Build a Sturdier Financial Future. Book Your Consultation: https://mitchlyonswealth.com/retirement-consultation/

A lot of people head into retirement like it’s the fourth quarter with the wrong playbook, relying on old rules of thumb that may no longer apply. In this episode, Mitch uncovers some of the biggest retirement myths that can quietly kill your retirement. By understanding the real X’s and O’s, you can call better plays and build a strategy built to go the distance.

Here’s some of what we discuss in this episode:

Hawaii Family Trip: Retirement dreams often include travel

Spending Myth: Expenses don’t always drop in retirement

Medicare Reality: Healthcare costs can still be significant

Retirement Taxes: Taxes don’t disappear after working years

Debt Considerations: Carrying debt can affect retirement security

Resources

Our website: https://mitchlyonswealth.com/

Phone: 866-857-8335

Contact our team: https://mitchlyonswealth.com/newsletter-signup/#contact

Schedule your no-cost consultation: https://mitchlyonswealth.com/retirement-consultation/

Subscribe to our newsletter: https://mitchlyonswealth.com/newsletter-signup/

Claim your copy of Retirement of Steel: https://retirementofsteel.com/

Check out our movie: https://mitchlyonswealth.com/#theRetirementMovie

Check us out on YouTube: https://www.youtube.com/channel/UCiX-jbYI0MI_ELaXVXGXYbw

Facebook: https://www.facebook.com/mitchlyonswealth

LinkedIn: https://www.linkedin.com/in/mitch-lyons-wealth-6377072b9/

Instagram: https://www.instagram.com/mlyonswealth/

Build a Sturdier Financial Future. Book Your Consultation: https://mitchlyonswealth.com/retirement-consultation/

Retirement is the ultimate fourth quarter, and the clock is always running. In this episode, Mitch draws powerful parallels between football and financial planning, unpacking two fears almost every retiree faces. Just like on Sundays, talent isn’t enough; you need a game plan. Just like in football, reacting isn’t enough. You need a clear plan before the pressure hits.

Here’s some of what we discuss in this episode:

Healthcare Risk – Rising costs and long-term care

Game Plan – Protect, grow, win retirement

QB Decisions – Contingencies and smart adjustments

Loved Ones – Survivor income and protection tools

Tax Strategy – Social Security and bracket shifts

Resources

Our website: https://mitchlyonswealth.com/

Phone: 866-857-8335

Contact our team: https://mitchlyonswealth.com/newsletter-signup/#contact

Schedule your no-cost consultation: https://mitchlyonswealth.com/retirement-consultation/

Subscribe to our newsletter: https://mitchlyonswealth.com/newsletter-signup/

Claim your copy of Retirement of Steel: https://retirementofsteel.com/

Check out our movie: https://mitchlyonswealth.com/#theRetirementMovie

Check us out on YouTube: https://www.youtube.com/channel/UCiX-jbYI0MI_ELaXVXGXYbw

Facebook: https://www.facebook.com/mitchlyonswealth

LinkedIn: https://www.linkedin.com/in/mitch-lyons-wealth-6377072b9/

Instagram: https://www.instagram.com/mlyonswealth/

Build a Sturdier Financial Future. Book Your Consultation: https://mitchlyonswealth.com/retirement-consultation/

Today, Mitch tackles the big questions that keep people up at night about retirement. Through real-world examples and simple analogies, he breaks down how to think about “having enough” in terms of monthly income rather than just a big number on a statement. If you’ve ever wondered where you stand and what actually drives long-term financial security, this episode provides a practical approach.

Here’s some of what we discuss in this episode:

Comparison Trap: Why others’ numbers don’t matter

Income Focus: Monthly cash flow over net worth

Pension Decisions: Lump sum vs lifetime payout

NFL Pension Example: Lessons from pro athletes

Social Security Timing: Claiming strategy and impact

Resources

Our website: https://mitchlyonswealth.com/

Phone: 866-857-8335

Contact our team: https://mitchlyonswealth.com/newsletter-signup/#contact

Schedule your no-cost consultation: https://mitchlyonswealth.com/retirement-consultation/

