What if saving—even a small amount—could completely change your future?

On this episode of The Empowered Money Girl Podcast, host Josette Mandela sits down with Shari Dingle Costantini, a passionate advocate for proactive financial planning and mindset shifts around money. Together, they explore how saving, future planning, and intentional action can help you turn dreams into reality—no matter your current life circumstances.

This conversation is especially powerful for anyone who feels overwhelmed, stuck, or unsure where to begin financially. Shari shares practical financial advice, real-life insights, and encouragement to start small, think big, and take control of your financial future—starting today.

✨ In this episode, you’ll learn:

Why saving early matters, even when life feels unpredictable

How small savings today can create big opportunities tomorrow

The importance of a proactive mindset in achieving your dreams

Why financial advice should be tailored to your unique life circumstances

How planning ahead can reduce future stress and increase confidence

💡 Key Takeaway:
A little bit you put away today really does go a long way.

🎯 Whether you’re just starting your financial journey or looking to realign your goals, this episode will inspire you to take action and make your dreams a reality.

Sound Bites:

“A little bit you put away today goes a long way.”

“Think ahead, think big, and make your dreams a reality.”

I hope you enjoy this episode!
Give it a like, share, and subscribe to not miss the content coming your way weekly.
– Josette and the The Empowered Money Girl podcast team

Visit Josette’s website here: http://www.josettemandela.com/

Listen to The Empowered Money Girl on these podcast platforms:
Spotify: https://open.spotify.com/show/61pX81PVR5wWKuwVeku1MK
Apple Podcasts: https://podcasts.apple.com/us/podcast/the-empowered-money-girl/id1828162793
Amazon Podcasts: https://music.amazon.com/podcasts/110858f4-ca71-492a-8f92-be8a140c87a1/the-empowered-money-girl

#FinancialConfidence #WomenEmpowerment #Entrepreneurship #Insurance #FinancialIndependence #BusinessGrowth #theempoweredmoneygirl #josettemandela #femaleleaders #executivewomen #womeninbusiness #femalefounders #careerwomen #financialempowerment #purposeandprofit #womeninfinance #podcastforwomen #womenwholead #executivemindset #leadershippodcast #womeninpower #redefiningsuccess
The Empowered Money Girl is a podcast for ambitious women who are building careers and lives on their own terms. Hosted by Josette Mandela, each episode features honest conversations with female leaders from across the country—founders, executives, and changemakers who’ve carved their own paths in business, finance, and beyond. From money mindset and leadership to career pivots and personal growth, this show brings real stories and practical insights for women who want more than just success—they want meaning, freedom, and impact.

In this inspiring episode of The Empowered Money Girl, host Josette Mandela sits down with Blima Ehrentreu, the dynamic Founder and CEO of The Designers Group.

Blima shares her fascinating journey from being captivated by construction to scaling her interior design firm organically across multiple locations. This conversation transcends blueprints and fabrics, diving deep into the intersection of creativity, entrepreneurship, and financial independence.

Blima offers invaluable advice for women empowerment by detailing her approach to personal finance—emphasizing that a strong relationship with money is key to sustained success. She discusses the critical role of purpose-driven design, explaining why "good design always includes compassion," and how her firm balances profit with significant community initiatives and giving back.

Whether you're an aspiring entrepreneur, a creative professional, or a woman seeking financial clarity, Blima’s insights on delegation, mentorship, and preparing for the future of AI in design will empower you to follow your dreams and achieve lasting financial freedom.

Blima on LInkedin: https://www.linkedin.com/in/blimaehrentreu/

💰 Episode Highlights & Key Takeaways:
The Power of Passion: Why doing work you love is the secret to maintaining the drive required to overcome entrepreneurial challenges.

Defining Financial Freedom: Blima's perspective on financial independence as a continuous journey and the importance of understanding your financial strengths.

The Money Relationship: How upbringing and experiences shape your connection with money, and why open communication about finances is key in relationships.

Scaling Smartly: The necessity of delegating tasks to avoid bottlenecks, encapsulated by the phrase: "You don't have to do everything yourself."

Design with Compassion: Building a successful, multi-location business while integrating community initiatives that create positive impact beyond the bottom line.

Future of Design: Insights on how AI in design will influence the industry and the role of mentorship in navigating career growth.

