Navigating the complexities of Ontario divorce financial statements can feel overwhelming, but understanding Forms 13 and 13.1 is your key to a fair and efficient settlement. Dive into this episode where experts break down the essentials of divorce financial disclosure, from income and expenses to assets and debts, helping you avoid common pitfalls in family law proceedings. Whether you're dealing with child support, spousal support, or property division, discover how accurate financial statements pave the way for a smoother divorce process.

• Learn the key differences between Form 13 (for support claims only) and Form 13.1 (for both support and property division), ensuring you choose the right one for your Ontario divorce case.
• Master how to disclose income, expenses, assets, and debts accurately, including tips on handling joint property, non-cash benefits, and supporting documents like tax returns and pay stubs.
• Understand when financial statements are required—such as in claims for child support, spousal support, or asset division—and scenarios where you might not need them, like simple child support agreements.
• Explore the benefits of comprehensive divorce financial disclosure, including shorter resolution times, reduced costs, and stronger legal positions through workshops like the DTSW Disclosure & Financial Statement Workshop.

Sarah Bates, Certified Divorce Specialist and founder of Naked Divorce Filer by DTSW, shares her expertise in simplifying uncontested divorces without lawyers. Ken Maynard, Certified Divorce Financial Analyst and Accredited Family Mediator, discusses his Soft Landing Divorce Settlement Method for amicable, cost-effective resolutions.

• 📞 Phone: (647) 360-3200
• 🌐 Website: divorcethesmartway.ca
• 📧 Email: kmaynard@dtsw.ca

• 📞 Phone: (647) 493-1800
• 🌐 Website: www.thesmartdivorce.com
• 📧 Email: sarah@thesmartdivorce.com

Discover how full financial disclosure can be the game-changer in your divorce journey, turning chaos into clarity and avoiding costly pitfalls. Join experts as they break down the essential levels of disclosure, from basic income sharing to complex audits, and reveal why honesty here paves the way for faster, amicable settlements. Whether you're navigating property division or support claims, this episode equips you with the knowledge to handle financial disclosure like a pro and emerge stronger.

• Financial disclosure is mandatory in Ontario divorces, requiring detailed documentation of assets, debts, and income to ensure fair asset division and support arrangements.
• There are multiple levels of disclosure, from initial information provision to full audits, emphasizing precision over estimation to avoid delays and legal penalties.
• Failure to disclose can lead to severe consequences like invalidated agreements, court sanctions, or even imprisonment, while proper disclosure shortens resolution time and reduces costs.
• Tools like the DTSW Disclosure Workshop help pinpoint issues, build trust, and strengthen your position through comprehensive financial transparency.

Sarah Bates, Certified Divorce Specialist and guide at Naked Divorce Filer by DTSW, with over a decade in family law helping clients file uncontested divorces affordably. Ken Maynard, Certified Divorce Financial Analyst and Accredited Family Mediator, offering the Soft Landing Divorce Settlement Method for collaborative, cost-effective separations since 2010.

• 📞 Phone: (647) 360-3200
• 🌐 Website: divorcethesmartway.ca
• 📧 Email: kmaynard@dtsw.ca

• 📞 Phone: (647) 493-1800
• 🌐 Website: www.thesmartdivorce.com
• 📧 Email: sarah@thesmartdivorce.com

Navigating spousal support in Ontario doesn't have to be overwhelming—discover how the Spousal Support Advisory Guidelines (SSAG) simplify the process for separating couples. Dive into practical formulas for calculating payments, whether child support is involved or not, and learn key factors like income disparity, marriage length, and financial needs that influence outcomes. Whether you're facing divorce or seeking clarity on spousal support calculators, this episode breaks down the essentials to help you achieve a fair, drama-free resolution.

• The Spousal Support Advisory Guidelines (SSAG) provide a non-binding framework for determining support amounts and duration based on income, marriage length, and family circumstances in Ontario.
• Calculations differ with or without child support: use Individual Net Disposable Income (INDI) for cases involving kids, or income disparity multiplied by cohabitation years for child-free scenarios.
• Support duration typically ranges from half to the full length of the marriage, influenced by factors like earning capacity, child needs, and self-sufficiency incentives—infidelity doesn't affect rulings due to no-fault divorce laws.
• Common scenarios for denying or adjusting support include remarriage, financial independence, or prenuptial agreements, with indexing to combat inflation ensuring payments maintain value over time.

Sarah Bates, Certified Divorce Specialist and guide behind Naked Divorce Filer by DTSW, with over a decade in family law helping clients file uncontested divorces affordably and drama-free. Ken Maynard, Certified Divorce Financial Analyst and Accredited Family Mediator, delivering compassionate mediation via the Soft Landing Divorce Settlement Method since 2010 to avoid adversarial battles.

• 📞 Phone: (647) 360-3200
• 🌐 Website: divorcethesmartway.ca
• 📧 Email: kmaynard@dtsw.ca

• 📞 Phone: (647) 493-1800
• 🌐 Website: www.thesmartdivorce.com
• 📧 Email: sarah@thesmartdivorce.com