SugarMamma’s Fireplay cover art

SugarMamma’s Fireplay

SugarMamma’s Fireplay

By: Canna Campbell SugarMammaTV
Listen for free

Having been a Financial Planner for over 15 years, I have seen first hand how money problems can breed stress. Often, people make wrong money decisions because the world of finance can be intimidating and confusing. This podcast cuts through the jargon and provides practical, accessible financial education and empowerment - so you can build sustainable wealth and help achieve financial freedom. You will also hear real-life success stories from people who have transformed their finances and be empowered by valuable advice from industry experts. So join me for the start of a bold and brilliant financial future and growing community. For immediate access to all my content follow @SugarMammaTV@CannaCampbellofficial xCC2026 Canna Campbell SugarMammaTV Economics Personal Finance
Episodes
  • START HERE: I’m 65, Still Have a Mortgage… Can I Afford to Retire?

    START HERE: I’m 65, Still Have a Mortgage… Can I Afford to Retire?
    Sep 24 2026
    What happens when you reach 65 and your finances don't look anything like the retirement plan you thought you'd have? Today's Start Here question comes from a 65-year-old woman who is single, still working FIFO and still has a mortgage. After attempting retirement at 60, she discovered that the lifestyle she'd imagined left her feeling isolated — and she spent a significant amount of her superannuation in the process. She returned to work, bought a home and started rebuilding. Now she's worried about what would happen if her income disappeared before she's financially ready to retire. In this episode, we look at how to create financial security when you're starting — or perhaps restarting — later in life, without feeling as though you need to spend the rest of your working years frantically catching up. We cover how to: Work out what “enough” actually looks like for your retirement Balance paying down a mortgage with building accessible emergency savings Create a financial runway so losing your job doesn't immediately become a housing crisis Think about alternative or part-time work before you actually need it Consider whether downsizing could improve both your finances and your quality of life Assess lifestyle and retirement villages beyond simply looking at the purchase price Understand why community, connection and purpose belong in a retirement plan too Avoid assuming you're automatically eligible for the downsizer contribution Start thinking about superannuation and Centrelink before you retire Know when specialist financial and legal advice can help you make a major decision with greater confidence Most importantly, we challenge the idea that retirement success simply means reaching a certain age with a paid-off home and a huge super balance. Sometimes retirement doesn't go according to plan. Sometimes the life you thought you wanted turns out not to suit you. And sometimes you find yourself starting again much later than expected. That doesn't mean the only answer is deprivation or desperately trying to make up for lost time. Perhaps financial freedom at this stage of life isn't necessarily about stopping work. It's about reaching the point where you no longer have to work. Because the goal isn't simply to retire. It's to build enough security, income, connection and choice to create a next chapter that actually works for you. This episode contains general information and education only and does not take into account your personal objectives, financial situation or needs. Consider seeking appropriate licensed financial and legal advice before making decisions regarding your mortgage, superannuation, Centrelink entitlements or retirement/lifestyle village arrangements. 💡 If you want my help with your Budget or Money Mindset Want more support on your financial journey? Here’s how we can work together: The SugarMamma Budget & Cashflow AcademySick of living paycheque to paycheque or feeling overwhelmed by your money?This course includes aone-on-one appointment with me so I can personally help you.👉 Enrol here Money Mindset & Manifestation MentorshipJoin my program for ongoing support, clarity, and motivation around the way to show up and work on your financial goals and dreams, including attracting the life that you want. Get started here. 📚 My Books If you’re ready to deepen your financial knowledge, check out my books, including our new one: Twelve Months To Financial Freedom: https://link.amazon/B0hPdGjCmBest Seller:The $1000 Project**Mindful Money](https://amzn.to/3RV0poc)Motivated Money by Peter Thornhill(a huge inspiration for me): Read it here (These are Amazon affiliate links to my own books.) 🌟 Stay Connected & Inspired Instagram:@SugarMammaTV — money, budgeting, cashflow & motivationInstagram:@CannaCampbellofficial — lifestyle, capsule wardrobe fashion, motherhoodSubstack Quiet Wealth: https://substack.com/@sugarmammaquietwealthKeynote speaking book via canna@sugarmamma.tvTikTok:@SugarMammaTVYouTube:SugarMammaTV — over 500 bite-sized videos with more than 12 million views!Website:SugarMammaTV.comDon’t forget my other podcast:How Do They Afford That? 👉 Listen here ⚖️ General Advice Warning While we discuss financial topics, everything shared here is general information only — never personal, product, or investment advice. Always: Do your own research.Weigh up the pros, cons, fees, caps, taxes, and risks.Seek professional advice before making financial decisions. 📜 Financial Planning License Details The information in this podcast does not take into account your personal circumstances, goals, or needs. Always read relevant Product Disclosure Statements before acquiring any financial product, and seek independent financial advice where appropriate. Canna Campbell is an Authorised Representative and Financial Adviser of Links Licensee Services Pty Ltd (AFSL No. 700012 | ABN 97 678 975 589). See omnystudio.com/listener for ...
    Show More Show Less
    17 mins
  • How To Build Your First ETF Portfolio (Step by Step Guide for Beginner's Financial Freedom))

