Thinking about annuities but not sure where to start? Maybe you heard about them but think they are only bad and not sure why anyone would want one? In this episode, I break down the different types of annuities - fixed, variable, indexed, deferred, and immediate - and explain how each one works. You'll learn the pros and cons of annuities, how they fit into retirement planning, and what to watch out for in terms of fees, liquidity, and tax implications. Whether you're considering an annuity for guaranteed income or long-term growth, this episode will help you make informed decisions aligned with your financial goals.

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Life insurance isn't just about death - it's about protecting your loved ones, building wealth, and planning for the future. In this episode, I break down the different types of life insurance - term, whole, universal, and variable - and explain how each one works. We'll explore the pros and cons of each policy, common uses like income replacement and estate planning, and the key implications for your financial goals. Whether you're shopping for coverage or just want to understand your options, this episode will help you make informed, confident decisions.

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In this episode, we unpack the different ways financial advisors are compensated - fee-only, commission-based, and fee-based - and what each means for your money. Learn how advisor compensation can impact the advice you receive, potential conflicts of interest, and how to ask the right questions before hiring one. Whether you're seeking investment guidance, retirement planning, or holistic financial advice, understanding how your advisor gets paid is key to building a transparent trustworthy relationship

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