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The Green Effect

The Green Effect

By: Stephen Green
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Finance, life, business and everything in between! Reboot 2022! Brand new content with just myself gabbing away about the real estate world, personal stuff going on in my life, stories as an investor, and whatever else! Come with me on the journey inside my head. Proudly sponsored by Top Consulting: topconsulting.caStephen Green Economics Leadership Management & Leadership
Episodes
  • Interest Rates, Population Shrinkage, & The Buyer's Market
    Dec 29 2025

    The Green Effect is back.

    After an 8-month hiatus, Stephen Green returns to the mic to discuss why the podcast paused, how content strategy is evolving, and why deep-dive conversations matter more than ever in a world of short-form clips.

    But this episode isn't just about media—it's about the market. Stephen breaks down exactly what the Bank of Canada is doing (and what they aren't doing) and how that impacts your wallet. We look at the startling data behind Canada's shrinking population dynamics, why Ontario and BC are seeing an exodus, and why we are officially sitting in a "Buyer's Market."

    Plus, if you are struggling with the age-old question of Fixed vs. Variable, Stephen cuts through the noise to help you understand risk tolerance and rate realities.

    Key Topics Covered:

    • Content Strategy: Balancing the viral short-form clips with the necessity of long-form depth.

    • The Bank of Canada: Demystifying their "one job" and how it actually affects the prime lending rate.

    • Population Dynamics: How immigration changes and population shrinkage are cooling housing demand.

    • Real Estate Reality: Why it is currently a buyer's market and what that means for investors and homeowners.

    • Mortgage Advice: A no-nonsense look at fixed vs. variable rates and how to assess your personal risk.

    Quotes from the Episode:

    "Bank of Canada has one job only." "We are officially shrinking, okay?" "It's a buyer's market."

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    26 mins
  • Trend to "Right Size" Homes | Commercial Interests | Branding & Elite Service Offering | Generational Wealth Transfers
    Feb 11 2025
    🎙️ The Green Effect Podcast - Season 5 Premiere! 🚀 Join host Stephen Green as he kicks off Season 5 with special guest Scott Shea, the 'Right Sizing Expert' in real estate! 🏡💡 Trend to "Right Size" Homes | Commercial Interests | Branding & Elite Service Offering | Generational Wealth Transfers In this episode, we dive into: ✅ The emotional challenges of moving & downsizing. ✅ Generational wealth transfer & its impact on real estate. ✅ The shift towards smaller, more affordable homes. ✅ Why relationships, integrity & trust matter in business. ✅ The future of real estate in a skill-based, relationship-driven market. Don't miss it! 🎧 #TheGreenEffectPodcast
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    1 hr and 5 mins
  • Stress Test Free Switch Fiasco | Major Bank Involved in Law Suit | Unemployment Rate Impacts | Tiffyboy: Santa or Scrooge?
    Dec 10 2024
    📢 New Podcast Episode Alert! 🎙️ 🎙️ Season 4, Episode 25 of The Green Effect Podcast 🎙️ Stress Test Free Switch Fiasco | Major Bank Involved in Law Suit | Unemployment Rate Impacts | Tiffyboy: Santa or Scrooge? Hosted by Stephen Green, this episode dives into the latest insights shaping Canada's financial landscape: 📌 The impact of Bank of Canada announcements on mortgages 📌 New stress-test-free mortgage switching regulations 📌 Scotiabank's automatic renewal process explained 📌 Economic health indicators, including unemployment trends 📌 The implications of high household debt and interest rate cuts Don't miss out on expert advice to navigate mortgage renewals, manage holiday spending, and plan for 2025! 🎧 Listen now wherever you get your podcasts. 🎙️ #TheGreenEffectPodcast #StephenGreenPodcast #MortgageAdvice #BankOfCanada #InterestRateUpdate #CanadianEconomy #EconomicInsights #RealEstateFinance #FinancialHealth #MortgageRenewals #HouseholdDebt #UnemploymentTrends #ScotiabankTips #StressTestExemption #EconomicForecast #FinancialAdvice #TopMortgagePodcast #HolidaySpendingTips #PlanAhead #PodcastInsights #RealEstateTips #CanadianFinance #TopProducers #TheFinancialCollective #NavigateYourFinances Instagram, YouTube, Facebook, TikTok: stephengreen.ca
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    24 mins
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