The APRA Rule That Can Kill Your Next Deal (Before Rates Even Drop)
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The APRA Rule That Can Kill Your Next Deal (Before Rates Even Drop)
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About this listen
APRA has quietly changed the rules for Australian property investors – and it’s not just about the 3% buffer anymore.
From 2026, a new 6x debt-to-income (DTI) cap means some investors will hit a hard wall on borrowing, even if interest rates fall.
In this video, Australian Property Review breaks it down in plain English:
What APRA’s new 6x DTI cap actually is
Who’s most at risk (and who probably isn’t)
The hidden danger of running to non-bank lenders to “escape” APRA
The 3 numbers every investor should know: DTI, cash buffer and stress-test rate
How to adjust your strategy so you can still grow a portfolio inside the new rules
If you’re planning to buy, hold or grow an Aussie property portfolio in the next 5–10 years, you need to understand this before you sign your next loan.
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– APRA and RBA changes
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– Real strategies used by Australian investors
👍 Like the video if you want more content on borrowing power and APRA
www.apreview.com.au