In this episode, California independent agent, Tim Coughlin, discusses some common misconceptions that hold Medigap policy holders in California back from lowering premiums on their plans.Recent large rate increases and the crucial role of the California Birthday Rule for Medicare Supplements play big parts in protecting California seniors from paying more than they need to for their Medicare Supplements.

Covered California can be a great option for an affordable health plan with generous "Premium Assistance" and "Cost-Sharing Subsidies".In this episode, Tim Coughlin, an independent certified Covered California, discusses some of the many reasons people can join Covered California outside of the annual Open Enrollment period.Contact Us! https://summitindins.com

Medicare Supplement (aka "Medigap") enrollees who have a Plan F or a Plan G appreciate the strength of their coverage and may have been reluctant to look at a Plan N in the past.This podcast explores common misconceptions people have about Plan N and Medicare Supplements in general.Contact Us! https://summitindins.com

A second major Medicare Supplement carrier in California has announced a massive rate increase on popular plans in many California regions. Experienced California independent agent Tim Coughlin with Summit Independent Insurance Services in Gold River, CA discusses strategies for mitigating the pending Medicare Supplement (aka "Medigap") rate increases in California.Contact Us! https://summitindins.com

Are you traveling a lot on your retirement or even for work? There's some things you should know about Medicare when traveling out of the country! In this episode, we talk everything travel medical and how it relates to Medicare! We also discuss Squaremouth, which we recommend using and have an affiliate link for you to check out!Squaremouth: https://www.squaremouth.com/22868Contact Us! https://summitindins.com

In this episode, we review when to shop your Medicare Supplement (aka Medigap) plan, common misconceptions about changing Medicare Supplement carriers, why a good independent broker can help you find the lowest premium options with discounts, and help you avoid common pitfalls! Out-of-US travel with Medigap and the travel medical insurance platform alongside Squaremouth is discussed as well.Contact Us! https://summitindins.comSquaremouth: https://www.squaremouth.com/22868

A major Medicare Supplement (aka "Medigap") just announced double digit rate increases in many regions. In some California rate regions, pending rate increases were as high as 14-15% on popular plans like Plan G, Plan N, and Plan FIn this episode of the Summit Independent Podcast, we discuss ways to control costs and potential pitfalls to consider when shopping or changing your Medicare Supplement planContact Us! https://summitindins.com

Having a Primary Care Provider that you can build an established relationship with is a very important part to taking care of your health. They are the one who will refer you to specialists, so it's important that you and your PCP work together on finding the right care for you! Independent insurance agencies can help you during the process of finding a PCP you can trust!Contact Us! https://summitindins.com