• Community resilience is vital in times of crisis.
• The podcast originated from a need to share information post-fire.
• Helping others can provide strength during personal hardships.
• Personal experiences during the fire fostered community connections.
• Insurance challenges are a significant barrier to rebuilding.
• Local governance plays a crucial role in community recovery.
• Engagement in community initiatives can lead to positive change.
• The importance of being present in local politics is emphasized.
• Building relationships across political divides can strengthen communities.
• Hope for the future lies in collective action and support.

summaryThis conversation explores the resilience of the Pacific Palisades community following devastating fires, highlighting the origins of a podcast aimed at sharing information and support. The speakers discuss personal experiences, the challenges of rebuilding, particularly with insurance, and the importance of local governance and community initiatives. They emphasize the need for collective action and the hope for a brighter future as they navigate the complexities of recovery and rebuilding together.

In this episode of 'Three Homeless Guys', the hosts discuss the aftermath of the Palisades fire and the available HUD programs to assist affected residents. Eric McDowell from HUD explains the 203H program, which offers 100% financing for disaster victims, and the 203K program for home rehabilitation. The conversation covers eligibility, application processes, and the importance of meeting deadlines for assistance. The hosts emphasize the urgency of applying before the January 7th deadline and provide resources for listeners to navigate the process effectively.

Takeaways

The deadline for applying for HUD assistance is January 7th.

The 203H program offers 100% financing for disaster victims.

Renters affected by the fire can qualify for the 203H program.

Homeowners can combine the 203H and 203K programs for rebuilding.

Lenders may have different participation levels in these programs.

Documentation requirements are flexible for disaster victims.

The 203K program allows for home renovations and improvements.

Community outreach is essential for informing residents about available aid.

HUD provides resources for finding eligible lenders.

The application process can be initiated quickly if a property is identified.

In this episode of 'Three Homeless Guys', host Joel Pollack, along with guests Nehama Diskin, Ron Goldschmidt, and Oren Ezra, discuss the impact of the Palisades fire on the community, the resilience shown during the holiday season, and the ongoing rebuilding efforts. Nehama shares her personal experiences with the Chabad community and the importance of spreading light and joy amidst adversity. The conversation highlights the significance of community support and the hope for a brighter future as residents begin to return and rebuild their lives.

Takeaways

The Palisades community has shown remarkable resilience after the fire.

Nehama Diskin emphasizes the importance of spreading light during dark times.

The menorah lighting event served as a symbol of hope and unity.

Chabad plays a crucial role in supporting the community's recovery efforts.

Rebuilding homes and lives will take time and effort from everyone involved.

Community events are essential for maintaining connections among residents.

The holiday season brings both joy and reflection for those affected by the fire.

Support from local leaders like Rick Caruso has been invaluable.

The experience of loss has deepened the community's commitment to helping one another.

The future of the Palisades community looks hopeful as residents begin to return.

Chapters

00:00 Introduction to the Palisades Community and the Fire

27:17 The Impact of the Fire on the Community

54:38 Rebuilding and Community Resilience

59:30 220 3 homeless guys outro.wav