Thinking about buying a dental practice but overwhelmed by insurance, student loans, and timing? 🦷💼
In this episode, we’re joined by Jim Kachmar to break down what dentists actually need to know before taking the leap into practice ownership.

We cover the often-overlooked (but critical) topics of disability insurance, life insurance, and student debt strategy, and how these financial decisions can directly impact your ability to buy a practice. Jim explains why waiting to “pay off all your loans first” may hold you back, how practice income can accelerate debt payoff, and why pre-planning your insurance coverage—even during dental school—can open doors later on.

You’ll also learn what non-cancellable and guaranteed renewable policies really mean, how collateral assignment works when buying a practice, and why stacking life insurance policies can be a smart move depending on your situation. Plus, we talk about networking, timing, and how connecting with the right insurance experts can help you make confident, informed decisions.

Whether you’re a dental student, new grad, or early-career dentist thinking about dental practice ownership, this episode is packed with practical insights to help you plan smarter and move forward sooner.

🎧 Perfect for: dental students, associates, and anyone exploring buying a dental practice.

Connect with Jim at Doctor’s Disability Specialists: ⁠https://www.ddsteam.net/team/jim-kachmar⁠

Disability Insurance! advice for figuring out the right agent for you and understanding your plan (215) ⁠https://open.spotify.com/episode/1LnlANyGXIWVes0MXHFHr6?si=CdNs12RlQ8iUjOeV-4tw4A⁠

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Haley's TikTok: ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠https://www.tiktok.com/@dr.haley.dds?lang=en⁠⁠⁠⁠⁠

** Set yourself up for financial success with Twinleaf Financial Advisors: ⁠⁠⁠https://www.twinleafadv.com/⁠⁠⁠ or or text 321-521-3133 for a free consultation.

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Keywords: personal growth, 2026 resolutions, 2026 goals, 2025 reflections, self-improvement, new year, new years goals, new dentist, new dentist finance, dentist finance

Learn More About A-Dec*: https://bit.ly/3M6Hbfr

In this episode, Dr. Hannah shares her journey from dental school to becoming a pediatric dentist. She discusses her experiences during residency, the challenges of passing oral boards, and her passion for working with children. Dr. Hannah also provides valuable insights for those considering a career in pediatric dentistry, including tips for residency applications and the importance of finding the right job fit. She emphasizes the significance of support systems in balancing personal and professional life and expresses her aspirations for the future. She also shares a bit about being married to an oral surgery resident and how they have balanced each other's professional goals navigating life as a couple.

Dr. Hannah's TikTok: ⁠https://www.tiktok.com/@hannnaholiviaa_

Podcast TikTok: ⁠https://www.tiktok.com/@dentaldownloadpodcast

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Haley's TikTok: ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠https://www.tiktok.com/@dr.haley.dds?lang=en⁠⁠⁠

Keywords

pediatric dentistry, dental residency, oral boards, dental school, pediatric dentist, career advice, dental profession, job search, work-life balance, dental education