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The Mortgage Athlete Podcast

The Mortgage Athlete Podcast

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 What if the deal you're about to walk away from just needed the right person to unlock its hidden potential? In this episode of The Mortgage Athlete, Tracy Hayes and co-host Tom Reber puts a spotlight on Jeromy Peters, a legendary loan officer in Northeast Florida known for closing deals others deem impossible. Jeromy shares the behind-the-scenes story of a heartfelt client experience that involved problem-solving on the fly—even while he was vacationing in The Bahamas. His relentless commitment, innovative thinking, and client-first approach turn every complex transaction into a success story. The discussion dives deep into today’s shifting real estate landscape, including the challenges of a buyer's market, creative financing options like seller-held seconds, and how agents and mortgage athletes must collaborate like never before. From technical details to motivational gems, this episode is a masterclass in elite lending and problem-solving under pressure. If you're a buyer, seller, or agent navigating a tricky deal—don't go it alone. Reach out to a true mortgage athlete like Jeromy Peters. Subscribe now and tune in weekly for more stories and insights that give you the winning edge! Highlights: 00:00 - 01:44 Introduction & Jeromy’s Legendary Reputation Intro to Jeromy PetersSurprise client gift storyJeromy's 15-year track recordReputation for excellenceA rare in-office thank you 01:45 - 04:12 Problem-Solving in Real Time No-realtor deal challengesBahamas remote closingSurveying crisis avertedAlways-available commitmentTeam coordination during crunch time 04:13 - 06:31 Second-Chance Closings & Unique Deals 20–40% deals other lenders rejectFinding gold in cracks of dealsIncome, asset, credit analysisLarge, complex deal solutionsWorking closely with underwriters 06:32 - 09:11 The Value of a Strong Team Processing power at PlanetDelegating with confidenceEfficient collaborationExperience-backed intuitionProcessing vs originating 09:12 - 13:07 Thriving in a Buyer's Market Market slowdowns & who survivesValue of deeper buyer consultationsMatching deals to real buyer needsStrategic use of buy-downsMortgage athletes rise to the top 13:08 - 16:41 Dealing with Rate Hesitations “Marry the house, date the rate”Structuring around rate concernsPayment shock & rent vs buyTemporary/permanent buy-downsCollaborating with all stakeholders 16:42 - 22:12 Creative Financing with Seller-Held Seconds Re-emerging financing strategiesHow seller equity can power dealsStructuring smart second positionsTitle companies & legal support Quotes: “Honestly, 20% of my deals are ones other lenders couldn't get done.” – Jeromy Peters “I don’t take no for an answer—'no' is not in my vocabulary.” – Jeromy Peters “I work all the time. A good loan officer should always be available.” – Jeromy Peters “Marry the house, date the rate—it’s a buyer’s market right now.” – Jeromy Peters To contact Jeromy Peters, learn more about her business, and make her a part of your network, make sure to follow her on her Website, Facebook, and LinkedIn. Connect with Jeromy Peters! Website: https://planethomelending.com Facebook: https://www.facebook.com/jeromypetersphl/ Linkedin: https://www.linkedin.com/in/jeromy-peters-40a9218b/ Connect with me! Website: toprealtorjacksonville.com Website: toprealtorstaugustine.com SUBSCRIBE & LEAVE A 5-STAR REVIEW as we discuss real estate excellence with the best of the best. #MortgageAthlete #RealEstateTips #VAloans #LoanOfficerLife #HomeBuyingJourney #CreativeFinancing #BuyersMarket #RefinanceOptions #MortgageSuccess #VeteranLoans #SecondChanceDeals #SellerFinancing #RealEstateCollaboration #TeamWorkWins #ClosingDeals #MarketInsights #SmartHomeBuying #StrategicFinancing #MortgageEdge #HousingSolutions
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