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The Curve

The Curve

By: The Curve Platform
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The Curve is a platform to learn more about money. To change the stereotype that these conversations are typically boring, and only for men in suits. Victoria has worked in the finance and investing world for 13 years, and Sophie is a total novice. Learn alongside her as she asks all the questions you're thinking, but might feel a little embarrassed to ask. This podcast will give you all the tools and knowledge to achieve financial freedom, as well as (hopefully) having a laugh along the way.

New episodes every Monday and Wednesday!

Disclaimer: Raising The Curve has been prepared solely for informational and educational purposes. Any information provided and serviced described in this website are intended to be of general nature and provide general information only. The opinions expressed by The Curve do not constitute investment advice

The Curve Platform Economics Personal Finance
Episodes
  • The Woman Out-Philanthropying the Billionaires.

    The Woman Out-Philanthropying the Billionaires.
    Mar 1 2026
    One woman gave away $7 billion in a single year, while most of the richest people in America have donated less than 5% of their wealth. We unpack the billionaire giving gap, why some tech titans are looking a little stingy, and how one woman is quietly raising the bar for what extreme wealth could actually do in the world.Before we got there though, we covered a lot. We dive into Trump’s tariffs being ruled illegal (and the refund chaos that could follow), the cringey US men’s hockey White House moment that sidelined the women’s gold medal team, the Netflix vs Paramount vs Warner Bros takeover drama, and rumours that Stripe might snap up PayPal.We then zoom out to the bigger picture: the cost of being a woman. New data shows women are disproportionately seeking debt advice in the UK, and we talk childcare, pay gaps, and why financial pressure isn’t evenly distributed. And finally, we wrap with a community question on where to invest savings outside KiwiSaver.Billionaires, boardroom battles, misogyny and money, all in one episode. Strap on in…WTF does that mean? A guide to all the jargony bits:Tariffs – A tax on imports. Businesses pay… you usually feel it.Supreme Court – The highest court. Final legal say.Volatility – Markets going up and down. Fast.Takeover / Acquisition – One company buying another. Corporate hunger games.Shareholder – Someone who owns a slice of a company.Divest – Selling off part of a business.Market Share – How much of an industry a company controls.Fintech – Financial tech. Think Stripe, PayPal, investing apps.Philanthropy – Donating money. Usually when you’re very rich.Net Worth – What you own minus what you owe.Managed Fund – Your money invested alongside others, run by professionals.KiwiSaver – NZ retirement fund. Mostly locked till 65.Credits:Hosts: Victoria Harris & Sophie HallwrightProducer & Editor: Emily RigbySocial & Digital Manager: Lucy Munro⁠⁠Leave us a message on The Curve Hotline 💌☎️⁠⁠For more from The Curve:⁠⁠⁠⁠⁠⁠Website⁠⁠⁠⁠Instagram⁠⁠⁠⁠⁠⁠YouTube⁠⁠⁠⁠⁠⁠TikTok⁠⁠⁠⁠⁠⁠Newsletter⁠⁠(00:00:00) Quick catch up & almost-accidents (00:05:35) Trump’s tariffs ruled illegal (00:16:00) The US hockey White House fallout (00:21:21) Netflix vs Paramount vs Warner Bros (00:27:10) Stripe circling PayPal (00:32:06) The billionaire giving gap (00:40:56) The cost of being a woman (00:49:16) Community questions (00:51:55) Thank you for listening! (00:52:33) Financial DisclaimerDisclaimer: Raising The Curve has been prepared solely for informational and educational purposes. Any information provided and serviced described in this website are intended to be of general nature and provide general information only. The opinions expressed by The Curve do not constitute investment advice.
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    53 mins
  • How to Invest in Your Fertility Wisely, with Deirdre O'Neill.

