Is "The Money Problem" causing stress in your relationship? In this episode, Lady Grace and Emmanuel break down why financial constraints amplify relationship issues and how to solve them. We share our personal 5-Year Plan and the exact strategies we are using to move from financial struggle to freedom.

Money is a measure of value, and without it, you limit your freedom and increase stress. Whether you are looking to start a side hustle, better manage your salary, or understand investing, this video covers the fundamental 3-Step Wealth Formula: Make It, Manage It, Grow It.

In this video, you will learn:
The Wealth Formula: The simple rule to making and keeping money.
Increasing Income: How to upscale your skills and create digital products for passive income.
Budgeting Hacks: Why you must "spend on paper" before spending in real life.
Investing 101: How to use compound interest and inflation to your advantage.
⚠️ Debt Trap: Why young couples should avoid disposable income and bad debt.

If you are ready to break the cycle of poverty and build generational wealth, this conversation is for you.

⏱️ Timestamps & Key Moments
00:00 - Intro: Growth, Effective Living & The 4 Constraints
01:32 - The "Money Problem" in Relationships Explained
06:02 - How Lack of Money Amplifies Relationship Stress
07:13 - Our Personal 5-Year Financial Plan
11:50 - Step 1: Increasing Earning Potential (Upskilling & Education)
13:35 - Side Hustles: Creating Digital Products & Content
18:32 - Step 2: Managing Money (The "Spend on Paper" Rule)
21:14 - The Simple Wealth Formula: Make, Save, Invest
21:54 - Step 3: Growing Wealth & Beating Inflation
23:37 - Why Disposable Income is Dangerous for Young People
26:42 - The Miracle of Compound Interest
30:10 - Warning: The Dangers of Debt & Credit Cards
35:01 - Conclusion: Breaking the Cycle of Poverty

Resources & Links
Website: mygrowthclub.org
Tools: Get our Notion Budgeting Systems
Read: Our new journals and books on Amazon

#FinancialFreedom #MoneyManagement #RelationshipAdvice #BuildingWealth #PassiveIncome #BudgetingTips #CompoundInterest #LadyGrace #PersonalFinance #InvestInYourself