In this episode, Penny Forbes interviews Cheryl Cruickshanks, a seasoned lawyer with over 15 years of experience in real estate and estate law. Cheryl brings practical legal wisdom that every homeowner, investor, and family needs to hear.

From buying and selling property, navigating title issues, easements, and status certificates, to understanding the critical importance of wills, powers of attorney, and estate planning—this conversation is packed with legal insights.

Disclaimer: This episode is for informational purposes only and does not constitute legal advice. Please consult a qualified legal professional for advice tailored to your individual circumstances.

Find Cheryl Cruickshanks online: 🔗 cruickshankslaw.ca

Find Penny Forbes online: 🔗 linktr.ee/pennyforbesrealty

🎧 What if your mortgage could make you money—and be gone in just 10 years? In this episode of The Forbes Podcast, Penny Forbes sits down with Sean Smith and Devon Noble, co-founders of Freedom10, to explore how Canadians are using Rental Cash Damming to turn rental income into a tax-deductible, wealth-building tool.

They also break down the Smith Maneuver, a complementary tactic that transforms home equity into investment capital—and how these strategies, for the right individual at the right time, can help you build real wealth while reducing your tax bill.

This episode is for: ✅ Homeowners with a mortgage and a rental property, basement suite, or a second home like a cottage ✅ High-income earners looking to reduce their tax burden ✅ Real estate investors seeking smarter debt strategies ✅ Anyone curious about turning everyday debt into financial freedom

🎯 Stay tuned to the end for expert life and money tips from Sean, Devon, and Penny on how to keep things simple, smart, and sustainable.

💬 "A dollar saved can be just as powerful as a dollar earned."

🔥 Their TikTok educational videos have hit 1 million + views—check them out for more tips!

📌 Disclaimer: This podcast is for informational purposes only and is not financial or legal advice. Please consult a qualified professional for guidance tailored to your situation.

Find Sean & Devon online: 🌐 www.freedom10.ca 🎵 TikTok: @dev_sean 📸 Instagram: @seansmithmortgage

Find Penny Forbes online: 🔗 linktr.ee/pennyforbesrealty

🎧 For those shaping their homes, communities, and financial futures—this podcast is for you. Subscribe for conversations that Inspire, Educate, and Empower.

In this episode of The Forbes Podcast, host Penny Forbes sits down with Michael Schmidt, franchise owner of Housemaster Toronto, to explore his journey from the film industry to becoming a top-tier home inspector in the GTA. With over 770 five-star Google reviews and multiple Consumer Choice Awards, Michael shares what sets their inspections apart—emphasizing thoroughness, client education, and attention to detail. 💼🏡

This episode unpacks the crucial role of home inspections in real estate transactions—from condos to pre-listing to specialized inspections like radon, mold, and asbestos. Michael also shares real-life findings that reveal how inspections can impact negotiations, protect investments, and build buyer confidence.

Connect with Michael:

Michael Schmidt – Housemaster Toronto: housemastertoronto.com

Connect with Penny:

Penny Forbes: linktr.ee/pennyforbesrealty

In this episode, Penny Forbes chats with Corinna Mancini, Founder of Coco’s Tallow Co.—a clean beauty advocate who transformed her personal battle with eczema into a thriving, purpose-led skincare brand.

Corinna opens up about:

• Turning a skin struggle into a business

• The natural power of tallow for skin health

• Formulating products safe for the whole family

• Why taking action—even before you feel ready—matters

A must-listen for natural skincare lovers, wellness advocates, and purpose-driven entrepreneurs.

Discover the benefits of tallow and take the first step in your natural skincare journey!

Connect with Corinna Mancini: Instagram: @cocostallowco Etsy Shop: linktr.ee/pennyforbesrealty

🎙️ What’s the real cost of being underinsured? In this episode, host Penny Forbes chats with insurance pro Jennifer Beasley about the must-knows of life, disability, and critical illness insurance—plus smart tips on home and auto coverage.

She explores why term life insurance is often the better choice over mortgage life insurance, and how even small policies can make a big impact. Jennifer also shares her journey as a female entrepreneur and the importance of advocating for your health and finances.

