In today’s episode of SugarMamma’s Fireplay, I sit down with Lindsey — a wife, mother, and inspiring example of what’s possible when you combine courage, discipline, and vision.

Back in 2008, Lindsey and her husband were both earning $55,000 a year. They dreamed of building a life together but didn’t want to be tied to a huge mortgage forever. So they took a leap of faith — leaving their stable jobs to work in the mines. What happened next changed everything.

Over the years, Lindsey and her husband:

• Paid off two blocks of land while working FIFO.

• Saved $300,000 in cash to build their dream home.

• Subdivided their land, making smart property sales at the right time.

• Built their family home — now worth around $1.8 million — and became completely mortgage-free.

• Grew their superannuation balances to $250,000 each.

• Built an emergency fund, regular holiday savings, and a share portfolio they’re aiming to grow to $1 million in 20 years.

And the best part? They did all this while raising two children, travelling, and enjoying their lives along the way.

Lindsey opens up about the lessons, setbacks, and mindset shifts she’s experienced, and she shares advice for anyone who wants to create financial freedom on their own terms. This isn’t just a story about money — it’s about courage, clarity, and choosing a life that aligns with your values.

If you’re looking for motivation and practical inspiration, this is one episode you don’t want to miss.

📲 Stay Connected

• Follow me on Instagram: @SugarMammaTV

• Lifestyle & capsule wardrobe inspo: @CannaCampbellofficial

• TikTok: @sugarmammatv

• YouTube: SugarMammaTV

Check out my books:

• The $1000 Project → Buy here

• Mindful Money → Buy here

• Motivated Money by Peter Thornhill → Buy here

Work with me:

• Budget & Cashflow Academy

• Money Mindset & Manifestation Coaching

⚠️ Disclaimer

This podcast is for educational purposes only and does not constitute financial advice. Always consider your personal circumstances and seek professional advice before making major financial decisions.

⚖️ Additional General Advice Warning

While we discuss financial topics, everything shared here is general information only — never personal, product, or investment advice. Always:

• Do your own research.
• Weigh up the pros, cons, fees, caps, taxes, and risks.
• Seek professional advice before making financial decisions.

📜 Financial Planning License Details

The information in this podcast does not take into account your personal circumstances, goals, or needs. Always read relevant Product Disclosure Statements before acquiring any financial product, and seek independent financial advice where appropriate.

Canna Campbell is an Authorised Representative and Financial Adviser of Links Licensee Services Pty Ltd (AFSL No. 700012 | ABN 97 678 975 589).

#FinancialFreedom #MortgageFree #WealthBuilding #FIFO #DebtFreeJourney #SugarMammaFireplay #InvestingForTheFuture #MoneyMindset #FinancialIndependence #WomenWithWealth

See omnystudio.com/listener for privacy information.

If you’ve ever looked at your super and thought, “Am I in the right investment option?” — this episode is for you.

One listener recently asked me:
“Hi Canna, I’ve just realised I’m in the Balanced option with my super, but I don’t think this is right for me or my age group. Should I switch to Growth or High Growth?”

It’s such a common question — and one that could have a huge impact on your financial future. But before making any changes, there are important things to understand.

In this episode, I’ll walk you through:

• ✅ Why your super investment option matters more than you think.

• 🧠 How to work out your risk profile and why age isn’t the only factor.

• 💸 The hidden costs of switching options (like capital gains tax inside super).

• 🔍 What to check in your super fund itself — fees, investment menu, insurance, and retirement features.

• 📈 Why contributions matter just as much as investment choice.

• 🔄 How to review your super regularly so it stays aligned with your life.

• 👩‍💼 When and why to seek advice from a licensed financial planner.

Most importantly, I’ll show you how to move from confusion and hesitation to confidence and clarity with your super — one of your most powerful long-term wealth-building tools.

