You make decent money. Your friends might even think you're "doing well" financially. So why do you always feel broke?

If you're constantly wondering where your paycheck went, feeling stressed about money despite earning good income, or questioning why you can't seem to get ahead - this episode is for you.

I'm breaking down the three specific reasons why good income doesn't translate to feeling financially secure, and more importantly, I'm showing you the cycle that keeps you stuck (spoiler: it's not about willpower or being "bad with money").

You'll discover:

• Why checking your bank balance is the worst way to make spending decisions
• How "life expenses" mysteriously expand to eat your entire paycheck
• The Money Chaos Cycle that traps even high earners
• What a healthy money decision-making system actually looks like

Plus, I'm sharing details about my FREE 3-Day Money Reset Challenge happening September 23-25 in my Facebook group. If you've been avoiding looking at where your money really goes, this challenge will help you get clarity without the shame or overwhelm.

Ready to break the cycle? Let's dive in.

Join the Moneywise Mastermind Waitlist here: https://www.katyalmstrom.com/mm-waitlist

Connect with Katy:

IG: www.instagram.com/katy_almstrom
FB Group: www.facebook.com/groups/debtpayoffforwomen

"I can't afford it." If you catch yourself saying this phrase a lot, you're accidentally keeping yourself stuck in scarcity thinking. For years, I said this constantly while simultaneously putting things on credit cards anyway. The problem isn't your bank account - it's the language that makes you feel powerless. In this episode, I'm sharing what to say instead.

You'll learn:

• Why "I can't afford it" shuts down creative thinking and keeps you feeling like a victim
• The choice-based language I use with my kids instead (that actually teaches them about money)
• How to find an affordable version of almost anything you want
• The reseller market secret that makes expensive items accessible
• The one question that changes everything about how you approach money decisions
• Why getting clear on your WHY often reveals you don't actually want the thing
• How to reframe from limitation to empowerment in any money conversation

Stop letting this phrase make you feel powerless. You have more options than you think - it's time to start using language that reflects that truth.

Join the Moneywise Mastermind Waitlist here: https://www.katyalmstrom.com/mm-waitlist

Connect with Katy:

IG: www.instagram.com/katy_almstrom
FB Group: www.facebook.com/groups/networthwoman

What if your money wasn't your enemy, but your teammate? Most of us have been conditioned to see money as something scary to fight or control, but this mindset keeps us stuck in anxiety and bad decisions. In this Money Mindset Minute, I'm sharing the simple shift that completely transformed how money feels in my life.

You'll discover:

• Why treating money like a supportive friend changes everything
• The mindset shift that turns spending guilt into spending joy
• How I went from urges to spend everything to excitement about building wealth
• The automation strategy that makes money decisions guilt-free
• What to think instead when you look at your bank account
• The simple reframe that makes saving feel like teamwork, not deprivation

This isn't about talking to your money (though you could!). It's about partnering with your money instead of fighting it. When you make this shift, every financial decision becomes easier.

Join the Moneywise Mastermind Waitlist here: https://www.katyalmstrom.com/mm-waitlist

Connect with Katy:

IG: www.instagram.com/katy_almstrom
FB Group: www.facebook.com/groups/networthwoman