Australia’s housing markets just keep marching forward – and the latest numbers are in!

Today I’m joined by Dr. Andrew Wilson, Chief Economist of My Housing Market, to break down July’s House Price Report – and it’s full of good news for homeowners and property investors alike.

House prices rose in every single capital city over the month – that’s now five months in a row of rising prices nationally, with the median capital city house price sitting at over $1.2 million and annual growth climbing to 5.9%.

We’ll discuss:

· Why Perth and Brisbane continue to lead the charge with double-digit annual growth

· How Melbourne and Sydney are quietly bouncing back

· The surprise standout performances from Canberra and Darwin

· And why 2025 is shaping up to be another strong year for property markets

Plus, unit prices are also on the rise, and confidence is building as interest rate cuts and low unemployment levels continue to support our economy.

Takeaways

· House prices in capital cities rose in July, indicating a positive trend.

· The market fundamentals suggest strong growth potential in the coming months.

· Commitment, courage, capability, and confidence are essential for success in property investment.

· Perth and Adelaide are showing significant upward momentum in their housing markets.

· Interest rate cuts are likely to further boost housing market activity.

· All capital cities recorded increases in median house prices over the July quarter.

· First home buyers face challenges due to rising prices and increased competition.

· Lower interest rates improve affordability but can lead to higher property prices.

· Consumer confidence is rising, contributing to increased auction attendance.

· The upcoming spring selling season is expected to drive further market activity.

Chapters

02:15 Interest Rates and Market Confidence

05:30 Regional Market Performances

08:45 The Four C's Formula for Success

12:00 Challenges for First Home Buyers

15:30 Conclusion and Future Outlook

Links and Resources:

Answer this week’s trivia question here- www.PropertyTrivia.com.au

· Win a hard copy of How to Grow a Multi-Million Dollar Property Portfolio – in your spare time.

· Everyone wins a copy of a fully updated property report – What’s ahead for property for 2025 and beyond.

Get the team at Metropole to help build your personal Strategic Property Plan Click here and have a chat with us

Michael Yardney – Subscribe to my Property Update newsletter here

Get a bundle of eBooks and Reports at www.PodcastBonus.com.au

Also, please subscribe to my other podcast Demographics Decoded with Simon Kuestenmacher – just look for Demographics Decoded wherever you are listening to this podcast and subscribe so each week we can unveil the trends shaping your future.

Today Ken Raiss and I are diving into a crucial topic for anyone looking to purchase property in Australia: choosing the right property ownership structure.

So whether you're a first-time investor, a seasoned buyer, or even planning a family purchase — this episode is for you.

We discuss various ownership options, including trusts and companies, and highlight common mistakes investors make.

The conversation emphasizes the need for professional advice to navigate these complexities and ensure long-term success in property investment.

Takeaways

· Understanding ownership structures is crucial for long-term wealth.

· Time is a valuable asset; treat it wisely.

· Tax efficiency can significantly impact investment returns.

· Trusts can provide flexibility and protection for assets.

· Common mistakes in trust management can lead to financial loss.

· Company structures may offer benefits for high net worth individuals.

· Self-managed super funds can be powerful tools for wealth building.

· Professional advice is essential for tailored investment strategies.

· Investors should prioritize their goals when choosing structures.

· Beginner investors must set up their ownership structures correctly.

Chapters

00:00 Understanding Ownership Structures

05:20 Common Ownership Structures Explained

09:05 The Role of Trusts in Wealth Building

12:27 Navigating Tax Implications and Asset Protection

16:10 Choosing the Right Structure for Your Needs

19:40 The Importance of Professional Advice

25:00 The Concept of Time Wealth

Links and Resources:

Michael Yardney

Get the team at Metropole Wealth Advisory create a Strategic Wealth plan for your needs Click here and have a chat with us

Ken Raiss, Director of Metropole Wealth Advisory

Get a bundle of eBooks and Reports at www.PodcastBonus.com.au

Also, please subscribe to my other podcast, Demographics Decoded with Simon Kuestenmacher – just look for Demographics Decoded wherever you are listening to this podcast and subscribe so each week we can unveil the trends shaping your future. Or click here: https://demographicsdecoded.com.au/

In this Macro Insights Podcast, Ken Raiss and I examine the big picture and share our perspective on how this may impact our housing markets in Australia, as well as what, if anything, you should do as a property investor.

We discuss what’s ahead for interest rates, and clues in the news about economic indicators and consumer behaviour.

