❤ Subscribe to the Clever Girl Finance newsletter for weekly motivation! clevergirlfinance.com/subscribe

In this end-of-year episode, I'm reflecting on a season that stretched me in ways I never expected.

Losing my dad in August made 2025 one of the hardest years of my life, and navigating grief while showing up for my family, my business, and this community wasn't easy.

I share some of the bright spots that brought me grounding this year, and the incredible opportunities that continued to come to Clever Girl Finance even in a difficult season.

I'm stepping into 2026 with intention. Thank you for being here. Thank you for giving me grace. And thank you for being such a meaningful part of my journey. I'm excited for what we're building together in 2026.

More Clever Girl Finance Resources:

❤ Get the best-selling Clever Girl Finance Books: clevergirlfinance.com/books

❤ Get access to 30+ free courses, worksheets, savings challenges, and our favorite banking resources: clevergirlfinance.com/course-packages

❤ Read the Clever Girl Finance Blog: clevergirlfinance.com/blog

❤ Follow us on Instagram: @clevergirlfinance

❤ Subscribe to the Clever Girl Finance newsletter for weekly motivation! clevergirlfinance.com/subscribe

Only have $100 to invest and wondering where to start? You're not alone, and yes, you can begin your wealth-building journey with just that!

In this beginner-friendly episode, I'm sharing exactly what I'd do if I only had $100 to invest, step by step.

WHAT YOU'LL LEARN:

• How to start investing with as little as $100
• Ideas of index funds to get started with (like FZROX, VTI, FXAIX, and more)
• How to build momentum and confidence as a first-time investor
• The importance of consistency over perfection

AND MORE

More Clever Girl Finance Resources:

❤ Get the best-selling Clever Girl Finance Books: clevergirlfinance.com/books

❤ Get access to 30+ free courses, worksheets, savings challenges, and our favorite banking resources: clevergirlfinance.com/course-packages

❤ Read the Clever Girl Finance Blog: clevergirlfinance.com/blog

❤ Follow us on Instagram: @clevergirlfinance

❤ Subscribe to the Clever Girl Finance newsletter for weekly motivation! clevergirlfinance.com/subscribe

You've probably heard it all before, "Just stop buying lattes." "Get a better job." "Cut out everything non‑essential."

But what if some of the most popular money advice doesn't actually work, at least, not for real life or in your current season of life?

On this episode, I'm breaking down six common pieces of financial advice that sound good but often fall flat, plus what to do instead to actually make progress with your money.

WHAT YOU'LL LEARN:

• Why "stop buying coffee" won't make you rich
• Smarter ways to increase your income (beyond "get a better job")
• The truth about saving vs. investing
• How to cut expenses without feeling deprived Why it's never too late to start building wealth
• How talking about money openly can transform your finances

AND MORE

Real wealth isn't built on trendy tips, it's built on smart, sustainable habits. Take the advice that fits your life, leave what doesn't, and keep moving forward.

More Clever Girl Finance Resources:

❤ Get the best-selling Clever Girl Finance Books: clevergirlfinance.com/books

❤ Get access to 30+ free courses, worksheets, savings challenges, and our favorite banking resources: clevergirlfinance.com/course-packages

❤ Read the Clever Girl Finance Blog: clevergirlfinance.com/blog

❤ Follow us on Instagram: @clevergirlfinance