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The Fed’s Payment Rails and Fintech Access

The Fed’s Payment Rails and Fintech Access

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 David Zaring, Professor of Legal Studies and Business Ethics at the Wharton School, joins the show to explain the Federal Reserve’s consideration of a “skinny” master account for nonbank financial firms. The conversation covers payment rails, regulatory oversight, competition with traditional banks, and the implications for community lenders and financial stability. They also examine potential litigation and legislative responses.

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