We examine the dynamics of supply and demand, the influence of household wealth, and the importance of demographics in property investment.

As somebody interested in property, there will be lots in the show for you.

Takeaways

· The Reserve Bank's cautious approach to interest rates reflects current economic uncertainties.

· Investors who prepare and act strategically can benefit from market fluctuations.

· High auction clearance rates indicate a strong demand for properties in major cities.

· The mortgage cliff did not result in widespread defaults as anticipated.

· Household wealth has increased, but many Australians do not feel its effects.

· Property values tend to grow faster than inflation over the long term.

· Demographics play a crucial role in property market dynamics and wealth transfer.

· Holistic wealth management is essential for effective property investment strategies.

· Self-managed super funds offer opportunities for leveraging property investments.

· The conversation marks the beginning of a series of insights into property and economic trends.

Chapters

01:36 Interest Rate Surprises and Economic Caution

04:12 Market Reactions and Property Trends

06:46 Mortgage Defaults and Consumer Behaviour

09:22 Global Influences on the Australian Economy

12:00 Household Wealth and Property Values

14:37 Superannuation Performance and Property Investment

17:12 Demographics and Wealth Transfer

Links and Resources:

Answer this week’s trivia question here- www.PropertyTrivia.com.au

· Win a hard copy of How to Grow a Multi-Million Dollar Property Portfolio – in your spare time.

· Everyone wins a copy of a fully updated property report – What’s ahead for property for 2025 and beyond.

Michael Yardney

Get the team at Metropole Wealth Advisory create a Strategic Wealth plan for your needs Click here and have a chat with us

Ken Raiss, Director of Metropole Wealth Advisory

Get a bundle of eBooks and Reports at www.PodcastBonus.com.au

Also, please subscribe to my other podcast, Demographics Decoded with Simon Kuestenmacher – just look for Demographics Decoded wherever you are listening to this podcast and subscribe so each week we can unveil the trends shaping your future. Or click here: https://demographicsdecoded.com.au/

We’re now on the brink of what could be the biggest shake-up to the Australian tax system since the GST was introduced back in 2000.

Federal Treasurer Jim Chalmers has signalled that tax reform is not just on the agenda - it’s a priority. But what kind of reform are we really talking about here?

If you dig beneath the headlines, this isn’t just about closing loopholes, it’s about reshaping how wealth is taxed and redistributed in a very different economic and demographic Australia.

Whether you're a business owner, property investor, or self-funded retiree, you may be directly in the firing line. And while Chalmers says this isn’t about a ‘tax grab’, many of us know that when Canberra talks about ‘fairness,’ it often means someone else is footing a larger bill.

So today, Ken Raiss, Director of Metropole Wealth Advisory, and I discuss what’s being proposed, what the real motives might be, and how you can future-proof your wealth and estate plans amid the uncertainty.”

Takeaways

· Debt burden is driving government tax reform discussions.

· Australia's gross debt is projected to exceed 100% in five years.

· Government spending is increasing significantly, impacting taxpayers.

· Tax reforms may target wealth rather than income.

· Family trusts could face changes that affect small business owners.

· Intergenerational wealth planning tools may be eroded by new taxes.

· Financial health checks are essential for optimizing wealth structures.

· Proactive planning is crucial in anticipation of tax changes.

· The government is exploring new revenue sources to manage debt.

· Economic policies may shift towards taxing wealth rather than work.

Chapters

00:00 Understanding Tax Reform Priorities

04:29 The Debt Tsunami and Its Implications

09:17 Exploring Tax Strategies and Alternatives

12:10 The Future of Family Trusts and Wealth Distribution

14:45 Taxing Wealth vs. Taxing Work

16:57 Government Pressures and Potential Changes

19:35 Proactive Tax Planning Strategies

22:14 The Importance of Financial Health Checks

24:37 Looking Ahead: The Future of Taxation in Australia

Links and Resources:

Michael Yardney

Get the team at Metropole Wealth Advisory create a Strategic Wealth plan for your needs Click here and have a chat with us

Ken Raiss, Director of Metropole Wealth Advisory

Get a bundle of eBooks and Reports at www.PodcastBonus.com.au

Also, please subscribe to my other podcast, Demographics Decoded with Simon Kuestenmacher – just look for Demographics Decoded wherever you are listening to this podcast and subscribe so each week we can unveil the trends shaping your future. Or click here: https://demographicsdecoded.com.au/