MUST LISTEN TO MY OTHER SUPERANNUATION EPISODES HERE:

🔑 Key Takeaway

There’s no one-size-fits-all answer to Growth vs High Growth. What matters is understanding your risk tolerance, reviewing your fund’s competitiveness, and making thoughtful, informed decisions that align with your goals.

📲 Call to Action

If this episode resonated with you, share it with a friend who might also be ignoring their super. And if you’ve got a money question you’d like me to cover in a future Start Here episode, DM me on Instagram — @SugarMamma or @CannaCampbellOfficial.

⚖️ Additional General Advice Warning

While we discuss financial topics, everything shared here is general information only — never personal, product, or investment advice. Always:

• Do your own research.
• Weigh up the pros, cons, fees, caps, taxes, and risks.
• Seek professional advice before making financial decisions.

📜 Financial Planning License Details

The information in this podcast does not take into account your personal circumstances, goals, or needs. Always read relevant Product Disclosure Statements before acquiring any financial product, and seek independent financial advice where appropriate.

Canna Campbell is an Authorised Representative and Financial Adviser of Links Licensee Services Pty Ltd (AFSL No. 700012 | ABN 97 678 975 589).

See omnystudio.com/listener for privacy information.

What happens when your body can no longer do the work you’ve built your career around? It’s a confronting thought, but one we all need to face. Whether it’s illness, injury, burnout, or simply age — the day may come when your body says “enough.”

In this episode of SugarMamma’s Fireplay, I explore the financial and emotional reality of what happens when you can’t work anymore, and how to prepare now so you’re not left vulnerable later.

We’ll cover:

• ✅ Why relying only on your physical ability to earn an income is risky

• ✅ How to build a back-up plan that keeps money flowing even if you can’t work

• ✅ The role of insurance, superannuation, and passive income in protecting your lifestyle

• ✅ Real-life examples of how sudden health changes can derail financial security

• ✅ Small, practical steps you can take today to future-proof your finances

This is not about doom and gloom — it’s about empowerment and preparation. Because the earlier you prepare for life’s “what ifs,” the stronger, safer, and freer your future becomes.

🔑 Key Takeaways

• Your income is your greatest financial asset — protect it.

• Illness and injury can happen to anyone, at any stage of life.

• Income protection insurance, superannuation, and emergency savings are essential safety nets.

• Building multiple income streams — including investments that generate passive income — creates long-term resilience.

• Don’t wait for a crisis to plan. Future-proof your financial freedom now.

📚 Resources & Links

• Books:

  • The $1000 Project: Buy here

  • Mindful Money: Buy here

  • Motivated Money by Peter Thornhill: Buy here

• SugarMamma Courses:

  • Budget & Cashflow Academy

  • Money Mindset & Manifestation Course

• Stay connected:

  • Instagram: @SugarMammaTV | @CannaCampbellOfficial

  • TikTok: @SugarMammaTV

  • YouTube: SugarMammaTV

  • Website: www.SugarMammaTV.com

  • Other podcast: How Do They Afford That?

⚠️ General Advice Disclaimer

This podcast is for educational purposes only. It is not personal financial advice. Always do your own research and seek advice from a licensed financial planner before making financial decisions.

⚖️ Additional General Advice Warning

While we discuss financial topics, everything shared here is general information only — never personal, product, or investment advice. Always:

• Do your own research.
• Weigh up the pros, cons, fees, caps, taxes, and risks.
• Seek professional advice before making financial decisions.

📜 Financial Planning License Details

The information in this podcast does not take into account your personal circumstances, goals, or needs. Always read relevant Product Disclosure Statements before acquiring any financial product, and seek independent financial advice where appropriate.

Canna Campbell is an Authorised Representative and Financial Adviser of Links Licensee Services Pty Ltd (AFSL No. 700012 | ABN 97 678 975 589).

#SugarMammaTV #SugarMammasFireplay #FinancialFreedom #IncomeProtection #PassiveIncome #Superannuation #EmergencyFund #FinancialPlanningAustralia #MoneyMotivation #LongTermWealth

See omnystudio.com/listener for privacy information.