I hope you enjoy this episode!
Give it a like, share, and subscribe to not miss the content coming your way weekly.
– Josette and the The Empowered Money Girl podcast team

Visit Josette’s website here: http://www.josettemandela.com/

Listen to The Empowered Money Girl on these podcast platforms:
Spotify: https://open.spotify.com/show/61pX81PVR5wWKuwVeku1MK
Apple Podcasts: https://podcasts.apple.com/us/podcast/the-empowered-money-girl/id1828162793
Amazon Podcasts: https://music.amazon.com/podcasts/110858f4-ca71-492a-8f92-be8a140c87a1/the-empowered-money-girl

#FinancialConfidence #WomenEmpowerment #Entrepreneurship #Insurance #FinancialIndependence #BusinessGrowth #theempoweredmoneygirl #josettemandela #femaleleaders #executivewomen #womeninbusiness #femalefounders #careerwomen #financialempowerment #purposeandprofit #womeninfinance #podcastforwomen #womenwholead #executivemindset #leadershippodcast #womeninpower #redefiningsuccess
The Empowered Money Girl is a podcast for ambitious women who are building careers and lives on their own terms. Hosted by Josette Mandela, each episode features honest conversations with female leaders from across the country—founders, executives, and changemakers who’ve carved their own paths in business, finance, and beyond. From money mindset and leadership to career pivots and personal growth, this show brings real stories and practical insights for women who want more than just success—they want meaning, freedom, and impact.

Join host Josette Mandela as she sits down with Shelly Tisius, founder of MT & Associates (MT&A), the nation’s premier accessibility firm specializing in UX, sign language, and captioning services.

In this episode, Shelly shares how setting intentions and staying aligned with her mission led MT&A to achieve a seven-figure business, breaking barriers for the Deaf and Hard of Hearing community along the way. Discover the mindset shifts, moments of letting go, and purpose-driven strategies that turned passion into profit and impact.

🎯 Key Takeaways:

✨ Set intentions — How small shifts can lead to unexpected success

💡 Purpose-driven growth — How mission fuels business expansion

💰 Passion to profit — Transforming a vision into a seven-figure business

Subscribe for more inspiring stories of entrepreneurship, accessibility, and impact.

#Entrepreneurship #BusinessGrowth #Accessibility

I hope you enjoy this episode!
Give it a like, share, and subscribe to not miss the content coming your way weekly.
– Josette and the The Empowered Money Girl podcast team

Visit Josette’s website here: http://www.josettemandela.com/

Listen to The Empowered Money Girl on these podcast platforms:
Spotify: https://open.spotify.com/show/61pX81PVR5wWKuwVeku1MK
Apple Podcasts: https://podcasts.apple.com/us/podcast/the-empowered-money-girl/id1828162793
Amazon Podcasts: https://music.amazon.com/podcasts/110858f4-ca71-492a-8f92-be8a140c87a1/the-empowered-money-girl

#FinancialConfidence #WomenEmpowerment #Entrepreneurship #Insurance #FinancialIndependence #BusinessGrowth #theempoweredmoneygirl #josettemandela #femaleleaders #executivewomen #womeninbusiness #femalefounders #careerwomen #financialempowerment #purposeandprofit #womeninfinance #podcastforwomen #womenwholead #executivemindset #leadershippodcast #womeninpower #redefiningsuccess
The Empowered Money Girl is a podcast for ambitious women who are building careers and lives on their own terms. Hosted by Josette Mandela, each episode features honest conversations with female leaders from across the country—founders, executives, and changemakers who’ve carved their own paths in business, finance, and beyond. From money mindset and leadership to career pivots and personal growth, this show brings real stories and practical insights for women who want more than just success—they want meaning, freedom, and impact.

In this insightful episode of The Empowered Money Girl, host Josette sits down with Carla D. Tillery to discuss the vital importance of financial literacy, money management, and the powerful family lessons that shape how we view and handle money.

Carla opens up about her personal journey — from learning the value of a dollar at a young age to making empowered financial decisions as an adult. Together, Josette and Carla explore why financial education is often missing in schools and how parents, mentors, and personal experiences can fill that critical gap.

🎙️ In This Episode, You’ll Learn:

Why financial literacy should be a cornerstone of education

How family lessons influence lifelong financial habits

The importance of teaching kids that money is limited — and valuable

Why money management skills must be intentionally developed

How financial independence empowers personal choice and freedom

The role of hardships in shaping smarter financial practices

💡 “It’s such a critical skill. Money doesn’t grow on trees. I like my money, and I like to do things.” — Carla D. Tillery

✨ Key Takeaways:
Financial literacy isn’t just about numbers — it’s about confidence, awareness, and control. When we understand the value of money and learn from our experiences, we empower ourselves and future generations to make wiser financial choices.

