• What’s happening 10 min
  • Gov’t shutdown - no BLS employment data
  • Bitcoin now in bear market collapsing to below $100k
  • Michael’s Burry’s new big short
  • Healthcare premium inflation
  • Jester “Jack” Daniels - how he built an empire and did not survive to reap the reward
• Topic de jour - Cost of healthcare for workers vs retirement, long-term care
• Listener Q&A -
  • I’ve maxed out my 401(k) by summer and was told I might be missing out on company match, will I continue to get a company match?
  • All my neighbors are putting their homes in a trust or giving them to their kids so the nursing home doesn’t take the money, should I do that?
• Tip of the week
  • Understand how you pay for a mortgage - not all refis are the same.

___

Sources

https://communications.fidelity.com/wi/tools/retirement-health-care/

Healthsherpa.com

https://www.carescout.com/cost-of-care

_____

Ben Jones, CFP®

Managing Director, National Wealth Management Group

www.nwmgadvisors.com 

Sign up for Ben’s newsletter at www.karastick.com 

Follow him on X @thekaratstick

https://www.linkedin.com/in/ben-nwmg/

  __

Brent Gargano, CFP®

Founder & Advisor, Infinite Wealth Planning 

www.infinitewealthplanning.com

linkedin.com/in/brent-gargano-cfp®-2067b573

Join Brent's Monthly Newsletter:

https://40221980.hs-sites.com/join-infinite-wealth-plannings-newsletter

Comments or questions? Email us at comments@moneyalchemistshow.com

___________________

Editor:

Trevor Gargano (The Digital QB)

Email: Trevor@trevorgargano.com

LinkedIn: https://www.linkedin.com/in/trevor-gargano-72727b67/

Website: TheDigitalQuarterback.com

____________________________

Instagram: https://www.instagram.com/moneyalchemistpod/

X: https://twitter.com/moneyalchpod

Facebook: https://www.facebook.com/profile.php?id=61556458987483

Investment advice offered through National Wealth Management Group, LLC.

All performance referenced is historical and is no guarantee of future results. All indices are unmanaged and may not be invested into directly.

The information presented is for educational and informational purposes only and is not intended as a recommendation or specific advice.

• What’s happening 10 min
  • All asset classes are up: bonds, stocks, precious metals, crypto
    • Valuations at ATH
    • Brent’s new baby
  • Equity flows from funds to bonds
  • Crypto crunch in October - Bitcoin in corrective territory from ATH
  • Tariff threat with China last week.
• This week’s most interesting money story - Alfred Nobel 15 min
• Topic de jour - Open enrollment season - Optimize your choices 20 min
• Listener Q&A -
  • “We are buying a new home, what do we do with our old home. Should we rent it out or sell it to fund goals or reduce the mortgage balance on the new home”
• Tip of the week
  • Don’t use your HSA - defer it
  • Backup, Hidden savings of online delivery
  • 529 plan payroll deduction

Resources:

• Employer Benefits Checklist: https://www.fppathfinder.com/checklists/respond/423a7a8d-e99e-4201-b7da-80e337855dce

Ben Jones, CFP®

Managing Director, National Wealth Management Group

www.nwmgadvisors.com 

Sign up for Ben’s newsletter at www.karastick.com 

Follow him on X @thekaratstick

https://www.linkedin.com/in/ben-nwmg/

  __

Brent Gargano, CFP®

Founder & Advisor, Infinite Wealth Planning 

www.infinitewealthplanning.com

linkedin.com/in/brent-gargano-cfp®-2067b573

Join Brent's Monthly Newsletter:

https://40221980.hs-sites.com/join-infinite-wealth-plannings-newsletter

Comments or questions? Email us at comments@moneyalchemistshow.com

___________________

Editor:

Trevor Gargano (The Digital QB)

Email: Trevor@trevorgargano.com

LinkedIn: https://www.linkedin.com/in/trevor-gargano-72727b67/

Website: TheDigitalQuarterback.com

____________________________

Instagram: https://www.instagram.com/moneyalchemistpod/

X: https://twitter.com/moneyalchpod

Facebook: https://www.facebook.com/profile.php?id=61556458987483

Investment advice offered through National Wealth Management Group, LLC.

All performance referenced is historical and is no guarantee of future results. All indices are unmanaged and may not be invested into directly.

The information presented is for educational and informational purposes only and is not intended as a recommendation or specific advice.

This Weeks Topics:

1. Enrollment and contribution best practices
2. Plan design - who these plans are optimized for
3. Fees, what they pay for
4. How to collab with an advisor
5. Hidden secrets in the plan document
6. Recent policy changes that expand investment offering potential

_____

Ben Jones, CFP®

Managing Director, National Wealth Management Group

www.nwmgadvisors.com 

Sign up for Ben’s newsletter at www.karastick.com 

Follow him on X @thekaratstick

https://www.linkedin.com/in/ben-nwmg/

  _

Special Guest: Matt Heitman, CFA, CFP®, ChFC®

Wealth Advisor, National Wealth Management Group

www.nwmgadvisors.com

https://www.linkedin.com/in/matthew-e-heitman/

Comments or questions? Email us at comments@moneyalchemistshow.com

Call us at 513-438-0095

Comments or questions? Email us at comments@moneyalchemistshow.com

___________________

Editor:

Trevor Gargano

Email: Trevor@trevorgargano.com

LinkedIn: https://www.linkedin.com/in/trevor-gargano-72727b67/

Website: TheDigitalQuarterback.com

____________________________

Instagram: https://www.instagram.com/moneyalchemistpod/

X: https://twitter.com/moneyalchpod

Facebook: https://www.facebook.com/profile.php?id=61556458987483

Investment advice offered through National Wealth Management Group, LLC.

All performance referenced is historical and is no guarantee of future results. All indices are unmanaged and may not be invested into directly.

The information presented is for educational and informational purposes only and is not intended as a recommendation or specific advice.