💡 A must-listen for anyone who wants to protect what matters most and feel more confident about their future.

📌 Disclaimer: This podcast is for informational purposes only and is not financial or legal advice. Please consult a qualified professional for guidance tailored to your situation.

Connect with Jennifer Beasley online: 👉 LinkedIn: http://linkedin.com/in/jennifer-beasley-52b0ab55

👉 Website: Jennifer Beasley Insurance Agency Inc – The Co-operators

👉 Instagram: jennifer_beasley_insurance

Penny sits down with Myles Doak—Founder, Entrepreneur, Storyteller, and 2-time Dragons' Den Entrepreneur, the mind behind multiple successful businesses including Neighbour Media, SummerSkates and The Big Ball Golf Company.

Myles shares his journey, including:

• Building and scaling multiple successful businesses

• Lessons from facing the Dragons—twice!

• The power of authentic storytelling and purpose-driven marketing

• How community-driven marketing can elevate a brand

• His vision for the future of digital advertising and branding

This is a must-listen for entrepreneurs, marketers, and story-driven leaders who want to build brands that truly connect and last.

Connect with Myles Doak online: 👉 Instagram: @mylesdoak | @neighbourmedia

👉 LinkedIn: linkedin.com/in/myles-doak

In this episode, Penny sits down with Sara Zollo, Senior Wealth Advisor at Harmony Wealth and recipient of Wealth Professionals Canada 2024 Top 50 Leading Women in Wealth Award—a significant honour recognizing her impact and leadership in the financial industry.

From retirement planning and debt management to investment advice, financial literacy, and navigating finances during major life transitions like divorce, Sara shares real-world insights to help you feel more confident with your money.

Whether you're planning ahead, juggling life with a young family, or rebuilding—this episode will inspire you to spend time on your finances and remind you that you don’t have to do it alone.

Sara Zollo, Senior Wealth Advisor – Harmony Wealth 🏆 2024 Top 50 Leading Women in Wealth – Wealth Professionals Canada 🌐 www.harmony-wealth.ca

🎧 Chapters 00:00 – Welcome & Sara’s background at Harmony Wealth 00:55 – What a Wealth Advisor Really Does 03:51 – Why Financial Planning Matters 08:01 – When to Work with a Financial Advisor 11:59 – How to Start Thinking About Retirement 15:00 – Saving vs. Paying Down Debt 17:55 – Avoiding the Chase: Smarter Investment Strategy 21:02 – Relationship Finance: Building Financial Harmony 23:54 – Starting Over: Divorce & Financial Reset 28:49 – Final Thoughts: Time is Your Best Asset

👉 Tune in now to The Forbes Podcast. For those shaping their homes, communities, and financial futures—this podcast is for you.

⚠️ This conversation is for general inspiration, empowerment, and entertainment. It does not constitute financial advice. Always consult your own advisor regarding your specific financial situation.

In this feel-good episode, Penny Forbes chats with Kendra Watson, founder of Voyage Yoga Studio in the vibrant Village of Schomberg located in King Township, Ontario. From her unexpected journey to opening a studio, to creating a space where everyone—every age, every body—feels welcome, Kendra shares how yoga, community, and heart come together in powerful ways.

If you're looking for a little inspiration, insight, and that push to follow your own path—this one’s for you.

✨ Conversations to inspire, educate, and empower—right from the mat.

Connect with Kendra & Voyage Yoga Studio: 🌐 www.voyageyogastudio.ca

Connect with Penny: 🔗 linktr.ee/pennyforbesrealty

Chapters

00:00 Introduction to Voyage Yoga Studio 01:00 Kendra's Journey to Yoga 04:12 Transitioning from Farrier to Yoga Instructor 06:59 Opening Voyage Yoga Studio 10:02 Creating a Community Space 14:01 The Health Benefits of Yoga 19:00 Future Plans for Voyage Yoga Studio 21:34 Building a Teaching Community 24:54 Celebrating Strength in Diversity 26:34 Creating a Safe and Nurturing Space 30:12 The Importance of Foundations in Yoga 37:30 Embracing the Journey of Practice and Business