelief.therateupdate.com/🧮 Mortgage Calculators & Tools → https://stan.store/TRU-Foundations📊 Credit Monitoring (SmartCredit) → https://www.smartcredit.com/?PID=42980📈 Free Credit Scores (Credit Karma) → https://www.creditkarma.com/lp/free-credit-scores-v12aff?adcopy=0&adcampaign=core_acq_awin00:00 Mortgage Rates Hit a Critical Level00:38 Oil Prices and Inflation Risk01:35 How Global Conflict Impacts Mortgage Rates02:30 Strong Jobs Market Complicates the Fed03:40 Why the Fed May Delay Rate Cuts04:50 What’s Happening in the Bond Market05:50 10-Year Treasury and Mortgage Rates06:50 Why the MBS Market Matters07:45 Lock or Float Right Now?08:40 What Homebuyers and Homeowners Should Do Next09:35 Final Takeaways and Next StepsWelcome to **The Rate Update with Dan Frio**.I break down **mortgage rates, housing, inflation, Treasury yields, Federal Reserve policy, and the economic news that impacts homebuyers, homeowners, real estate professionals, and anyone watching the housing market**.My goal is simple: help you understand **what’s happening, why it matters, and what you should do next**.On this channel, you’ll find content about:- Mortgage rates today- Housing market updates- Refinance opportunities- Homebuying strategies- Inflation and Federal Reserve news- Treasury and bond market movements- Mortgage industry insights- Tools to help you save money and make smarter decisionsWhether you’re buying your first home, refinancing your current mortgage, comparing lenders, or trying to understand where rates may go next, you’re in the right place.WORK WITH ME📅 Schedule a Consultation → https://calendly.com/d/cq29-7xd-x3v/the-frio-team?month=2025-05📝 Apply for a Mortgage (30+ Lenders • 1 Credit Pull) → https://257781.my1003app.com/246527/register📨 Contact / Ask Dan → https://www.therateupdate.com/contactFOLLOW THE RATE UPDATEYouTube → https://www.youtube.com/@TheRateUpdatewithDanFrioInstagram → https://instagram.com/therateupdateTikTok → https://tiktok.com/@therateupdate— DISCLAIMER —Dan Frio is a licensed mortgage loan officer in all 50 states and Puerto Rico (NMLS #246527) with TRU Mortgage Team / PBT Bancorp (NMLS #257781), an Equal Housing Lender.This channel and all content published by Dan Frio are provided for educational and informational purposes only. Nothing in this video, description, comments, calculators, tools, emails, websites, or linked content should be construed as an offer to lend, a commitment to lend, financial advice, legal advice, tax advice, or investment advice.Mortgage approvals, loan terms, interest rates, down payment requirements, and program availability are subject to change without notice and depend on borrower qualifications, including but not limited to credit score, income, assets, employment, property type, occupancy, appraisal, title, underwriting approval, and current lending guidelines.All opinions expressed are solely those of Dan Frio and do not necessarily reflect the views of PBT Bancorp, its affiliates, or any other institution.Use of this channel, watching videos, commenting, messaging, scheduling a consultation, or submitting information does not create a client relationship. All examples, payment scenarios, savings illustrations, and mortgage comparisons are for demonstration purposes only and should be independently verified.Not all borrowers will qualify. Equal Housing Lender.TRU Mortgage Team / PBT BancorpNMLS #257781Dan Frio NMLS #246527Equal Housing Lender
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    11 mins
  • S2025 Ep299: Behind the Scenes: One Application, One Credit Pull, 30+ Lenders

    S2025 Ep299: Behind the Scenes: One Application, One Credit Pull, 30+ Lenders
    Apr 15 2026

    **Today’s Live Event: Behind the Scenes of How We Shop Your Mortgage**

    Join me live today as I pull back the curtain and show you exactly how we help homebuyers and homeowners find the best loan option without having to apply over and over again.

    We’ll walk through how our process works:

    ✅ **One application**
    ✅ **One credit pull**
    ✅ **30+ lenders compared**

    Most people don’t realize how much mortgage rates, fees, and options can vary from lender to lender. In today’s show, I’m going to show you how we compare loan options side by side, what lenders look at, and how we work to find the best solution for each client.

    If you’ve ever wondered:

    * Who really has the best rate?
    * Do I need to shop multiple lenders myself?
    * How do I know I’m getting a good deal?
    * What happens behind the scenes after I apply?

    This live event is for you.

    I’ll show you how we review your scenario, compare offers from over 30 lenders, and help you make sense of the numbers so you can move forward with confidence.

    Whether you’re buying your first home, refinancing, or just trying to understand how mortgage shopping really works, this will give you an inside look at the process.

    **Join me live today and see how we do it.**

    Dan Frio
    Licensed Mortgage Loan Officer
    Helping you understand mortgage rates — and the why behind what’s happening.
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    19 mins
  • S2025 Ep300: The Rate Update —Mortgage Rates Just Hit a Critical Level—Here's What Happens Next

    S2025 Ep300: The Rate Update —Mortgage Rates Just Hit a Critical Level—Here's What Happens Next
    Apr 16 2026
    0:00 Should You Use Your Home to Pay Off Debt?
    0:42 Your High-Interest Debt Problem
    1:32 Why Credit Card Interest Crushes You
    2:28 Can Home Equity Save You Money?
    3:24 Payment Relief Breakdown
    4:20 What This Really Costs Over Time
    5:18 The Biggest Risks to Watch
    6:22 Who This Strategy Fits Best
    7:24 When You Should Avoid It
    8:26 How to Compare the Math
    9:24 My Final Advice
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    11 mins
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