    How to Invest in Your Fertility Wisely, with Deirdre O'Neill.
    Feb 25 2026
    🌟 WATCH THIS EPISODE ON YOUTUBE 🌟Content note: this episode discusses fertility challenges.In this episode, Soph sits down with Deirdre (co-founder of Hertility) to unpack what “investing in your fertility” actually means, medically and financially, at a time when many women feel pressure to make big life decisions without clear information. They explore the gap between being told to “just freeze your eggs” and actually understanding your hormone profile, why testing one number (AMH) isn’t the full story, and how tracking your fertility over time can give you far more control than panic-driven decisions. The episode dives into the economics of fertility too: the rising cost of IVF, companies offering egg freezing as a workplace perk, and whether paying for treatment instead of prevention is missing the point entirely. Along the way, they tackle biological clocks, career timelines, societal pressure, medical gaslighting, and the emotional weight of not knowing. This is a candid, thought-provoking discussion about autonomy, trade-offs, and why information, medical and financial, is often the most powerful investment you can make.🌟 Exclusive for The Curve listeners: use code CURVE15 to get 15% off Hertility’s Advanced Tests..Credits:Host: Sophie HallwrightGuest: Deirdre O’NeillProducer & Editor: Emily RigbySocial & Digital Manager: Lucy Munro⁠⁠Leave us a message on The Curve Hotline 💌☎️⁠⁠For more from The Curve:⁠⁠⁠⁠⁠⁠Website⁠⁠⁠⁠Instagram⁠⁠⁠⁠⁠⁠YouTube⁠⁠⁠⁠⁠⁠TikTok⁠⁠⁠⁠⁠⁠Newsletter⁠⁠(00:00:00) Episode Preview(00:01:03) Quick Disclaimer(00:01:16) What Hertility Does (And Why It’s Needed)(00:11:25) The Founder Story(00:17:19) What Testing Actually Tells You(00:21:00) Get 15% off a Hertility Test!(00:21:36) Investing in Fertility(00:42:01) Thoughts on IVF(00:47:39) How to Decide What’s Right for You(00:54:40) Where to Learn More(00:55:52) Thank you for Listening!(00:56:17) Financial DisclaimerDisclaimer: Raising The Curve has been prepared solely for informational and educational purposes. Any information provided and serviced described in this website are intended to be of general nature and provide general information only. The opinions expressed by The Curve do not constitute investment advice.
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    57 mins
  • A Retirement Fund Wake-Up Call, The AI Chip Crisis, & goodbye “Girlbossing”.

    A Retirement Fund Wake-Up Call, The AI Chip Crisis, & goodbye “Girlbossing”.
    Feb 22 2026
    In this week’s Curve Weekly, Vic and Soph unpack the AI chip crisis and why soaring demand could mean pricier tech (no, not the potato kind), plus the recent market wobble and why it’s not a cue to panic. They dive into the ongoing Netflix vs Warner Bros vs Paramount drama, reveal the scary stat about people not knowing where their retirement fund is (and how that could cost up to $1 million long term), and explain why groceries in the Southern Hemisphere feel criminally expensive. Add in a quick emergency-fund reality check and the rise of burnout feminism: goodbye girlbossing, hello boundaries!👉 Answer our 10-second retirement poll (https://forms.gle/4ZTRbchUYYgqVmt16)WTF does that mean? A guide to all the jargony bits:Bond – An IOU. You lend money, they pay you interest.100-Year Bond – You get paid back in a literal century. Wild.AI Inference – The “thinking” part when AI answers you.Data Centre – Massive computer warehouses powering the internet.Market Wobble – A small dip. Not a meltdown.Sell-Off – Lots of people selling at once.AI Cannibalisation – AI replacing parts of an industry.Rebalancing – Adjusting your portfolio back to your original plan.Default Fund – Where your retirement money goes if you don’t choose.High-Growth Fund – Higher risk, higher long-term potential.Currency Losses – Exchange rates messing with your returns.Duopoly – When two companies dominate a market.Market Share – How much of the market a company controls.Burnout Feminism – Less hustle, more boundaries.Credits:Hosts: Victoria Harris & Sophie HallwrightProducer & Editor: Emily RigbySocial & Digital Manager: Lucy Munro⁠⁠Leave us a message on The Curve Hotline 💌☎️⁠⁠For more from The Curve:⁠⁠⁠⁠⁠⁠Website⁠⁠⁠⁠Instagram⁠⁠⁠⁠⁠⁠YouTube⁠⁠⁠⁠⁠⁠TikTok⁠⁠⁠⁠⁠⁠Newsletter⁠⁠(00:00:00) Coming up in this episode... (00:01:32) Life updates: events & emergency funds (00:09:18) AI chips, tech hype & the rise of AI girlfriends (00:30:35) Netflix vs Warner Bros vs Paramount update (00:33:44) The $1m retirement wake-up call (00:37:26) Why your groceries are so expensive (00:42:13) Goodbye girlbossing, hello burnout feminism (00:48:03) Community questions (00:55:09) Thanks for listening (00:55:46) Financial disclaimerDisclaimer: Raising The Curve has been prepared solely for informational and educational purposes. Any information provided and serviced described in this website are intended to be of general nature and provide general information only. The opinions expressed by The Curve do not constitute investment advice.
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    56 mins
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