In this episode, Evan examines the pros and cons of RRSP loans—borrowing money to contribute to your retirement savings. He notes while RRSP loans offer tax deductions and lower interest rates, most people would be better off avoiding them due to the costs, risks, and limited flexibility of leveraged investing.

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✨ Get your money organized - Your Full Financial Picture Spreadsheet

In this episode, Evan explains how Canadian retirement income accounts—RRIFs, LIFs, and PRIFs—work, covering how to convert accumulation accounts into income-producing accounts, the minimum and maximum withdrawal rules, tax implications, and province-specific regulations for managing retirement savings.

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✨ Get your money organized - Your Full Financial Picture Spreadsheet

On this episode, Evan describes the key accumulation accounts available to Canadian and their potential uses for investors.

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✨ Get your money organized - Your Full Financial Picture Spreadsheet

In this episode, Evan and Sam discuss gold's historical performance as a hedge against market downturns, inflation, and economic crises, ultimately concluding that while gold has surged recently, the evidence doesn't support it as a reliable hedge in times of economic uncertainty. The episode concludes with a discussion of ways to get exposure to gold's upside through diversified evidenced-based investing.

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✨ Get your money organized - Your Full Financial Picture Spreadsheet

On this episode, Evan examines mutual funds and ETFs. He notes both mutual funds and ETFs can be useful investment containers for building diversified portfolios, challenges the idea that one is inherently better than the other, while clarifying that the real differences lie in their transaction mechanics rather than their investment strategies or tax efficiency.

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✨ Get your money organized - Your Full Financial Picture Spreadsheet

On this episode of the Canadian Money Roadmap, Evan describes what stocks and bonds are, why they're essential building blocks of a retirement portfolio, and how diversification and long-term holding periods reduce risk and increase the likelihood of positive returns.

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✨ Get your money organized - Your Full Financial Picture Spreadsheet

This episode analyzes whether a 20-year-old Quebec lottery winner made the right choice by taking $1,000 per week for life instead of a $1 million lump sum.

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✨ Get your money organized - Your Full Financial Picture Spreadsheet

In this episode, Evan highlights three common financial mistakes to avoid in the new year while sharing practical tips to help you get ahead and retire confidently.

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🗣️ I want to hear from you! Record your comment or question here and you could be featured on an upcoming episode of the podcast

✨ Get your money organized - Your Full Financial Picture Spreadsheet