Andrey Chabanov is a fintech founder behind multiple startups including Trustek and RampMeDaddy

#crypto #blockchain #AndreyChabanov

All Episodes can be found at www.thecryptopodcast.org

All about Roy / Brain Gym & Virtual Assistants at

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About my Guest Andrey ChabanovAndrey Chabanov is a fintech founder behind multiple startups including Trustek and RampMeDaddy,focused on bridging traditional finance and DeFi. He’s currently building Wellspring, a high-yield alternative to traditional savings accounts offering up to 12% APY through DeFi. With deep experience in crypto infrastructure, regulation, and scaling, Andrey offers raw, insightful takes on building in Web3 and the future of money. He was also an early team member at iTrustCapital, the first and largest crypto IRA provider.

What we Discussed:

00:25 Who is Andrey Chabanov

01:50 From Banking to Blockchain

09:50 Winning a Hackaton

10:30 WellSpring and what they do

12:15 Which Countries can be used

13:20 Hard making Payments from some banks

15:40 Backed by Stella Foundation & Others

17:00 Savings losing Buying Power

18:10 Your Money in the Banks is not 100% Guaranteed

21:00 Your Money in Your Custody

21:45 Legal Way to avoid Capital Gains Taxes

24:10 The Fees they Charge

25:00 Can People lose their Money

26:20 How they Prevent People Getting Hacked

28:30 Is there a Minimum Amount to Invest

29:35 How Is the Interest Calculated

35:20 Ponzi Schemes that lots of People lost funds

37:00 With Wellspring Your Money Never Leaves your Wallet

39:45 The Process getting Started

42:30 The Goal is to Get you to Transfer your Salary to the account

44:25 They want that your Grandmother would be able to use the system

46:00 IRA's are able to Hold Crypto

How to Contact Andrey Chabanov

https://wellspring.money

Code WS25

https://www.linkedin.com/in/achabanov/

https://x.com/chabalpha

https://trustek.io/

All about Roy / Brain Gym & Virtual Assistants at ⁠https://roycoughlan.com/⁠

🤝 Join our Crypto Podcast Community

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#realestatetokens #digitalfreedom #freedom #cryptoyield #wellspring

Christopher Baldrey-Chourio CEO & Founder, ConstructKoin AI + Real Estate + Blockchain Pioneer

#crypto #blockchain #ChrisBaldrey-Chourio

All Episodes can be found at www.thecryptopodcast.org

All about Roy / Brain Gym & Virtual Assistants at

https://roycoughlan.com/

About my Guest Chris Baldrey-Chourio

Christopher Baldrey-Chourio CEO & Founder, ConstructKoin AI + Real Estate + Blockchain PioneerCBC is revolutionising the $280 trillion global real estate industry by combining AI, blockchain technology, and the bold vision to "Be the Bank."As CEO of ConstructKoin, Chris is executing one of the most innovative fundraising strategies in crypto history—a **100-phase token presale** raising $100 million USD, with tokens progressing from $0.01 to $1.00 across systematic phases. This isn't just another crypto project; ConstructKoin is backed by real income-generating property and proprietary AI technology that reduces lending approval times from weeks to minutes (95% speed improvement).

What we Discussed:

01:00 Who is Chris Baldrey-Chourio

02:16 Why is it Koin and not Coin

02:45 What the Company does in Real Estae with Blockchain

04:25 Invest as Little as you want

06:00 The Different ways to Pay

07:45 How do they Protect the Token Holders for Projects

11:45 Why its an Advantage for having people personally liable

14:35 Are the Fixed term contracts or with a Price Variation applying

17:00 Helping the Developers gives returns

19:26 Is there Plans for Everlasting Homes

20:40 The Challenges

23:30 Fractional Ownership Opportunities

25:00 Are the Tokens locked in for the Duration of the project

28:10 You are responsible for your own Taxes

29:34 Using Ai to reduce Costs

32:40 Long Term Vision

36:00 The Build Process is starting with Family Homes

37:10 Controling the Cowboy Builders

41:50 The Insurance of the Projects

42:35 Draw for a House

45:10 The Structure of the Company

47:50 Where to Find Chris

How to Contact Chris Baldrey-Chourio

https://www.constructkoin.com/

All about Roy / Brain Gym & Virtual Assistants at ⁠https://roycoughlan.com/⁠

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#realestatetokens #digitalfreedom #freedom #constructionkoine #aiproject

Naman Kabra is the co-founder of NodeOps, Naman is building automation infrastructure for Web3 and AI, making node deployment as easy as spinning up an API, and helping protocols scale securely at internet speed.

#crypto #blockchain #NodeOps

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All Episodes can be found at www.thecryptopodcast.org

All about Roy / Brain Gym & Virtual Assistants at

https://roycoughlan.com/

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About my Guest Naman Kabra

Naman Kabra is a Web3 innovator with deep experience across infrastructure, product, and ecosystem design. Since 2017, he’s worked at the intersection of development, business growth, and user adoption — helping shape the evolution of decentralized systems.Naman previously built one of the first social payment extensions for e-commerce rewards, a product ahead of its time that was later acquired. At Robert Bosch, he led their Centre of Excellence, bridging traditional enterprise with decentralized applications.He’s held senior roles at high-impact startups, including Persistence (Binance Labs-backed) and Metasky (Sequoia & Coinbase Ventures-backed), where he focused on scaling community-first products.Now, as co-founder of NodeOps, Naman is building automation infrastructure for Web3 and AI, making node deployment as easy as spinning up an API, and helping protocols scale securely at internet speed.

What we Discussed:

00:23 Who is Naman Kabra

02:00 Fellow Toastmaster and how he helped him

03:50 The Payment System he built

09:05 How do they protect from Bots

11:10 How to the companies work that help prevent hackers

13:25 Does Ai Scare him

14:45 Do they Use Ai to grow the Social Media

17:25 Case Studies for NodeOps

19:40 Explaining the Business to a child

22:10 How they earn and pay others

23:45 The Stats of the Company to date

25:40 Future Plans for the Company

26:40 The Object of NodeOps

How to Contact Naman Kabra

https://nodeops.network

https://www.youtube.com/@NodeOpsHQ

https://x.com/naman_307

https://x.com/NodeOpsHQ

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All about Roy / Brain Gym & Virtual Assistants at ⁠https://roycoughlan.com/⁠

___________________

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#fintech #digitalfreedom #freedom #decentralizedsystems #Web3