    How To Build Your First ETF Portfolio (Step by Step Guide for Beginner's Financial Freedom))
    Sep 20 2026
    How To Build Your First ETF Portfolio (Step by Step) You’ve saved the money. You’ve opened the share trading account. Now comes the big question… which ETF do you actually buy? With hundreds of ETFs to choose from, getting started can quickly become overwhelming. Australian shares, international shares, high-growth funds, dividend ETFs, sector ETFs, bonds—the choices are endless. In this episode of SugarMamma’s Fireplay, I strip away the noise and walk you through a practical, step-by-step process for building your first ETF portfolio. We cover: How to set a clear investment and passive income goalWhy your timeframe and risk profile should come before choosing an ETFWhat an ETF actually is and how diversification worksThe difference between Australian, international, diversified, sector and defensive ETFsHow to give each ETF in your portfolio a clear purposeWhy more ETFs doesn’t necessarily mean better diversificationHow to identify and avoid unnecessary overlapHow to work backwards from your passive income goalWhy an $80,000 annual passive income target could mean aiming for approximately $1.6 million invested at a hypothetical 5% yieldHow to actually purchase your first ETFThe important administration to complete afterwards—including your TFN, bank details, share registry and record keepingDividend Reinvestment Plans (DRPs) and how reinvesting distributions can help compound your portfolio over time The goal isn’t to build the perfect portfolio overnight. It’s to build a simple, diversified portfolio you understand, keep contributing to it and give yourself enough time for growth, income and compounding to do their work. And this is only Part One. Next week: I’m sharing the biggest ETF investing mistakes I see—from doubling up on the same investments and chasing past performance to unnecessary fees, overcomplicating your portfolio and constantly changing strategy. If you’re serious about using ETFs to build long-term wealth and passive income, make sure you listen to both episodes. 💡 If you want my help with your Budget or Money Mindset Want more support on your financial journey? Here’s how we can work together: The SugarMamma Budget & Cashflow AcademySick of living paycheque to paycheque or feeling overwhelmed by your money?This course includes aone-on-one appointment with me so I can personally help you.👉 Enrol here Money Mindset & Manifestation MentorshipJoin my program for ongoing support, clarity, and motivation around the way to show up and work on your financial goals and dreams, including attracting the life that you want. Get started here. 📚 My Books If you’re ready to deepen your financial knowledge, check out my books: Best Seller:The $1000 Project**Mindful Money](https://amzn.to/3RV0poc)Motivated Money by Peter Thornhill(a huge inspiration for me): Read it here (These are Amazon affiliate links to my own books.) 🌟 Stay Connected & Inspired Instagram:@SugarMammaTV — money, budgeting, cashflow & motivationInstagram:@CannaCampbellofficial — lifestyle, capsule wardrobe fashion, motherhoodSubstack Quiet Wealth: https://substack.com/@sugarmammaquietwealthKeynote speaking book via canna@sugarmamma.tvTikTok:@SugarMammaTVYouTube:SugarMammaTV — over 500 bite-sized videos with more than 12 million views!Website:SugarMammaTV.comDon’t forget my other podcast:How Do They Afford That? 👉 Listen here ⚖️ General Advice Warning While we discuss financial topics, everything shared here is general information only — never personal, product, or investment advice. Always: Do your own research.Weigh up the pros, cons, fees, caps, taxes, and risks.Seek professional advice before making financial decisions. 📜 Financial Planning License Details The information in this podcast does not take into account your personal circumstances, goals, or needs. Always read relevant Product Disclosure Statements before acquiring any financial product, and seek independent financial advice where appropriate. Canna Campbell is an Authorised Representative and Financial Adviser of Links Licensee Services Pty Ltd (AFSL No. 700012 | ABN 97 678 975 589). This episode contains general financial information and is for educational purposes only. It does not take into account your personal objectives, financial situation or needs. Consider whether the information is appropriate for your circumstances and seek professional financial advice where required. See omnystudio.com/listener for privacy information.
    Show More Show Less
    30 mins
  • Skin Longevity: What’s Actually Worth Investing In?

    Skin Longevity: What’s Actually Worth Investing In?
    Sep 18 2026

    With so many skincare products, ingredients and promises competing for our attention, how do we know what is actually worth investing in?

    In this special episode of SugarMamma’s Fireplay, proudly partnered with La Roche-Posay, Canna sits down with leading dermatologist Dr Shreya Andric to cut through the noise and unpack the science of skin longevity, ageing and the appearance of pigmentation.

    Together they explore why dark spots, sunspots and uneven skin tone can become more noticeable as we age; the different types of hyperpigmentation; why they can be so stubborn to address; and the active ingredients backed by dermatological science.

    Dr Andric also explains the science behind Melasyl™, how it works alongside ingredients including Niacinamide and Proxylane, and the innovation behind La Roche-Posay’s NEW MELA DOUBLE DOSE, which contains double the concentration of Mela B3 Serum.

    Most importantly, this conversation is about helping you feel informed and empowered when choosing where to spend your money on skincare — understanding what matters, what the science says, and how consistency and prevention play a role in supporting healthy-looking skin over time.

    Ask your pharmacist about the NEW MELA DOUBLE DOSE from La Roche-Posay or head to laroche-posay.com.au to learn more.

    This episode is a paid partnership with La Roche-Posay.

    See omnystudio.com/listener for privacy information.
    Show More Show Less
    18 mins
adbl_web_anon_alc_button_suppression_t1
All stars
Most relevant
Canna provides valuable financial content using easy to understand language and makes you think about your money journey. She also speaks with everyday people about ways to save money and manifest wealth and also provides her own personal tips and tricks along the way. Well worth a listen!

Amazing content

Something went wrong. Please try again in a few minutes.
Canna Campbell knows her stuff and it’s interesting to see a female preservative, particularly an Australian one! The audio quality isn’t perfect, but given it’s a free podcast that talks about being frugal, I can definitely overlook her not forking out for sound engineering!

Great content and motivational advice

Something went wrong. Please try again in a few minutes.
In the spirit of reconciliation, Audible acknowledges the Traditional Custodians of country throughout Australia and their connections to land, sea and community. We pay our respect to their elders past and present and extend that respect to all Aboriginal and Torres Strait Islander peoples today.