Retirement isn’t just about what you earn — it’s about what you keep.

In this episode of That Financial Guy Show, Keith Wilson breaks down the overlooked tax traps that quietly drain retiree income and create unnecessary stress. From Social Security taxation to IRMAA surcharges, Keith explains how to spot — and avoid — the hidden tax bites that come from well-intentioned decisions.

You’ll learn:
• How the “stacking rule” for income determines whether your capital gains are taxed at 0%, 15%, or 20%
• Why even municipal bond interest can make your Social Security taxable
• How one large IRA withdrawal can raise your Medicare premiums two years later
• The truth about Required Minimum Distributions (RMDs) and how Roth conversions or Qualified Charitable Distributions (QCDs) can help
• Why mutual fund distributions can create surprise tax bills in taxable accounts
• What the 3.8% Net Investment Income Tax (NIIT) really applies to
• How to design an income sequence across taxable, tax-deferred, and Roth accounts to stay efficient for life

Because managing taxes in retirement isn’t about doing more — it’s about doing things in the right order.

🎧 Tune in for a clear, practical deep dive into how to make your money last longer by keeping more of what you’ve already earned.

Helping you to be wise with your money!
To see more videos discussing personal finance Subscribe:
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For more resources: 👉 https://wfa-nc.com/insights

📝 Get your Free Retirement Plan checkup
https://wfa-nc.com/retirement-plan-ch...

To schedule a complimentary consultation with me: 👉...

Every year teaches investors something new — and 2025 was no exception.

In this episode of That Financial Guy Show, Keith Wilson looks back at the biggest financial lessons from the year — what the markets reminded us, what changed for good, and what timeless truths still hold.

You’ll learn:
• Why the February–April correction proved that patience beats panic every time
• How corrections are normal (they happen nearly every year) — and why staying invested works
• Why cash is useful, but not a long-term strategy
• How The One Big Beautiful Bill changed the tax landscape — and why smart planning still matters
• Why inflation never really disappears (and what it means for retirees)
• How simplicity and clarity can bring more confidence than complexity ever could
• And why the best financial plan is one you keep updating, not one you file away

Because real financial success isn’t about predicting the next move — it’s about learning, adapting, and preparing for whatever comes next.

🎧 Tune in to reflect on 2025 — and make sure 2026 starts on the right foot.

Helping you to be wise with your money!
To see more videos discussing personal finance Subscribe:
https://www.youtube.com/channel/UCbDA...

For more resources: 👉 https://wfa-nc.com/insights

📝 Get your Free Retirement Plan checkup
https://wfa-nc.com/retirement-plan-ch...

To schedule a complimentary consultation with me: 👉...

You’ve spent decades focused on growing your money — but once you retire, the game completely changes.

In this episode of That Financial Guy Show, I explain why successful retirement isn’t about chasing returns, it’s about building reliable income that lasts.

You’ll learn:
• The crucial difference between investment planning and income planning
• How to protect yourself from sequence-of-returns risk — the silent portfolio killer
• Why creating a “retirement paycheck” is more important than tracking daily market swings
• How to organize your money into short-term, mid-term, and long-term buckets for stability and growth
• The role of taxes and withdrawal order in maximizing retirement income
• How to build flexibility so your plan holds up in both good and bad markets

Because the real goal isn’t to have the biggest portfolio — it’s to have the most dependable lifestyle.

🎧 Tune in and learn how to turn your savings into an income plan that works as hard as you did.

Helping you to be wise with your money!
To see more videos discussing personal finance Subscribe:
https://www.youtube.com/channel/UCbDA...

For more resources: 👉 https://wfa-nc.com/insights

📝 Get your Free Retirement Plan checkup
https://wfa-nc.com/retirement-plan-ch...

To schedule a complimentary consultation with me: 👉...