Subscribe to our newsletter: https://mitchlyonswealth.com/newsletter-signup/

Claim your copy of Retirement of Steel: https://retirementofsteel.com/

Check out our movie: https://mitchlyonswealth.com/#theRetirementMovie

Check us out on YouTube: https://www.youtube.com/channel/UCiX-jbYI0MI_ELaXVXGXYbw

Facebook: https://www.facebook.com/mitchlyonswealth

LinkedIn: https://www.linkedin.com/in/mitch-lyons-wealth-6377072b9/

Instagram: https://www.instagram.com/mlyonswealth/

Build a Sturdier Financial Future. Book Your Consultation: https://mitchlyonswealth.com/retirement-consultation/

Retirement today looks very different than it did a generation ago. Pensions are rare, Social Security alone isn’t enough, and the responsibility for income now rests squarely on your shoulders. In this episode, Mitch breaks down what retirement actually requires, not just in savings, but in structure. Because the goal isn’t simply reaching a number. It’s building confidence that your money can support the life you want for decades.

Here’s some of what we discuss in this episode:

Cost of Retirement Basics: Estimating monthly needs accurately

Inflation & Income Sources: Planning for rising expenses

Longevity Risk: The multiplier effect of living longer

Reliable Income Creation: Turning assets into paychecks

Start Early Advantage: Planning years before retirement

Resources

Our website: https://mitchlyonswealth.com/

Phone: 866-857-8335

Contact our team: https://mitchlyonswealth.com/newsletter-signup/#contact

Schedule your no-cost consultation: https://mitchlyonswealth.com/retirement-consultation/

Subscribe to our newsletter: https://mitchlyonswealth.com/newsletter-signup/

Claim your copy of Retirement of Steel: https://retirementofsteel.com/

Check out our movie: https://mitchlyonswealth.com/#theRetirementMovie

Check us out on YouTube: https://www.youtube.com/channel/UCiX-jbYI0MI_ELaXVXGXYbw

Facebook: https://www.facebook.com/mitchlyonswealth

LinkedIn: https://www.linkedin.com/in/mitch-lyons-wealth-6377072b9/

Instagram: https://www.instagram.com/mlyonswealth/

Build a Sturdier Financial Future. Book Your Consultation: https://mitchlyonswealth.com/retirement-consultation/

Most people remember the Market Crash of 2008, but few truly understand what it still means for retirement today. In this episode, Mitch reflects on living through the financial crisis and why market crashes hit retirees differently once paychecks stop. What lessons did 2008 leave behind that still matter right now? Tune in to learn how to avoid repeating mistakes history keeps trying to teach.

Here’s some of what we discuss in this episode:

Mitch Lyons’ 2008 Perspective: Living through the market collapse firsthand

Market Crashes & Retirees: Why timing matters more in retirement

2008 in Context: Cultural and historical forces behind the crisis

Volatility Lessons: What extended downturns really do to portfolios

Retirement Planning Strategies: Balancing growth, protection, and income

Practical Protection Tips: Building resilience against future shocks

Resources

Our website: https://mitchlyonswealth.com/

Phone: 866-857-8335

Contact our team: https://mitchlyonswealth.com/newsletter-signup/#contact

Schedule your no-cost consultation: https://mitchlyonswealth.com/retirement-consultation/

Subscribe to our newsletter: https://mitchlyonswealth.com/newsletter-signup/

Claim your copy of Retirement of Steel: https://retirementofsteel.com/

Check out our movie: https://mitchlyonswealth.com/#theRetirementMovie

Check us out on YouTube: https://www.youtube.com/channel/UCiX-jbYI0MI_ELaXVXGXYbw

Facebook: https://www.facebook.com/mitchlyonswealth

LinkedIn: https://www.linkedin.com/in/mitch-lyons-wealth-6377072b9/

Instagram: https://www.instagram.com/mlyonswealth/

Build a Sturdier Financial Future. Book Your Consultation: https://mitchlyonswealth.com/retirement-consultation/

Are you relying too heavily on the market to create retirement income? In this episode, Mitch continues the retirement pillars series, explaining why balance matters more than people expect. There are several income methods that play a role, but leaning too hard on any one pillar can create cracks in your plan. You’ll also hear what often gets overlooked when income planning looks simple on paper.