I hope you enjoy this episode!
Give it a like, share, and subscribe to not miss the content coming your way weekly.
– Josette and the The Empowered Money Girl podcast team

Visit Josette’s website here: http://www.josettemandela.com/

Listen to The Empowered Money Girl on these podcast platforms:
Spotify: https://open.spotify.com/show/61pX81PVR5wWKuwVeku1MK
Apple Podcasts: https://podcasts.apple.com/us/podcast/the-empowered-money-girl/id1828162793
Amazon Podcasts: https://music.amazon.com/podcasts/110858f4-ca71-492a-8f92-be8a140c87a1/the-empowered-money-girl

#FinancialConfidence #WomenEmpowerment #Entrepreneurship #Insurance #FinancialIndependence #BusinessGrowth #theempoweredmoneygirl #josettemandela #femaleleaders #executivewomen #womeninbusiness #femalefounders #careerwomen #financialempowerment #purposeandprofit #womeninfinance #podcastforwomen #womenwholead #executivemindset #leadershippodcast #womeninpower #redefiningsuccess
The Empowered Money Girl is a podcast for ambitious women who are building careers and lives on their own terms. Hosted by Josette Mandela, each episode features honest conversations with female leaders from across the country—founders, executives, and changemakers who’ve carved their own paths in business, finance, and beyond. From money mindset and leadership to career pivots and personal growth, this show brings real stories and practical insights for women who want more than just success—they want meaning, freedom, and impact.

In this inspiring episode of The Empowered Money Girl, we sit down with Nancy Marshall, a trailblazing public relations entrepreneur and founder of her own successful PR agency. Nancy shares her incredible journey from a young entrepreneur with a frugal mindset to becoming one of the most respected voices in public relations, financial empowerment, and women in business.

Together, we explore the foundations of financial independence, the art of relationship building, and how storytelling fuels success in both business and personal finance. Nancy also opens up about budgeting, philanthropy, and the importance of education in creating a life of both freedom and fulfillment.

What You’ll Learn:

How Nancy’s early entrepreneurial spirit shaped her financial habits

The power of financial literacy and smart budgeting strategies

Why building authentic relationships is key to long-term success

How philanthropy and giving back can be part of your financial plan

Steps women can take today to achieve financial empowerment and stability

Why good credit and minimal debt are essential for lasting independence

💡 “Invest in your values. You need to have a budget. Having good credit is important.” — Nancy Marshall

✨ Key Takeaways:
Empowerment begins when you take control of your financial future. By embracing education, planning, and authenticity, you can build not only wealth but a legacy rooted in purpose.

I hope you enjoy this episode!
Give it a like, share, and subscribe to not miss the content coming your way weekly.
– Josette and the The Empowered Money Girl podcast team

Visit Josette’s website here: http://www.josettemandela.com/

Listen to The Empowered Money Girl on these podcast platforms:
Spotify: https://open.spotify.com/show/61pX81PVR5wWKuwVeku1MK
Apple Podcasts: https://podcasts.apple.com/us/podcast/the-empowered-money-girl/id1828162793
Amazon Podcasts: https://music.amazon.com/podcasts/110858f4-ca71-492a-8f92-be8a140c87a1/the-empowered-money-girl

#FinancialConfidence #WomenEmpowerment #Entrepreneurship #Insurance #FinancialIndependence #BusinessGrowth #theempoweredmoneygirl #josettemandela #femaleleaders #executivewomen #womeninbusiness #femalefounders #careerwomen #financialempowerment #purposeandprofit #womeninfinance #podcastforwomen #womenwholead #executivemindset #leadershippodcast #womeninpower #redefiningsuccess
The Empowered Money Girl is a podcast for ambitious women who are building careers and lives on their own terms. Hosted by Josette Mandela, each episode features honest conversations with female leaders from across the country—founders, executives, and changemakers who’ve carved their own paths in business, finance, and beyond. From money mindset and leadership to career pivots and personal growth, this show brings real stories and practical insights for women who want more than just success—they want meaning, freedom, and impact.

In this episode, host Josette Mandela sits down with Jessica Loomis, CEO of Infinity Insurance Partners, to talk about building financial confidence and achieving financial independence. Learn how insurance, smart risk management, and entrepreneurship can empower you and your team.

