The Financial Freedom of Getting Kids Off The Books!
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The Financial Freedom of Getting Kids Off The Books!
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About this listen
Many Irish parents in their fifties are still financially supporting adult children—and it's quietly delaying their retirement goals.
Key takeaways:
• Each adult child can cost around €15k–€20k per year in ongoing support—rent, car, health cover, and general expenses.
• Those costs directly reduce pension contributions and long-term savings, sometimes delaying retirement by years.
• Using tools like the McClements Scale shows how each extra person in the home adds significant cost pressure.
• Setting clear timelines, gradually stepping back support, and redirecting funds into pensions can rebuild financial freedom fast.
When kids finally stand on their own two feet, your savings—and sanity—get a big lift!
I hope it helps!
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