Here’s some of what we discuss in this episode:

Income Creation: Turning savings into dependable retirement cash flow

Social Security: Timing decisions that shape long-term income

Benefit Optimization: Coordinating Social Security with other income sources

Investment Strategy: Balancing growth and income in retirement

Liquidity: Why accessible money matters more after paychecks stop

0:00 – Intro

1:04 – 4 Pillars Recap

2:42 – Where Does Income Come From?

3:59 – Social Security

6:05 – Methods for Lifetime Income

8:24 – Liquidity

Resources

Our website: https://mitchlyonswealth.com/

Phone: 866-857-8335

Contact our team: https://mitchlyonswealth.com/newsletter-signup/#contact

Schedule your no-cost consultation: https://mitchlyonswealth.com/retirement-consultation/

Subscribe to our newsletter: https://mitchlyonswealth.com/newsletter-signup/

Claim your copy of Retirement of Steel: https://retirementofsteel.com/

Check out our movie: https://mitchlyonswealth.com/#theRetirementMovie

Check us out on YouTube: https://www.youtube.com/channel/UCiX-jbYI0MI_ELaXVXGXYbw

Facebook: https://www.facebook.com/mitchlyonswealth

LinkedIn: https://www.linkedin.com/in/mitch-lyons-wealth-6377072b9/

Instagram: https://www.instagram.com/mlyonswealth/

Build a Sturdier Financial Future. Book Your Consultation: https://mitchlyonswealth.com/retirement-consultation/

Retirement planning doesn’t stop when the paychecks do; it changes shape. In this episode, Mitch continues the conversation around the core pillars of retirement and explains how priorities shift as you move from accumulation into distribution. A strong retirement isn’t built on one pillar alone; it’s built on how all of them work together.

Here’s some of what we discuss in this episode:

Tax Considerations: Why after-tax income matters more than account balances

Healthcare & Long-Term Care: Planning for medical costs that often rise with age

Inflation Risk: How rising prices quietly erode purchasing power

Sequence of Returns Risk: The danger of market volatility once withdrawals begin

Resources

Our website: https://mitchlyonswealth.com/

Phone: 866-857-8335

Contact our team: https://mitchlyonswealth.com/newsletter-signup/#contact

Schedule your no-cost consultation: https://mitchlyonswealth.com/retirement-consultation/

Subscribe to our newsletter: https://mitchlyonswealth.com/newsletter-signup/

Claim your copy of Retirement of Steel: https://retirementofsteel.com/

Check out our movie: https://mitchlyonswealth.com/#theRetirementMovie

Check us out on YouTube: https://www.youtube.com/channel/UCiX-jbYI0MI_ELaXVXGXYbw

Facebook: https://www.facebook.com/mitchlyonswealth

LinkedIn: https://www.linkedin.com/in/mitch-lyons-wealth-6377072b9/

Instagram: https://www.instagram.com/mlyonswealth/

Build a Sturdier Financial Future. Book Your Consultation: https://mitchlyonswealth.com/retirement-consultation/

Retirement planning isn’t about one strategy; it’s about balance. Today, Mitch break downs the four core pillars that support a well-structured retirement plan. You’ll also hear how a written plan and a focus on reliable income can help retirees feel more confident as they transition from saving to spending.

Here’s some of what we discuss in this episode:

Balancing Priorities: Why no single strategy can do everything

Written Planning: How a documented plan helps reduce uncertainty

Income First: Why retirement planning often starts with cash flow

Pension-Like Paychecks: Creating reliable income without a traditional pension

Resources

Our website: https://mitchlyonswealth.com/

Phone: 866-857-8335

Contact our team: https://mitchlyonswealth.com/newsletter-signup/#contact

Schedule your no-cost consultation: https://mitchlyonswealth.com/retirement-consultation/

Subscribe to our newsletter: https://mitchlyonswealth.com/newsletter-signup/

Claim your copy of Retirement of Steel: https://retirementofsteel.com/

Check out our movie: https://mitchlyonswealth.com/#theRetirementMovie

Check us out on YouTube: https://www.youtube.com/channel/UCiX-jbYI0MI_ELaXVXGXYbw

Facebook: https://www.facebook.com/mitchlyonswealth

LinkedIn: https://www.linkedin.com/in/mitch-lyons-wealth-6377072b9/

Instagram: https://www.instagram.com/mlyonswealth/