What you’ll learn:

💼 Jessica’s journey from the insurance world to CEO

🚀 Tips for entrepreneurs to grow their business and team

🤝 The power of networking and relationship-building

💡 How insurance and 401k planning can secure your financial future

👩‍💼 Advice for women seeking financial independence and empowerment

Take control of your finances and start owning your future today!

I hope you enjoy this episode!
Give it a like, share, and subscribe to not miss the content coming your way weekly.
– Josette and the The Empowered Money Girl podcast team

Visit Josette’s website here: http://www.josettemandela.com/

Listen to The Empowered Money Girl on these podcast platforms:
Spotify: https://open.spotify.com/show/61pX81PVR5wWKuwVeku1MK
Apple Podcasts: https://podcasts.apple.com/us/podcast/the-empowered-money-girl/id1828162793
Amazon Podcasts: https://music.amazon.com/podcasts/110858f4-ca71-492a-8f92-be8a140c87a1/the-empowered-money-girl

#FinancialConfidence #WomenEmpowerment #Entrepreneurship #Insurance #FinancialIndependence #BusinessGrowth #theempoweredmoneygirl #josettemandela #femaleleaders #executivewomen #womeninbusiness #femalefounders #careerwomen #financialempowerment #purposeandprofit #womeninfinance #podcastforwomen #womenwholead #executivemindset #leadershippodcast #womeninpower #redefiningsuccess
The Empowered Money Girl is a podcast for ambitious women who are building careers and lives on their own terms. Hosted by Josette Mandela, each episode features honest conversations with female leaders from across the country—founders, executives, and changemakers who’ve carved their own paths in business, finance, and beyond. From money mindset and leadership to career pivots and personal growth, this show brings real stories and practical insights for women who want more than just success—they want meaning, freedom, and impact.

In this episode of The Empowered Money Girl Podcast, Josette sits down with Dr. Beverly Browning, bestselling author, educator, and trailblazing consultant, to explore her inspiring journey from humble beginnings to becoming a nationally recognized expert in grant writing and training.

Dr. Bev shares candid stories about:
✨ Growing up with limited means and finding escape in books
✨ Hitting the glass ceiling in her career—and boldly walking away
✨ Building a consulting business from scratch (with nothing but grit, credit, and a makeshift desk!)
✨ Founding a community bank in Phoenix and empowering others through her teaching
✨ Redefining success—not by wealth, but by options, legacy, and joy

If you’ve ever wondered how to reinvent yourself, turn challenges into opportunities, or build a career on your own terms, this conversation will inspire you.

🔑 Keywords: Dr. Beverly Browning interview, Empowered Money Girl Podcast, grant writing for dummies, women entrepreneurship, breaking the glass ceiling, financial empowerment, starting over after burnout, simple living, wealth mindset

👉 Subscribe for more stories of women redefining money and success.
💬 Leave a comment: What’s your definition of wealth?
📢 Share this episode with a friend who needs a dose of courage and inspiration.

Dr. Beverly can be reached on linkedin:

https://www.linkedin.com/in/bevbrowning/

I hope you enjoy this episode!
Give it a like, share, and subscribe to not miss the content coming your way weekly.
– Josette and the The Empowered Money Girl podcast team

Connect with Josette on LinkedIn: https://www.linkedin.com/in/josette-mandela-linked/
Visit Josette’s website here: http://www.josettemandela.com/

Listen to The Empowered Money Girl on these podcast platforms:
Spotify: https://open.spotify.com/show/61pX81PVR5wWKuwVeku1MK
Apple Podcasts: https://podcasts.apple.com/us/podcast/the-empowered-money-girl/id1828162793
Amazon Podcasts: https://music.amazon.com/podcasts/110858f4-ca71-492a-8f92-be8a140c87a1/the-empowered-money-girl

#theempoweredmoneygirl #josettemandela #femaleleaders #executivewomen #womeninbusiness #femalefounders #careerwomen #financialempowerment #purposeandprofit #womeninfinance #podcastforwomen #womenwholead #executivemindset #leadershippodcast #womeninpower #redefiningsuccess
The Empowered Money Girl is a podcast for ambitious women who are building careers and lives on their own terms. Hosted by Josette Mandela, each episode features honest conversations with female leaders from across the country—founders, executives, and changemakers who’ve carved their own paths in business, finance, and beyond. From money mindset and leadership to career pivots and personal growth, this show brings real stories and practical insights for women who want more than just success—they want meaning, freedom, and impact.